Banking – Money We Have

What is a High Interest Savings Account?

You might be surprised to learn that many people ask what is a high interest savings account? Even though the answer should be straightforward, it’s not so simple. You see, a high interest savings account…

Best No Fee Bank Accounts in Canada

Having a bank account is essential for day-to-day life. You’ll need it to hold your money, deposit your cheques, withdraw from for any bill payments, or when you need access to cash. But one of…

TD Tech is Innovating for Both Clients and Employees

TD has unveiled some of the newest tech tools they’ve been working on. While some of these new features are in the pilot phase, some of the latest innovations have already been rolled out to…

CDIC Insurance | How your CDIC limit works

Several people have reached out to me recently with questions about the Canada Deposit Insurance Corporation (CDIC). More specifically, they’ve asked me about my thoughts on the CDIC limit of $100,000 as they feel that…

The Best High-Interest Savings Accounts in Canada

With Canada having some of its lowest interest rates in the last decade the thought of a high-interest savings accounts in Canada may seem absurd. To complicate things, there are so many different banks in…

How to Prepare for a Recession: 9 Tips

If you’re researching how to prepare for a recession, don’t worry, you’re not alone. Many people have noticed that stock markets have dropped, real estate values have decreased, and interest rates have spiked, so they’re…

EQ Bank Review 2023

My EQ Bank review has been updated and it now includes the new prepaid Mastercard which also serves as a debit card. For those unfamiliar with EQ Bank, they’re a digital bank that’s been providing…

Gst/HST Credit: How it works

The GST/HST credit is a tax-free quarterly payment from the Canada Revenue Agency (CRA). It was designed to help offset the government sales tax and harmonized sales tax for low-income individuals and families. In addition,…

How Long to Wait Between Applying for Credit Cards

Whether you’re looking for a new credit card or you’re looking to take advantage of a generous welcome offer, you’ve likely wondered how long to wait between applying for credit cards. The simple answer is…

12 Best Business Bank Accounts In Canada for 2023

What are the best business bank accounts in Canada? This is one of the first questions that any freelancer, business owner, or self-employed individual will likely ask. That’s because how you have your banking set…