PC Optimum Points is one of the most popular loyalty programs in Canada. It’s probably the #1 retail loyalty program in the country and you should definitely join it if you’re not already a member. In case you didn’t know, PC Optimum is the merged program of Optimum and PC Plus. This merger took place in early 2018 so you’re now able to earn PC Optimum points at some of the top grocery stores, pharmacies, gas stations and more.

According to a recent survey from PC Financial, 49% of Canadians said they’ve blown their holiday budget, while 74% said holiday spending is a source of stress. That said, 69% said they were likely to spend loyalty points to offset holiday costs and reduce stress. In other words, you can use your PC Optimum points to your advantage.

If you’re already a collector of PC Optimum Points or if you’re new to the game, there are actually quite a few ways to earn even more PC Points. In fact, you should be following all of my tips below since you’ll end up saving quite a bit of money on groceries and merchandise.

Where can I earn PC Optimum points?

Since PC Optimum Points is owned by Loblaws, you can earn points at pretty much all of their stores and gas station partners which include:

  • Shoppers Drug Mart
  • Pharmaprix
  • Loblaws
  • No Frills
  • Real Canadian Superstore
  • Fortino’s
  • Independent CityMarket
  • Valu-mart
  • Zehrs
  • Atlantic Superstore
  • Maxi
  • Dominion
  • Joe Fresh
  • Esso
  • Mobil

Esso and Mobil aren’t owned by Loblaws, they’re just their gas station partner so you can earn PC Optimum points there, but you can’t redeem your points. I should also mention that although Loblaws owns T&T Supermarket, you can’t earn or redeem PC Optimum points there.

How to redeem PC Optimum points

At Loblaws owned stores, you can redeem 10,000 PC Optimum points for $10 which can be applied to groceries or merchandise. 10,000 PC Optimum points is the minimum redemption value but you can claim in 10,000 increments e.g. 20,000 points =  $20, 40,000 PC Optimum points = $40. There is a maximum redemption of 500,000 PC Optimum points or $500 per transaction. That said, as you’ll find out below, there are ways to get more value out of your PC Optimum points redemptions.

How to earn more PC Points

PC Optimum is no different from any other loyalty program in the sense that if you really understand how it works, you can actually maximize your points. What I mean is that there are plenty of ways to earn more PC Optimum points and there are also some ideal times to spend your PC Optimum points. I’m not even kidding when I say you can earn 50%+ back in points on purchases. Here are ways to maximize your PC Optimum points.

Load your offers

Every week you get an email with your new offers, but these offers don’t become valid until you login to your account or open the app. This is obviously a way for PC Optimum to get you to look at the offers, but it’s a requirement so make sure you do it. The app usually gives you extra points for items you normally purchase as a way to get you back in the store. For example, some of my offers for extra PC Optimum points include get 400 points for every $2 spent on PC Appletreet Sauce, 400 points for every $2 spend on PC Mayonnaise and 600 points for every $3 spent on PC cereal.

Stock up on items when it makes sense

From time to time, you’ll get some incredible PC Optimum offers such as get 5,000 points when you spend $10 on General Mills cereal. Well, 5,000 points are worth $5, so you can basically get your cereal at 50% off. In this case, you might as well stock up on cereal and collect all those extra PC Optimum points.

If by chance you get an offer that you can’t use that week, if you click the offer, there’s an option to save it for next week so you can load up then or just buy what you normally would, when you need it.

