Home 2017-03-22T11:04:56+00:00
  • Canadians Facing Barriers When it Comes to Investing

    When I started this blog, I never intended to talk much about investing, but it’s become a topic that’s become quite popular with my readers. I don’t think I did anything special since I started [...]

  • How I’m Turning Found Money Into Free Money

    **This is a sponsored post written by me on behalf of Kijiji Canada. All opinions are my own. Baby Scarlett is 3 months old now and it’s been one heck of a ride. We’ve been [...]

  • Hiroshima and Miyajima in One Day From Kyoto

    If you’re headed to Japan and plan on spending some time in Kyoto, there’s a good chance that you’re planning a trip to Hiroshima. As you do your research, you’ll quickly learn that the island [...]

  • Why Timing Matters When it Comes to Travel

    I’ve been travelling actively for a decade and when given a choice, I’ll always go during the spring or fall. There’s one simple reason why I choose to travel at these times of the year [...]

  • How to Use Credit Cards to Your Advantage

    Your credit card has the potential to be the hardest-working financial tool you have in your wallet. But, you’ll need to make a few key decisions, give it a bit of guidance, and make sure [...]

About Barry Choi

I’m a Toronto-based personal finance and travel expert who frequently makes media appearances. My blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel.

As a completely self-taught, do-it-yourself investor with no formal training, I make money easy to understand for all Canadians. I combine my knowledge of finance with my passion for travel and encourage people to see the world.

My specialties include personal finance, budget travel, millennial money, credit cards, and trending destinations.


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Work with me

Freelance Writer

I’m a professionally trained writer available to write for you. Brands I’ve written for include Tangerine, MoneySense, PC Financial, RateHub, Rate Supermarket, Skyscanner, Intrepid Travel, and KnowRoaming.

Brand Ambassador

I work with brands to get their messaging across in an authentic way that audiences can relate to. I’ve worked with brands such as BMO, PC Financial, Tangerine, CIBC, Expedia, Starwood, Tourism Germany, KAYAK, and Trip Central.


I provide insight on how to successfully work with influencers. As an established voice in the Canadian personal finance & travel communities, I’m able to make personal recommendations based on your campaign needs.

Browse the blog for more great tips!

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