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  • accidental lifestyle inflation

    Accidental Intentional Lifestyle Inflation

    Before I went full-time self-employed, all of my finances were automated. I had a DB pension and stock plan with my employer. I also made automatic monthly transfers towards all my savings goals. Life and [...]

  • how to earn more travel rewards points

    How to Earn More Travel Rewards Points

    **This article contains affiliate links People are constantly asking me how to earn more travel rewards?  You see, I travel 3 - 4 times a year and for every trip I take, there’s a good [...]

  • What’s on Your Bucket List?

    **This is a sponsored post written by me on behalf of IHG Hotels. All opinions are my own. Do you have a bucket list? Most of us do. In fact, a recent IHG survey shows that [...]

  • Is Your Kids’ FOMO Ruining Your Finances?

    We all know what FOMO is right? If not, it’s an acronym for fear of missing out. FOMO has become a huge thing as of late - okay, maybe it’s just a popular term to [...]

  • 5 Financial Tips for Freelancers

    5 Financial Tips for Freelancers

    **This is a sponsored post written by me on behalf of Intuit. All opinions are my own. After four years of side hustling, I finally decided to become a full-time freelancer this year. I wish [...]

About Barry Choi

I’m a Toronto-based personal finance and travel expert who frequently makes media appearances. My blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel.

As a completely self-taught, do-it-yourself investor with no formal training, I make money easy to understand for all Canadians. I combine my knowledge of finance with my passion for travel and encourage people to see the world.

My specialties include personal finance, budget travel, millennial money, credit cards, and trending destinations.


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Work with me

Freelance Writer

I’m a professionally trained writer available to write for you. Brands I’ve written for include Tangerine, MoneySense, PC Financial, RateHub, Rate Supermarket, Skyscanner, Intrepid Travel, Greedy Rates, and KnowRoaming.

Brand Ambassador

I work with brands to get their messaging across in an authentic way that audiences can relate to. I’ve worked with brands such as BMO, PC Financial, Tangerine, CIBC, Expedia, Starwood, Tourism Germany, KAYAK, and Trip Central.


I provide insight on how to successfully work with influencers. As an established voice in the Canadian personal finance & travel communities, I’m able to make personal recommendations based on your campaign needs.

Browse the blog for more great tips!

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