Use a PC Financial Mastercard

What many PC Optimum points collectors don’t realize is that unless you have a PC Financial Mastercard, you’ll only earn PC points on in-store promotions and targeted offers. If you get a PC Financial Mastercard, you’ll earn points on ALL of your purchases. The PC Financial Mastercards available are as follows:

  • PC Financial Mastercard
  • PC Financial World Mastercard
  • PC Financial World Elite Mastercard

The PC Financial Mastercard has no minimum income requirement and gives you 25 PC Optimum Points per $1 dollar spent at Shoppers Drug Mart and 10 PC Optimum Points per $1 spent on all other purchases. This is great considering the card has no annual fee, but things become really lucrative if you have a personal income of $80,000 or a household income of $150,000. At that income, you’ll qualify for the PC Financial World Elite Mastercard which gives you 45 PC Optimum Points per $1 dollar spent at Shoppers Drug Mart, 30 PC Optimum Points per $1 spent where PC Products are sold and at PC Travel; and 10 PC Optimum Points per $1 spent everywhere else. The PC Financial World Mastercard sits in the middle of the pack and has a personal income requirement of $60,000.

Some people use some of the best travel rewards credit cards in Canada to earn travel rewards, but you’ll usually get a higher return by using a PC Financial Mastercard wherever you can earn PC Optimum points.

Look for special promotions

You can always earn additional PC Optimum points thanks to in-store promotions. Some recent promotions include: earn 7,500 PC Optimum points for every $75 spent on almost anything in Loblaws grocery stores, 15,000 points when you spend $50 or more on almost anything at Shoppers Drug Mart and get 70,000 PC Optimum points when you spend $200 or more on beauty online. Those three offers give you back 10%, 30% and 35% back in PC Optimum points respectively. Shoppers Drug Mart also often has an earn 20X the PC Optimum points on purchases over $75  so you can see how incredibly valuable it can be to shop during bonus PC Optimum points events.

Redeem your PC Optimum points during bonus redemptions

To maximize the value of your PC Optimum points, you should redeem them whenever there’s a bonus event. Over Black Friday / Cyber Monday, Shoppers Drug Mart had their biggest bonus redemption event of the year where you would get $100 off when you redeemed 70,000 PC Optimum points, $200 off when you redeemed 130,000 PC Optimum points and $400 off redemptions of 400,000 PC Optimum points. That was an extra $30, $70 and $150 respectively which is insane. 

These bonus events usually only happen at Shoppers Drug Mart but I believe a similar (but less valuable) promo was also available at Superstore. I’d say these offers happen about twice a year so it can be worth saving your points if you have some bigger expenses coming up.

Stack promotions when you can

A while back Shoppers Drug Mart had a one-day promo where I would get 8,000 PC Optimum points if I spent $30. The weekly flyer at the time also had an offer of 2,000 PC Optimum points when you purchase Head & Shoulders shampoo. Let’s say the shampoo costs $5, if I bought $30 worth, I would have earned a total of 20,000 PC Optimum points (8,000 + 12,000). If I paid with my PC Financial World Elite Mastercard, I would have earned an additional 1,350 PC Optimum points. That’s a total of 21,350 PC Optimum points which has a value of $21.35 on a purchase of $30. In case you’re wondering, that’s a return of 71% in PC Optimum points.

I also took advantage of the recent Black Friday and 20X the points event where I bought a Dyson supersonic hair dryer which has a retail price of $499. I used the following promotions to my advantage.

  • Get $400 in credit when you redeem 250,000 PC Optimum points (regular value $250)
  • 104,485 PC Optimum bonus points earned due to 20X the points on spends over $75
  • 4,500 PC Optimum points earned because I paid with my PC Financial World Elite Mastercard
  • 500 Aeroplan points earned by using the Aeroplan estore to get to Shoppers Drug Mart and then taking advantage of the Aeroplan Black Friday sale

Although the hairdryer cost me $164.99 for the outstanding balance, I earned about $110 in PC Optimum points, plus I got that extra $150 in credit by redeeming my points during a bonus event.

Join PC Insiders

PC Insiders is a subscription-based program that costs $9.99 a month or $99 annually, plus tax. It may sound crazy to pay to join a grocery/retail loyalty program, but when you look at the benefits included, you’ll quickly realize that you can get a lot of value for it.

