Banking
What is CASH.to?
Interest rates have shifted dramatically in recent times, transforming how Canadians approach fixed income investments. After years of historically low rates, the Bank of Canada’s rapid increases have made products like high-interest savings accounts and…
Canadian ZIP Code for Credit Cards: How to use them in the U.S.
Canadian travellers often face a technical challenge when using their credit cards at U.S. gas stations or online retailers that require a ZIP code. Your Canadian postal code contains both letters and numbers, while American…
Understanding Credit Card Interest Rates in Canada
Credit cards are a common financial tool for Canadians, but many cardholders don’t fully understand how interest works or why it can add up so quickly. In Canada, credit card interest rates usually range from…
EQ Bank Review
My EQ Bank review has been updated and it now includes the new prepaid Mastercard which also serves as a debit card. For those unfamiliar with EQ Bank, they’re a digital bank that’s been providing…
Paysimply Review | Pay your taxes and bills with credit cards
Paying your income taxes, city taxes, or hydro bills with a credit card may not seem like a good idea since you’re usually charged a fee for the service. However, since many credit cards require…
Why You May Wish to Own a U.S. Dollar Investment Account
Over the years, a lot of people have asked me if it’s worth opening a U.S. dollar investment account. I couldn’t really comment on this as I didn’t really have a solid argument for the…
What is a High Interest Savings Account?
You might be surprised to learn that many people ask what is a high interest savings account? Even though the answer should be straightforward, it’s not so simple. You see, a high interest savings account…
Best No Fee Bank Accounts in Canada
Having a bank account is essential for day-to-day life. You’ll need it to hold your money, deposit your cheques, withdraw from for any bill payments, or when you need access to cash. But one of…
TD Tech is Innovating for Both Clients and Employees
TD has unveiled some of the newest tech tools they’ve been working on. While some of these new features are in the pilot phase, some of the latest innovations have already been rolled out to…
CDIC Insurance | How your CDIC limit works
Several people have reached out to me recently with questions about the Canada Deposit Insurance Corporation (CDIC). More specifically, they’ve asked me about my thoughts on the CDIC limit of $100,000 as they feel that…