Real Estate

Ontario energy rebates

Ontario Energy Rebates

Are you looking for Ontario energy rebates? At any given time, there are multiple incentives and rebates available that can help you save money if you’re looking to make energy efficient upgrades. How much you get back depends on where you live, what you’re upgrading to, and who your energy provider is. To help you…

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addy invest review

addy Invest Review

When it comes to investing, real estate tends to be one of the most lucrative options. But, let’s be honest. Real estate is expensive and property prices just keep getting higher and higher during the pandemic. Many people now assume that investing in real estate is out of reach but that may no longer be…

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4 Ways to Reap the Benefits of Your Home Equity

4 Ways to Reap the Benefits of Your Home Equity

As you pay down your mortgage or the value of your home increases, you build up what’s known as home equity. Essentially, this is the difference between what your home is worth and the amount you still owe on your mortgage. For example, if your home would currently sell for $750,000 and the remaining balance…

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Properly Review

It doesn’t matter if you’re a first-time home buyer or if you’ve owned multiple properties, the process of buying and selling a home can be stressful. You need to deal with changing real estate prices, getting a mortgage, and moving. That’s where Properly comes into play. Properly is a Canadian fintech company that has been…

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Do mortgage brokers actually get the best rates

Do mortgage brokers actually get the best rates?

Whether it be a new home purchase or you’re looking to refinance your home, getting a new mortgage requires is usually a simple process. That said, with so many mortgage products and different rates available, many people use a mortgage broker to help them with their needs. Many people don’t realize that bank mortgage brokers…

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10 Ways To Start Investing for Beginners With Little Money

10 Ways to Start Investing for Beginners With Little Money

Investing for beginners with little money may appear to be difficult, but it’s not hard to make your money work for you. It’s all about taking the cash that you have now and investing in things that make sense for you.  Let’s be realistic, you’re not going to get rich by investing $25 a month,…

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What do condo fees cover

What do Condo Fees Cover?

If you’re thinking about buying a condo, you’ve probably asked what do condo fees cover? Generally speaking, condo fees (or strata fees) cover building maintenance, amenities, and utilities. Condo fees aren’t cheap but it’s the price you’ll have to pay if you want to buy a condo. The tricky thing is, what condo fees cover…

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What is a mortgage amortization?

The Difference Between Mortgage Amortization and Term

When shopping for a home, many people focus on mortgage interest rates. It makes sense since the lower the rate you can get, the more home you can technically afford. While low rates are important, it’s not the only thing you should consider when getting a mortgage. The term, amortization, and features are just as…

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Why Your Overall Financial Health is More Than Just Your RRSP

One of the earliest money lessons I learned was to pay yourself first. I was seventeen at the time and just got my first paycheque. Before I had a chance to spend any of it, my dad encouraged me to open a Registered Retirement Savings Plan (RRSP) at my bank. It made sense, if I…

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Home Buyers Plan Explained

Home Buyers’ Plan Explained

In the market for a new home but worried about the down payment? You aren’t alone. The prices of Canadian homes are skyrocketing and while you only require a 5% down payment to buy, that 5% is still a pretty steep price for most people. There are several solutions to this problem including using money…

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