  • $99 PC Travel credit (with annual subscription)
  • Earn 200 PC Optimum points per $1 spent on PC Organics products, Joe Fresh purchases, PC Black Label Collection purchases, all brands of baby diapers and formula, and all luxury beautyBOUTIQUE products on shoppersdrugmart.ca
  • Free shipping at Joe Fresh and Shoppers Drug Mart
  • No pick up fees at PC Express
  • Exclusive offers on PC Insiders Collection
  • One surprise gift

As you can see, you’ll earn 200 PC Optimum points per $1 spent on PC Organics products, Joe Fresh purchases, PC Black Label Collection purchases, all brands of baby diapers and formula, and all luxury beautyBOUTIQUE products on shoppersdrugmart.ca. This is basically 20% back in points on those purchases so there’s a lot of value there. 

Remember that get 400 points for every $2 spent on PC Appletreet Sauce deal I got? Well that’s a PC Organics product which normally costs $2 each. By combining the targeted offer, PC Insiders, and my PC Financial World Elite Mastercard, I’d earn 860 PC Optimum points. That’s a 43% return in points.

If you’re worried about the cost of the membership, the $99 PC Travel credit when you get an annual subscription almost covers the entire cost of the membership. Plus, you can get 25% off your PC Insiders subscription if you use my referral code BC1504. Read my PC Insiders review now for more details about the program. 

Link your accounts

What’s interesting about PC Optimum points is that you can link different accounts into a single family account. My wife and I merged our old Optimum and PC Plus accounts so now everything goes into our one PC Optimum account. Even though the accounts are linked, the offers you get are still personalized within the individual apps. If you have one of the PC Financial Mastercards, then make sure you get supplementary cards so everyone can earn PC Optimum points.

Fill up your gas at Esso or Mobil

On the PC Optimum website, it states that you can earn at least 30 PC Optimum points per litre of gas filled at Esso or Mobil but it’s important to understand how that breaks down. You’ll earn 10 PC Optimum points per purchased litre of gasoline or diesel fuel, 10 PC Optimum points per dollar spent on the card when you pay with your President’s Choice Financial Mastercard, and 10 PC Optimum points per litre of premium gasoline (Octane 89, 91, 93). 

PC Optimum Points | How to earn more points fast!

58 Comments

  1. Steve Bridge on December 5, 2019 at 9:19 am

    Thanks for doing all of this research and putting the results in one article!
    Really helpful!

    • Barry Choi on December 5, 2019 at 5:04 pm

      Thanks Steve,

      PC Optimum is incredibly valuable.

  2. BL on December 5, 2019 at 3:19 pm

    Now I wanna know, was the dyson hairdryer worth it? Lol

    • Barry Choi on December 5, 2019 at 5:03 pm

      BL,

      It depends on who you ask. I blow dry my hair every day and have noticed a significant quality increase over my traditional hair dryer. Dyson uses a power stream of air as opposed to hot air to dry your hair so I think it gives you a bit more of a shine. It also comes with different attachments that works with different hairstyles which I think is cool. More importantly, I can now brag that I have a Dyson hair dryer.

  3. Cory koh on December 8, 2019 at 12:49 am

    How would you rank this card against other cards in Canada? I spend about $30,000 on fuel so I was using the momentum card because I used to get 4% back on fuel. Now they only offer 2%. I then switched to the Bonvoy again because of the fuel savings. But lots of places dont take American Express and to be honest Im not loving the card. So now looking for a new card again and have looked at this one a couple times.

    • Barry Choi on December 8, 2019 at 6:34 am

      Cory,

      If you get your gas from Esso and do most of your grocery shopping at a Loblaw’s owned store, then this card is an excellent choice.

      If you want 4% back on gas and shop at grocery stores where Visa accepted, then consider the Meridian Visa Infinite cash back caard

      https://www.moneywehave.com/meridian-visa-infinite-cash-back-review/

    • Minaz on January 30, 2020 at 7:08 pm

      You also get 20% back in points for diapers (making them cheaper than ordering through Amazon subscription) and free grocery pickup, which is now how I exclusively shop at superstore. I save hours of my time because of the free pickup, making the return on that $99 worth a lot.

