Home 2017-03-22T11:04:56+00:00
  • How I’m Turning Found Money Into Free Money

    Baby Scarlett is 3 months old now and it’s been one heck of a ride. We’ve been fortunate in the sense that she hasn’t been too fussy of a baby, but as any new parent [...]

  • Hiroshima and Miyajima in One Day From Kyoto

    If you’re headed to Japan and plan on spending some time in Kyoto, there’s a good chance that you’re planning a trip to Hiroshima. As you do your research, you’ll quickly learn that the island [...]

  • HSBC Premier World Elite MasterCard review

    When CHASE decided to pull the Amazon.ca Visa card, there were some concerns from the credit card community that Canadians would soon have limited choice when it comes to credit cards with no foreign transaction [...]

  • Financial Aid Opportunities for Canadians Looking for an American Education

    **Editors note: Today's guest post comes from Jacob over at Dollar Diligence,  a personal finance blog that teaches you to be intentional with your money. While Canada has a fantastic higher education system, many Canadian students [...]

  • Why Timing Matters When it Comes to Travel

    I’ve been travelling actively for a decade and when given a choice, I’ll always go during the spring or fall. There’s one simple reason why I choose to travel at these times of the year [...]

About Barry Choi

I’m a Toronto-based personal finance and travel expert who frequently makes media appearances. My blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel.

As a completely self-taught, do-it-yourself investor with no formal training, I make money easy to understand for all Canadians. I combine my knowledge of finance with my passion for travel and encourage people to see the world.

My specialties include personal finance, budget travel, millennial money, credit cards, and trending destinations.


As Featured In

Work with me

Freelance Writer

I’m a professionally trained writer available to write for you. Brands I’ve written for include Tangerine, MoneySense, PC Financial, RateHub, Rate Supermarket, Skyscanner, Intrepid Travel, and KnowRoaming.

Brand Ambassador

I work with brands to get their messaging across in an authentic way that audiences can relate to. I’ve worked with brands such as BMO, PC Financial, Tangerine, CIBC, Expedia, Starwood, Tourism Germany, KAYAK, and Trip Central.


I provide insight on how to successfully work with influencers. As an established voice in the Canadian personal finance & travel communities, I’m able to make personal recommendations based on your campaign needs.

Browse the blog for more great tips!

Personal Finance Travel