Posts by Barry Choi
What is a Credit Union?
Have you ever drive around your neighbourhood or city and noticed things called credit unions? If you answered yes, the odds are you’ve likely asked yourself what is a credit union? Credit unions are similar to banks and other financial institutions, but what makes them different is that they use a cooperative model where their…
Read MoreHow to Build Credit as A new Immigrant
If you recently arrived in Canada, you’re likely wondering how to build credit as a new immigrant? The process of building a credit history and credit score in Canada is easy. However, depending on your circumstances, getting a good credit score may take some time. Regardless of your situation, building your credit score in Canada…
Read MorePC Insiders Review | Get 25,000 points ($25) for free
PC Insiders has been around for a few years now, and many members (myself included) swear by it. The ability to earn additional PC Optimum points and all the extra perks easily made the annual fee worth it. However, the biggest complaint about the program was that it didn’t benefit everyone. It appears that PC…
Read MoreHow Much Does it Cost to go to Boston?
The Freedom Trail, Fenway Park, and lobster rolls. Boston is one of the cities in the United States to visit since it offers historic sites, great sports teams, and kid-friendly attractions. The question is, how much does it cost to go to Boston? You might be surprised to learn that Boston is one of the…
Read MoreGrocery Stores That Price Match in Canada
For many of us, monthly expenses such as groceries, utilities, rent or mortgage payments, car insurance, and more can quickly add up. Therefore, we are always eager to budget and save where we can. One of the best ways to save money on a monthly or weekly basis is by shopping for your groceries at…
Read MoreCanada Recovery Caregiving Benefit (CRCB) | How to apply for CRCB
The Canada Recovery Caregiving Benefit (CRCB) is another benefit available to Canadians due to the outbreak of COVID-19. The CRCB is specifically aimed at employed or self-employed individuals who can’t work because they need to take care of a child under the age of 12 or a family member that requires supervised care. For those…
Read MoreOnlyFans Taxes for Canadians
Anyone who’s joined OnlyFans and has started to earn an income has likely wondered how their taxes will work. To be clear, it doesn’t matter if you’ve earned $10 or $100,000 on the site, any income earned is considered self-employment income and needs to be reported to the Canada Revenue Agency. The good news is…
Read MoreCanada Emergency Rent Subsidy (CERS) |How to Apply for CERS
The Canada Emergency Rent Subsidy (CERS) was recently announced and will replace the Canada Emergency Commercial Rent Assistance (CECRA) program. The CERS will be similar to the CECRA in the sense that it’ll provide rent relief for small business owners, but the updated version is much better since it allows you to bypass landlords for…
Read MoreTangerine Bank Review
Formerly known as ING Direct, Tangerine Bank has been in Canada for more than two decades. They were one of the first digital banks in the country and is one of the most recognized brands out there. The advantage of being one of the first players out there is that they know what their customers…
Read MoreThe Best High-Interest Savings Accounts in Canada
With Canada having some of its lowest interest rates in the last decade the thought of a high-interest savings accounts in Canada may seem absurd. To complicate things, there are so many different banks in Canada and they all have various accounts that come with different features. If you’re not aware of what to look…
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