**This is a sponsored post. All opinions are my own and are not the opinions of TransUnion. With the New Year just quickly approaching, it’s time to start thinking about those resolutions. Most people tend to make New Year resolutions at the last minute which usually means they end up being broken by the end [...]
**This is a sponsored post written by me on behalf of the National Film Board of Canada. All opinions are my own. As you can imagine, I read a lot of articles about personal finance. Even though I don’t need any advice on how to manage money, I do like to read the stories that [...]
**This is a sponsored post written by me on behalf of President’s Choice Financial®. All opinions are my own. Did you know that November is Financial Literacy Month? The Financial Consumer Agency of Canada came up with the idea to encourage Canadians to take control of their finances. Private, public, and non-profit organizations all get [...]
What to do if you have too much debt? It’s a question I hope you never have to ask. But with Canadians having record debt levels, some of us need to start taking our finances a bit more seriously. If you’re starting to worry about your debt, try to think about the positives. You know [...]
When given the choice between spending on hobbies or paying down debt, our decision should be easy to make. But unlike death and taxes which are certain in life, we still have a choice when it comes to how we spend our money. Unfortunately, many people will choose to spend on their hobbies, but guess [...]
If you didn’t know, payday loans are the worst! The amount of interest you’ll end up paying is insane - think 500%+. Yes, you read that right, you could end up paying FIVE HUNDRED percent interest. That makes your credit card interest look like a steal. With the cost of a loan being so much, [...]
Let's be clear, if you owe thousands of dollars on multiple credit cards, there's no way to get out of debt fast. If you see a company claiming they can clear your debt or fix your credit score for a small fee, the odds are they're a scam. If you want to get out of [...]
A few weeks ago I was watching the movie Fight Club. In one of the scenes, Brad Pitt's character Tyler Durden was explaining the 8 rules of fight club. If you wanted to be part of the club, you had to follow the rules. It was pretty simple and didn't need much more explaining, but [...]
With Financial Literacy Month fast approaching, you’re probably going to come across a lot of articles about spending. You may have even heard by now how Canadians have record debt levels. Sure it’s a concerning stat, but what does that really mean to the everyday person? Stats don’t tell the whole story but they can [...]
A few weeks back the Bank of Canada decided to cut interest rates for the second time this year. The fear was that Canada was near a recession and the lower rate would increase spending. Well just 2 weeks later and it looks like we're already in a recession. The lower rates will hopefully help [...]