      • Barry Choi on January 31, 2020 at 12:15 am

        Minaz,

        I personally think free PC Express is alone worth it to get PC Insiders. The amount of time I’ve saved is invaluable.

      • Cindy on January 31, 2020 at 9:15 am

        I have used optimum points and shared them with my son going to University in Regina. It was “spare money” for me and he was very appreciative of being able to get extra groceries. So he is now hooked on the PC points too. Lol

        • Barry Choi on January 31, 2020 at 9:58 pm

          Cindy,

          Heh, I got my brother hooked too.

        • Jen on April 19, 2020 at 3:29 pm

          Now with the coronavirus, I don’t go downtown to my son to bring him homemade food. He is in university and I gave him a PC points card. He can use the points for grocieries. He loves it. It is free money for it. What student can’t use free grociery money?! lol
          P.S.: I love this card and program, but be aware, that sometimes the points do not get registered, so keep an eye on it, and ask for adjustments.

      • Diane on February 7, 2020 at 3:17 am

        Amazon is a horrible company. Plus, (and, correct me if I’m wrong) there is a discount to the P.C. insiders if you use the discount code provided

        • Barry Choi on February 7, 2020 at 8:28 am

          The referral code I have in the post gives you 25% off your subscription for the first year.

  4. Kim on December 17, 2019 at 6:16 pm

    Paying a $100 annual fee to get 20 cents back on every organic dollar spent is not worth it. If you have to choose (because how many $100 per year membership fees can we afford?) Prime makes more sense as items are delivered to your door for free and you have an endless amount of entertainment with reading and movies.

    I love PC but they need to up their game. I’ll be the first in line to go back to them when they do.

    • Barry Choi on December 17, 2019 at 7:48 pm

      Kim,

      It’s all perspective on value. If you use PC Express twice a month, you’ll make that money back in a year. For those subscribing to the annual plan, you get a $99 annual travel credit so you make back almost the entire annual fee right away. I happen to shop at Joe Fresh a lot, so I get value there.

      That said, you’re not wrong. PC Insiders doesn’t benefit everyone.

  5. Loretta Gaffney on December 29, 2019 at 1:20 pm

    Thank you for this helpful and informative article.
    How does the PC $99 travel credit work?

    • Barry Choi on December 29, 2019 at 2:07 pm

      Loretta,

      If you’re a PC insider, it’ll ask you to login when you go to the PC Travel website. You’ll be able to choose your $99 travel credit when paying for your travel.

      • Reda B on January 30, 2020 at 2:54 pm

        Yes, but the credit is hardly redeemable as the hotel needs to be booked more than 3 nights, the car rental isn’t available anywhere near your home, vacations deals aren’t as great as that compared to costco travel – only flights seem to be comparable – but only sometimes, not all times.

        • Jmcc444 Toronto on January 30, 2020 at 8:05 pm

          I’ve used PC Travel a couple of times, first for a cruise where they price matched the fare for me from another agency, and then for flights which were the same price had I booked them with Air Canada or Expedia directly. They also offer some great bonus points too if you have the credit card. If you plan to travel, I would recommend. (The surprise gift ast year was two black label products which arrived about 6 weeks before the annual membership was expiring.)

        • Barry Choi on January 31, 2020 at 12:11 am

          Reda,

          You’re right, PC Travel makes things difficult with the credit. I’ve only used it for flights so haven’t had an issue but I can see why it would be a problem for others.

