Home 2017-12-29T09:14:35+00:00
  • BMO World Elite Mastercard review

    BMO World Elite Mastercard Review

    The BMO World Elite Mastercard was easily one of the best travel credit cards in Canada, but after changes to the card earlier this year, many people wonder how it ranks now. In my opinion, [...]

  • Why You Shouldn’t Fund Your Travels on Credit

    Hands up if you need a vacation? Okay, put your hand down, people are going to think you’re crazy if you’re putting your hands up wherever you’re reading this. I think it’s fair to say [...]

  • Budgeting for a Baby – What I Wish I Knew

    **This is a sponsored post written by me on behalf of Kijiji. All opinions are my own. This past weekend, my daughter Scarlett turned one. It’s been a crazy year adjusting as new parents with [...]

  • 8 Places to get Your Chocolate fix Around the World

    July 7th may be one of the happiest days of the year: it’s World Chocolate Day! That’s right, this international holiday celebrates this oh-so-delicious treat in all of its mouth-melting glory. And for good reason. [...]

  • Brim financial

    What the F is Going on With Brim Financial?

    Rarely do you ever see the public get excited about a credit card launch, but when Brim Financial’s website popped up online earlier this year, there was A LOT of hype. I myself was intrigued. [...]

About Barry Choi

I’m a Toronto-based personal finance and travel expert who frequently makes media appearances. My blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel.

As a completely self-taught, do-it-yourself investor with no formal training, I make money easy to understand for all Canadians. I combine my knowledge of finance with my passion for travel and encourage people to see the world.

My specialties include personal finance, budget travel, millennial money, credit cards, and trending destinations.


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Work with me

Freelance Writer

I’m a professionally trained writer available to write for you. Brands I’ve written for include Tangerine, MoneySense, PC Financial, RateHub, Rate Supermarket, Skyscanner, Intrepid Travel, Greedy Rates, and KnowRoaming.

Brand Ambassador

I work with brands to get their messaging across in an authentic way that audiences can relate to. I’ve worked with brands such as BMO, PC Financial, Tangerine, CIBC, Expedia, Starwood, Tourism Germany, KAYAK, and Trip Central.


I provide insight on how to successfully work with influencers. As an established voice in the Canadian personal finance & travel communities, I’m able to make personal recommendations based on your campaign needs.

Browse the blog for more great tips!

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