Spending – Money We Have

PC Optimum Points Guide | How to maximize your points

In this PC Optimum points guide, I’m going to go over everything you need to know about the program including how to maximize your points. First off, PC Optimum is one of the most popular…

How to Pay Off Your Credit Card

Don’t feel bad if you’re wondering how to pay off your credit card? Some people may have just received their credit card statement for the first time and have no idea how to pay. Alternatively,…

Costco Membership Benefits in Canada

Costco membership benefits in Canada aren’t always obvious. Some people assume Costco only sells groceries and items in bulk. While it’s true that Costco is a bulk purchase store, they sell much more than groceries.…

The Cost of Raising a Child in Canada

Before my daughter was born, I often asked myself and my friends, how much does it cost to raise a child in Canada? Most estimates for the cost of raising a child in Canada are…

A Costco Membership Breakdown: Is the Costco Executive Membership Really Worth It?

Have you wondered if a Costco Executive membership is worth it? As a Canadian, I love Costco. While the bulk discount aspect of a Costco membership is definitely a perk, especially for families, there are other benefits…

How to Read a Credit Card Statement

Knowing how to read a credit card statement is basic financial literacy, but it can be confusing if you’re getting a credit card for the first time or you’ve recently switched banks. To further complicate…

Secured vs Unsecured Credit Cards

The difference between secured vs unsecured credit cards is not a topic that comes up often, but if you’re new to credit cards, you should know how they work. Most people know there are numerous…

What is a Chargeback?

Have you ever wondered what is a chargeback? Years ago I had to do one when a hotel I stayed at charged the resort fees to my credit card when I had paid it in…

Rakuten Canada Review | Get $30 for free

Rakuten Canada, which is formerly known as ebates.ca, is arguably the most known online cash back shopping portal worldwide. Ebates was founded in California in 1998 and it was an instant success getting millions of…

What is a Student Line of Credit?

Getting a post-secondary education is expensive. While Canadians may not have it quite as bad as our neighbours in the USA, there’s no doubt that getting a college or university-level education comes with a hefty…