  6. CLP on January 6, 2020 at 11:31 am

    My family laughs at me because I am such a PC Optimum junkie. I am a senior so I get 20% discount at Shoppers every Thursday. I also use an expensive face cream that is only available there. I only buy this cream when they offer 20x points on a Thursday or the cream is on sale. 20x points is only available on a Thursday a couple of times a year – look for a week-long 20x event. Otherwise I’ll check the store for a sale before I run low. Often I also stock up on other items at a 20x event. Shoppers is expensive but they often have terrific sales , including on milk and staples like tissues, paper towels and TP. And main brand cosmetics such as Clinique are the same price there as any other store. And seniors get 20%.
    Before they combined loblaws and shoppers points into one program I had to think about using the points, now I mostly earn at shoppers and use them to pay for groceries. I probably earn close to $400 per year. Not bad for a single person household.

    • Barry Choi on January 6, 2020 at 11:45 am

      CLP,

      PC Optimum is the best, my mother also uses the THursday senior discount. It’s really not that hard to earn a ton of points and they have so many offers.

  7. Lynn on January 30, 2020 at 1:24 pm

    Great tips – thanks!

    One more tip – you can defer up to 4 offers each week – if you have a good points offer for something you buy regularly, but don’t need it this week, just swipe it left and it will be saved for the following week!

    • Barry Choi on January 31, 2020 at 12:03 am

      Lynn,

      Great point, I knew about that trick, not sure why I didn’t include it in my list.

  8. Timarie on January 30, 2020 at 4:04 pm

    I typically do alot of the things you suggested but upon looking to cancel my PC insiders that automatically renewed without me knowing, I came across some terms that basically says you can’t stack some of these offers, I can’t say for sure if I have encountered this exception but its worth noting…

    Points earning through the PC Insiders program cannot be combined with other bonus PC Optimum points offers. PC Optimum points earned through the PC Insiders program are in addition to the regular 15 points per dollar earned for eligible purchases at Shoppers Drug Mart and Pharmaprix, and the points regularly earned through use of a President’s Choice Financial payment product. However, points earning through the PC Insiders program may not be combined with any in-store, online or personalized bonus points offers on the same purchase. If your purchase would be eligible for an in-store, online or personalized bonus offer of a set amount of points or a points multiplier, for example “Spend $75 or more and get 25,000 PC Optimum points” or “Get 15X PC Optimum points on any shoppersdrugmart.ca order”, you would receive either your PC Insiders points OR the in-store, online or personalized bonus points offer, whichever is the greater number of points, but not both.

    • Barry Choi on January 31, 2020 at 12:14 am

      Timarie,

      Yes, you can not stack PC insiders but there are other promos which you can combine. There are huge discussions about it on other message boards such as Flyer Talk and Redflagdeals which is where I learned about this trick.

  9. Steven Syn on January 30, 2020 at 8:15 pm

    Have you (or anyone else still following) experienced this: you cannot reduce the amount of points you use when paying at the self-scan kiosk? I experience this regularly and I’d much prefer to choose the amounts I redeem at any given time (Hey, $10 off is $10 off!). You can tell the attendant at the till to change the amount, but only at the register. I’ve tried at both Superstore and Shoppers asking the attendant to change the amount (at the self-scan) but even they were stumped. Thanks for responding!

    • Barry Choi on January 31, 2020 at 12:17 am

      I’ve never tried to lower the number of points redeemed at the kiosk. I suspect there’s no option to do so.

  10. Steve Syn on January 30, 2020 at 8:20 pm

    And about the linking household accounts… do you need to manage attribution at all? What I mean is that, for your typical household, it is likely one of the two partners who does more of the financial management and grocery shopping (or not) so they’d be the ones earning more or most of the points (only to have the other partner redeem them on something that’s perhaps not as critical to the household’s needs as it is to that individual’s wants… if you catch my drift lol). I’m pretty confident answer is “that’s not a program issue, that’s a household issue” and respect that. However it might be useful to some Canadian households (mine included) if the household manager (?) could set redemption allotments or some sort of control along those lines – especially for younger members who may not yet quite grasp what it means to collect all those points in the first place!

