Home 2017-03-22T11:04:56+00:00
  • It’s not an Investment, it’s Marketing

    Ads are all around us; there’s just no way to avoid them. We can try our best to block them online, but walk in any direction and we’ll come across an ad soon enough. Ads [...]

  • My Baby Costs so far

    Many people know that babies are expensive. But nothing really prepares you for all that extra money you need to spend. My wife and I had already spent a small fortune since we had to [...]

  • My Wife and I Saved a 50% Down Payment and Still Travelled the World

    I love reading about personal finance journeys. Nothing excites me more than reading about people overcoming their struggles with money and turning it into something positive. What I don’t enjoy reading are stories about people [...]

  • Making the Most out of Your Summer Spending

    **This is a sponsored post written by me on behalf of American Express. All opinions are my own. Let’s be realistic, summer is the best season of the year right? The weather is excellent and [...]

  • Churning Credit Cards in Canada

    Churning Credit Cards in Canada

    Churning credit cards in Canada has become a popular thing as of late. Wait, what does churning credit cards mean? To simply put it, it's when you sign up for credit cards with large signup [...]

About Barry Choi

I’m a Toronto-based personal finance and travel expert who frequently makes media appearances. My blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel.

As a completely self-taught, do-it-yourself investor with no formal training, I make money easy to understand for all Canadians. I combine my knowledge of finance with my passion for travel and encourage people to see the world.

My specialties include personal finance, budget travel, millennial money, credit cards, and trending destinations.


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Work with me

Freelance Writer

I’m a professionally trained writer available to write for you. Brands I’ve written for include Tangerine, MoneySense, PC Financial, RateHub, Rate Supermarket, Skyscanner, Intrepid Travel, and KnowRoaming.

Brand Ambassador

I work with brands to get their messaging across in an authentic way that audiences can relate to. I’ve worked with brands such as BMO, PC Financial, Tangerine, CIBC, Expedia, Starwood, Tourism Germany, KAYAK, and Trip Central.


I provide insight on how to successfully work with influencers. As an established voice in the Canadian personal finance & travel communities, I’m able to make personal recommendations based on your campaign needs.

Browse the blog for more great tips!

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