Home 2017-03-22T11:04:56+00:00
  • first mortgage

    Advice for Getting Your First Mortgage

    It was just over a year ago that I purchased my first home and with it came my first mortgage. As a personal finance expert, I was quite familiar with mortgages, so there were no [...]

  • The Benefits of Solo Travel

    Despite the fact that it’s been almost a decade since I travelled alone, I still have fond memories of that time. Admittedly, my solo travel days were limited since most of the time I ended [...]

  • Oops, I Forgot to Pay my Credit Card Bill

    So a funny thing happened a little while back, I forgot to pay my credit card bill. It’s only funny because I’m constantly preaching about how we need to pay our credit card bills on [...]

  • how much does ivf cost ultrasound

    How Much Does IVF Cost?

    So I’ve got an announcement, my wife and I are expecting! Our due date is early July so I’ve kept this news on the down low for quite some time. We’re really excited about this [...]

  • Churning Credit Cards in Canada

    Churning Credit Cards in Canada

    Churning credit cards in Canada has become a popular thing as of late. Wait, what does churning credit cards mean? To simply put it, it's when you sign up for credit cards with large signup [...]

About Barry Choi

I’m a Toronto-based personal finance and travel expert who frequently makes media appearances. My blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel.

As a completely self-taught, do-it-yourself investor with no formal training, I make money easy to understand for all Canadians. I combine my knowledge of finance with my passion for travel and encourage people to see the world.

My specialties include personal finance, budget travel, millennial money, credit cards, and trending destinations.


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Work with me

Freelance Writer

I’m a professionally trained writer available to write for you. Brands I’ve written for include Tangerine, MoneySense, PC Financial, RateHub, Rate Supermarket, Skyscanner, Intrepid Travel, and KnowRoaming.

Brand Ambassador

I work with brands to get their messaging across in an authentic way that audiences can relate to. I’ve worked with brands such as BMO, PC Financial, Tangerine, CIBC, Expedia, Starwood, Tourism Germany, KAYAK, and Trip Central.


I provide insight on how to successfully work with influencers. As an established voice in the Canadian personal finance & travel communities, I’m able to make personal recommendations based on your campaign needs.

Browse the blog for more great tips!

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