    • Barry Choi on January 31, 2020 at 12:19 am

      Steve,

      I know EXACTLY what you mean but I’ve learned to not put up a fight about it with my wife. Now if she was redeeming Aeroplan points for merchandise or gift cards, then there would be a problem.

    • Mary Ellison on February 2, 2020 at 1:29 am

      You can choose whether each card is earn and redeem, or earn only.

  11. Waldo on January 30, 2020 at 9:17 pm

    I find most often the shoppers prices are more than most other stores for everyday items
    I read all the ads and compile my list of purchases I need and use price match too.

    • Gma on January 30, 2020 at 10:05 pm

      I agree with Waldo. I find the prices are almost always higher than other stores and the card makes you think you are earning big savings when you could shop elsewhere and save just as much without points.

    • Barry Choi on January 31, 2020 at 12:17 am

      Waldo,

      Yes, Shoppers can be expensive. I only shop there when I can stack my points or take advantage of other promos.

  12. Doug K on January 30, 2020 at 9:49 pm

    I would add that if you shop at Loblaws stores that have a PC kiosk and your groceries cost more than $100, you can stop by the kiosk and they will apply on your behalf for an additional credit of 5000 points. The points take a few weeks to appear on your PC Points account.

    If your groceries cost $200, split them in two and you can get 10000 pts and so on. You cannot earn the bonus if you used PC Points for your purchase but if your grocery bill was $160, you can use 50000 points, $110 in regular payment and qualify for the 5000 point bonus.

    • Barry Choi on January 31, 2020 at 12:19 am

      Doug,

      I don’t know of that promo. Is it an ongoing thing?

      • Doug K on January 31, 2020 at 9:15 am

        Barry,

        Not sure of its duration but it has been the case for at least the past several months. I only learned about it when I stopped by the kiosk when departing the store. There has to be a staff member present as they submit for the bonus on your behalf.

        Doug

    • Valerie Brooks on January 31, 2020 at 1:18 am

      I use that promo all the time, it’s great!

    • Laura on January 31, 2020 at 9:03 am

      I went to a kiosk the other day and I was told that they changed the amount you have to spend to $200.00 from $100.00 to get the bonus points.

      • Doug K on January 31, 2020 at 9:16 am

        Laura,

        That’s disappointing as $200 is a lot to spend on groceries for two people.

        Doug

        • Barry Choi on January 31, 2020 at 9:58 pm

          Doug,

          I agree. I rarely spend that much at one time. That said, it’s a nice extra bonus for people who do.

  13. fbgcai on January 30, 2020 at 11:09 pm

    your explanation about how the Esso gas purchase works is not clear – you state that purchase of premium gas is required to get the full 3 cents off – is that correct? my perception is 30 points per liter plus 10 points if you pay with the PC Mastercard.

    • Barry Choi on January 31, 2020 at 12:22 am

      fbgcai,

      I’ve taken the gas info directly from the PC Mastercard website. I’ve never really looked at my statements for the full breakdown, I just know I earn more points when filling up at Esso as opposed to say Shell.

  14. Manish on January 31, 2020 at 9:14 am

    I love the PC Optimum points program and use my points at No Frills towards grocery shopping.

  15. Jessica on January 31, 2020 at 10:35 am

    Oooo. I did not know that Shoppers sold the Dyson hair stylers. I’m going to put an Airwrap on my shopping list for next Black Friday!

    Best black friday deal of my life was 2 years ago when we bought a Nintendo Switch and game for >$20 after cashing in points on a bonus redemption of $450 value for $300 of points. 🙂

    • Barry Choi on January 31, 2020 at 9:57 pm

      Jessica,

      There was a similar offer this past Black Friday. the claim 250K points for $400. The switch they had was the Mario Kart Bundle I believe so you were getting like $480 in value for 250K points.

