• The Best High-Interest Savings Accounts in Canada

    **This post contains affiliate links With Canada having some of its lowest interest rates in the last decade the thought of a high-interest savings accounts in Canada may seem absurd. To complicate things, there are [...]

  • Is an RRSP Loan Worth it?

    Should you get an RRSP loan? That’s a question that I’ve been getting a lot as of late. At first, I was like this is a very specific question for new investors to be asking, [...]

  • Emirates A380 First Class Dubai to Toronto Review

    Although I've been collecting points and miles for years, I've yet to cash in on something spectacular for myself. Sure, I've claimed business class tickets to Asia for my parents and my brother, but I've [...]

  • How Much Does it Cost to go to Greece?

    Dreaming of a Greek escape? From the historic landmarks in Athens to the crystal clear waters surrounding the islands, Greece is a dream destination for many. But, just how much does it cost to go [...]

  • RRSP Mistakes to Avoid

    Although registered retirement savings plans (RRSP) have been around for more than 50 years, many people are still confused about them. Understanding the basics is one thing, but people often struggle when deciding between using [...]

About Barry Choi

I’m a Toronto-based personal finance and travel expert who frequently makes media appearances. My blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel.

As a completely self-taught, do-it-yourself investor with no formal training, I make money easy to understand for all Canadians. I combine my knowledge of finance with my passion for travel and encourage people to see the world.

My specialties include personal finance, budget travel, millennial money, credit cards, and trending destinations.



As Featured In

Work with me

Freelance Writer

I’m a professionally trained writer available to write for you. Brands I’ve written for include Tangerine, MoneySense, PC Financial, RateHub, Rate Supermarket, Skyscanner, Intrepid Travel, Greedy Rates, and KnowRoaming.

Brand Ambassador

I work with brands to get their messaging across in an authentic way that audiences can relate to. I’ve worked with brands such as BMO, PC Financial, Tangerine, CIBC, Expedia, Starwood, Tourism Germany, KAYAK, and Trip Central.


I provide insight on how to successfully work with influencers. As an established voice in the Canadian personal finance & travel communities, I’m able to make personal recommendations based on your campaign needs.

Browse the blog for more great tips!

Personal Finance Travel