Investing

What is cryptocurrency

What is Cryptocurrency? How it works

Have you wondered what is cryptocurrency? While cryptocurrency seems like a new, payment method for many of us, the concept of cryptocurrency actually dates back to the late 1980s. However, it wasn’t until October 2008 when an entity known as Satoshu Nakamoto published a white paper called Bitcoin- A Peer to Peer Electronic Cash System…

Read More
Fixed vs Variable Mortgage

Fixed vs Variable Mortgage: What’s the difference?

Buying a home is one of the biggest financial decisions in many of our lives. Rather than paying fully in cash, most homebuyers will choose to borrow money from the bank to pay for their home. In today’s competitive housing market, understanding how mortgages work is extremely important for those who are looking to buy…

Read More

Moka (Mylo) Review

In the market for a budgeting app that will help you save money? Moka (formerly known as Mylo) may be just what you’re looking for. This app helps you save money on a regular basis without having to change your spending habits. Here’s the thing, Moka is actually an investing app that’s disguised as a…

Read More
Employee-Stock-Purchase-Plan-ESPP-Explained

Employee Stock Purchase Plan (ESPP) Explained

An employee stock purchase plan (ESPP) is a lucrative benefit that’s offered by some employers. If you’re fortunate to have access to an ESPP, you’re essentially being offered free money, and who doesn’t like free money right? There’s no denying the financial benefit of an ESPP, but it’s not a guarantee. Stock prices can go…

Read More

What is a Mutual Fund? Everything you need to know

Have you ever wondered what is a mutual fund? It’s easily the most popular type of investment product, yet many people have no idea what they are and how they work. While that may sound surprising, it shouldn’t be since most people let their financial advisor or financial institution make investment decisions on their behalf.…

Read More
Martin's Mortgage Maneuver

Martin’s Mortgage Maneuver Explained

Have you heard of Martin’s Mortgage Maneuver? It’s sometimes referred to as Martin’s Money Mortgage. Essentially, it’s a loophole that allows you to avoid the insane fees that banks charge when you break your mortgage. Funny enough, the calculation used by banks to come up with your penalty is a loophole itself since it uses…

Read More
Canadian Discount Brokerages

How to choose between Canadian Discount Brokerages

If you’re a Canadian investor who is looking to DIY their way to a respectable nest egg, then deciding which of Canada’s online brokerages you use is one of your first (and most impactful) decisions. After many years of trying to convince Canadians that they need to cut costs to the bone and drop their…

Read More

7 Things You Need to Know About Cryptocurrency

**Today’s sponsored guest post comes from the Canadian Securities Administrators (CSA). This has been reviewed and approved by Moneywehave.com Cryptocurrencies are a hot topic of conversation these days and have been since the beginnings of bitcoin in 2009. While they may seem like an exciting prospect, there are a few things you should consider before…

Read More
addy invest review

addy Invest Review

When it comes to investing, real estate tends to be one of the most lucrative options. But, let’s be honest. Real estate is expensive and property prices just keep getting higher and higher during the pandemic. Many people now assume that investing in real estate is out of reach but that may no longer be…

Read More
RDSP Grant and Account Explained

RDSP Grant and Account Explained

Canada has a number of grant opportunities for Canadian residents, one of which is the RDSP grant. RDSP stands for registered disability savings plan and is meant to be a long-term savings vehicle for disabled Canadians. The RDSP grant is a handy program offered by the Government of Canada to help eligible individuals save. Here’s…

Read More