Real Estate
Getting a mortgage is part of buying a home. Most people assume that mortgages come from a bank and while this statement is not wrong, it’s not the only option. You can also use a mortgage broker. So, what is a mortgage broker? How much do they cost? And, are they worth it? In this…
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With the world upside down, many people have been laid off or had their hours greatly reduced. As you can imagine, this has many people worried about how they’re going to pay their monthly bills. The government of Canada has done a reasonable job by introducing emergency measures that will provide income to some Canadians.…
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Timeshares used to be all the rage. For a reasonable price, you can visit the same (or sometimes different) exotic location every year and have a spot guaranteed for you. Well, at least that’s what they tell you during the sales pitch. But are timeshares worth it? The short answer is no. Timeshares are often…
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If you didn’t know, the 2020 GTA Home and Reno Show is happening from February 14-17, 2020 at the International Centre in Mississauga. It’s now formally known just as the Home Show and features more than 300 vendors and speakers including investment coach Irene Lee, who has built a significant portfolio for herself and others with…
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If you haven’t already heard, FIRE has taken over the internet. FIRE is Financial Independence Retire Early and to be honest, I hate it. The idea is great. I mean, who doesn’t want to retire before 65? But I think the movement is a bit crazy and there are too many variables to achieve it.…
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**This is a sponsored post written by me on behalf of Alterna Bank. All opinions are my own. One of the most common questions I get asked these days is where should I invest my down payment? There are a lot of variables involved with this question, but generally speaking, if you plan on buying…
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**This is a sponsored post written by me on behalf of BMO. All opinions are my own. Everyone knows that home prices are insane in Canada, but despite how much we complain, many homeowners love seeing their property values go up in price. It’s first-time homeowners – who are usually younger – that really end…
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Despite the downward trend, real estate is still insane in Canada. To be honest, I haven’t been paying much attention to the headlines as of late, but it seems like everyone is a real estate expert these days. Talk to any homeowner, and they’ll tell you about how much their homes have gone up in…
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Last week CityNews reached out to me for comment on RBC’s Housing Trends and Affordability report. I had not read the report so I asked for a little bit of a backgrounder. The reporter explained that according to the report, people in Toronto were spending 72% of their income on housing. He wanted to get…
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I love reading about personal finance journeys. Nothing excites me more than reading about people overcoming their struggles with money and turning it into something positive. What I don’t enjoy reading are stories about people who have managed to save a ton of money while appearing to do very little. Don’t get me wrong, I’m…
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