  16. Jessica on January 31, 2020 at 10:46 am

    Another amazing tip I would add is that although you cannot directly cash in points for the purchase of gift cards you can do so indirectly if you buy groceries at the same time. For example, say you want to buy a $100 amazon gift card. If you are going to buy 100 worth of groceries anyway, you can buy the 100 gift card in the same purchase, use your points to pay for the grocery portion of the bill and walk away having spent the same amount in the end. Using this method, you can turn your PC points into money that you can spend on anything, at any vendor – you just need to plan ahead to match your grocery spending with gift card amounts since you can’t cash in points for more than the grocery portion of the total.

    • Barry Choi on January 31, 2020 at 9:53 pm

      Jessica,

      THat’s genius, I didn’t realize there was that loophole. I just assumed that you couldn’t cash in points for gift cards at all anymore.

  17. ROOK on January 31, 2020 at 12:23 pm

    careful… in regards to the General Mills spend $10 and get 5000 pts back so that it seems you get 50% off…. sometime items are only priced at $4.98 thereby forcing you to buy 3 of them to make the full $10 purchase, thereby negating this 50% off scenario !!!!!!!!!!!!!!!!! let the buyer beware !!!

    • Barry Choi on January 31, 2020 at 9:51 pm

      ROOK,

      Yes, with any offer you need to be smart about what you’re purchasing. I try to spend the minimum amount to get my bonus.

  18. Cliff Cameron on February 4, 2020 at 11:49 am

    I have the PC Optimum World Elite Mastercard and shop at No Frills, and was expecting 30 points per $ spent. I’m only getting 10 points per $ though!

    • Barry Choi on February 4, 2020 at 3:59 pm

      Hi CLiff,

      If I recall correctly, you earn 10 points per $1 spent right away and the other 20 points are posted monthly.

  19. H dash on February 5, 2020 at 11:07 am

    Pc elite card is good we use it but. The capital one elite card in better 2% cash back for travel on every purchase

    • Barry Choi on February 5, 2020 at 11:56 am

      H dash,

      The Capital One World Elite Mastercard is no longer available to the general public.

  20. Alan Payne on February 10, 2020 at 12:08 am

    Wow! If “$400 off redemptions of 400,000 PC Optimum points” is true then I’m definitely going to start collecting points.Thanks Barry!

  21. Kristie on February 10, 2020 at 6:49 am

    Hi Barry! Thanks for compiling these. I do my best to ensure I maximize my points as well. Another way of saving money while potentially earning points is to use the price match feature that some stores (Superstore, as an example) use (especially if you have a coupon targeted for that item). Say for example – grapes. Grapes can range from $2.99-$4.99 per pound, but if you price match to a competitor who may be selling for $.99 per pound, that’s quite a savings. Tack on the coupon in my PC app for 200 in points for every dollar spent on grapes, and it’s an even better deal.

    • Barry Choi on February 10, 2020 at 7:50 pm

      Kristie,

      Good point, I need to price match items when I get bonus points more often.

  22. NL on February 20, 2020 at 10:39 pm

    When you join a household , I have found that the personalized offers lose “personalization”. My situation was a household I started and invited my mother (senior that doesn’t have a smart phone and only has a physical optimum card ) , I registered her online and I can sign in on as her on my app to load her offers on her card. She doesn’t shop at shoppers drug mart , only shops at Loblaws and no frills ( groceries) , I , on the other hand, only shop at shoppers drug mart ( almost daily). Once I brought her into a household with me, all her offers became shoppers drug mart exclusive and were geared on my shopping ( shoppers drug mart ) , the grocery offers ( based on her spending) stopped. As soon as she left the household , her offers went back to grocery.
    I called optimum to address this issue and was told that the household organizers offers/spending habits become the basis for offers for all in that household ( in my case it was different banner/type of products) As a test , with pc optimum on phone , we created another household starting from my mothers account (the goricery shopper) and immediately after I accepted the invite and joined her household , all my shoppers offers dropped and I had nothing but grocery offers.

    So it’s a bit misleading when you say that personalized offers still remain personal to each individual.

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