Home 2017-03-22T11:04:56+00:00
  • millenials bank

    Millennials Are Most Loyal to Banks

    77 per cent of millennials prefer to have all their financial products and credit cards with their main bank. This is not a joke, that data comes from a recent survey from LowestRates.ca. I remember [...]

  • 10 Things You’re Forgetting to Budget for Your Next Vacation

    I’ve always stressed the importance of having a vacation budget in place. By having one, you can accurately estimate your costs and start saving for your trip. I find that people who don’t budget for [...]

  • A higher income won't change anything

    A Higher Income Won’t Change Anything

    A few years ago, when it came time to renegotiate our union contract with the company, I decided to join the bargaining team. I didn’t join because I was pro union. I joined because I [...]

  • what's your money for

    What is Your Money for?

    Back in November I attended the Canadian Personal Finance Conference. If you’re not familiar with CPFC, it’s basically where a lot of Canadian money bloggers, writers, and professionals get together to talk about content, branding, [...]

  • Churning Credit Cards in Canada

    Churning Credit Cards in Canada

    Churning credit cards in Canada has become a popular thing as of late. Wait, what does churning credit cards mean? To simply put it, it's when you sign up for credit cards with large signup [...]

About Barry Choi

I’m a Toronto-based personal finance and travel expert who frequently makes media appearances. My blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel.

As a completely self-taught, do-it-yourself investor with no formal training, I make money easy to understand for all Canadians. I combine my knowledge of finance with my passion for travel and encourage people to see the world.

My specialties include personal finance, budget travel, millennial money, credit cards, and trending destinations.


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Work with me

Freelance Writer

I’m a professionally trained writer available to write for you. Brands I’ve written for include Tangerine, MoneySense, PC Financial, RateHub, Rate Supermarket, Skyscanner, Intrepid Travel, and KnowRoaming.

Brand Ambassador

I work with brands to get their messaging across in an authentic way that audiences can relate to. I’ve worked with brands such as BMO, PC Financial, Tangerine, CIBC, Expedia, Starwood, Tourism Germany, KAYAK, and Trip Central.


I provide insight on how to successfully work with influencers. As an established voice in the Canadian personal finance & travel communities, I’m able to make personal recommendations based on your campaign needs.

Browse the blog for more great tips!

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