Investing
DIY Investing: All-in-one ETFs
With thousands of exchange-traded funds (ETFs) and index funds available in the market, it can be dizzying trying to determine which are the most suitable for your investor type. No one can predict which industries…
Read MoreFixed vs Variable Mortgage: What’s the difference?
Buying a home is one of the biggest financial decisions in many of our lives. Rather than paying fully in cash, most homebuyers will choose to borrow money from the bank to pay for their…
Read MoreDIY Investing: What type of investor are you?
It takes courage to become a DIY investor. Kudos to you for choosing this path. But before you start buying stocks, it’s important to understand your investor personality type. We’ll take you through the various…
Read MoreWhat is Mortgage Insurance in Canada?
Do you know what is mortgage insurance in Canada? It doesn’t matter if you’re a first-time home buyer or looking to upgrade. Some people will say mortgage insurance is a must, while others say it’s…
Read MoreWhat is the First Time Home Buyer Incentive?
Have you wondered what is the First Time Home Buyer Incentive (FTHBI)? This new government program is meant to help you become a homeowner, but admittedly, it’s quite confusing. Essentially, it’ll help you reduce your…
Read MoreDIY Investing: Is it right for you?
Whether you’re a novice or an experienced investor, you hope that you can reach your financial goals by investing in the stock market. Perhaps, along the way, you’ve wondered whether you have what it takes…
Read MoreWhat is the Mortgage Stress Test?
Are you looking to buy a home in Canada but have no idea what is the mortgage stress test? Even though the Canadian government announced the mortgage stress test back in 2017, it still causes…
Read MoreHow to invest in index funds?
Do you want to know how to invest in index funds? It doesn’t matter if you’re a new investor or approaching retirement, index investing is a strategy that works for anyone. Even Warren Buffett recommends…
Read MoreOpen Vs Closed Mortgages: What’s The Difference?
If you’re looking to get a new mortgage or you need to renew your current one, you’ll want to quickly become familiar with open vs closed mortgages. The most significant difference between open and closed…
Read MoreWhat is a Cash Back Mortgage?
The idea behind a cash back mortgage is simple: when you purchase a home and your mortgage closes, the lender advances you an extra lump sum of money in the form of a ‘cash back.’…
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