Real Estate

Why Your Overall Financial Health is More Than Just Your RRSP

One of the earliest money lessons I learned was to pay yourself first. I was seventeen at the time and just got my first paycheque. Before I had a chance to spend any of it, my dad encouraged me to open a Registered Retirement Savings Plan (RRSP) at my bank. It made sense, if I…

Read More

Properly Review

It doesn’t matter if you’re a first-time home buyer or if you’ve owned multiple properties, the process of buying and selling a home can be stressful. You need to deal with changing real estate prices, getting a mortgage, and moving. That’s where Properly comes into play. Properly is a Canadian fintech company that has been…

Read More
Home Buyers Plan Explained

Home Buyers’ Plan Explained

In the market for a new home but worried about the down payment? You aren’t alone. The prices of Canadian homes are skyrocketing and while you only require a 5% down payment to buy, that 5% is still a pretty steep price for most people. There are several solutions to this problem including using money…

Read More

Why Use a Mortgage Broker: The pros and cons

Getting a mortgage is part of buying a home. Most people assume that mortgages come from a bank and while this statement is not wrong, it’s not the only option. You can also use a mortgage broker. So, what is a mortgage broker? How much do they cost? And, are they worth it? In this…

Read More

Are Timeshares Worth it?

Timeshares used to be all the rage. For a reasonable price, you can visit the same (or sometimes different) exotic location every year and have a spot guaranteed for you. Well, at least that’s what they tell you during the sales pitch. But are timeshares worth it? The short answer is no. Timeshares are often…

Read More
Should you defer your mortgage, rent or credit card payments

Should you Defer Your Mortgage, Rent and Credit Card Payments?

With the world upside down, many people have been laid off or had their hours greatly reduced. As you can imagine, this has many people worried about how they’re going to pay their monthly bills. The government of Canada has done a reasonable job by introducing emergency measures that will provide income to some Canadians.…

Read More

Investing in Toronto Real Estate

If you didn’t know, the 2020 GTA Home and Reno Show is happening from February 14-17, 2020 at the International Centre in Mississauga. It’s now formally known just as the Home Show and features more than 300 vendors and speakers including investment coach Irene Lee, who has built a significant portfolio for herself and others with…

Read More

Can You Still Retire Early If You Own A Home?

If you haven’t already heard, FIRE has taken over the internet. FIRE is Financial Independence Retire Early and to be honest, I hate it. The idea is great. I mean, who doesn’t want to retire before 65? But I think the movement is a bit crazy and there are too many variables to achieve it.…

Read More

Where Should I Invest my Down Payment?

**This is a sponsored post written by me on behalf of Alterna Bank. All opinions are my own. One of the most common questions I get asked these days is where should I invest my down payment? There are a lot of variables involved with this question, but generally speaking, if you plan on buying…

Read More
know how much home you can afford

Know What You Can Afford Before You Buy a Home

**This is a sponsored post written by me on behalf of BMO. All opinions are my own. Everyone knows that home prices are insane in Canada, but despite how much we complain, many homeowners love seeing their property values go up in price. It’s first-time homeowners – who are usually younger – that really end…

Read More