Real Estate

Mortgage payment options in Canada

Mortgage Payment Options In Canada

When it comes to mortgages, you will have a number of options. Mortgage payment options in Canada are not one size fits all but rather can be somewhat tailored to best fit your budget and…

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What is a Mortgage Pre-Approval

What is a Mortgage Pre-Approval?

If you are in the market to buy a new home, you’ll want to know what is a mortgage pre-approval. Essentially you can find out the what interest rate and how much you’ll be approved…

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Fixed vs Variable Mortgage

Fixed vs Variable Mortgage: What’s the difference?

Buying a home is one of the biggest financial decisions in many of our lives. Rather than paying fully in cash, most homebuyers will choose to borrow money from the bank to pay for their…

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work from home jobs in Canada

16 Best Work From Home Jobs in Canada

No daily commute. No wardrobe costs. No need to pack a lunch. And a chance to work (even in your PJs if you wish) without having a boss to look over your shoulder. These are…

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What is mortgage insurance in Canada

What is Mortgage Insurance in Canada?

Do you know what is mortgage insurance in Canada? It doesn’t matter if you’re a first-time home buyer or looking to upgrade. Some people will say mortgage insurance is a must, while others say it’s…

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First-Time Home Buyer Incentive

What is the First Time Home Buyer Incentive?

Have you wondered what is the First Time Home Buyer Incentive (FTHBI)? This new government program is meant to help you become a homeowner, but admittedly, it’s quite confusing. Essentially, it’ll help you reduce your…

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mortgage stress test

What is the Mortgage Stress Test?

Are you looking to buy a home in Canada but have no idea what is the mortgage stress test? Even though the Canadian government announced the mortgage stress test back in 2017, it still causes…

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Open Vs Closed Mortgages

Open Vs Closed Mortgages: What’s The Difference?

If you’re looking to get a new mortgage or you need to renew your current one, you’ll want to quickly become familiar with open vs closed mortgages. The most significant difference between open and closed…

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What is a cash back mortgage

What is a Cash Back Mortgage?

The idea behind a cash back mortgage is simple: when you purchase a home and your mortgage closes, the lender advances you an extra lump sum of money in the form of a ‘cash back.’…

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What is the First Home Savings Account

What is the Tax-Free First Home Savings Account? A detailed guide

What is the Tax-Free first home savings account (FHSA)? The FHSA is a new account that was introduced in the 2022 federal budget and is set to be available to Canadians in 2023. It basically…

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