Spending

Best-Before-vs.-Expiry-Date

Best Before vs. Expiry Date: What’s the difference?

As a shopper, it is easy to be confused between the best before dates and expiration dates. Quite often people think that they’re the same thing and end up throwing out food that may still be good. This is an obvious problem as you’re creating food waste for now reason. Knowing which foods have expiration…

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How credit card interest works

How Credit Card Interest Works

Credit cards are essential for many Canadians. However, if you’re not responsible with your spending, you could easily go into debt. Credit cards act like an interest free loan which is great, but once your bill arrives, you need to pay it on time and in full or you could end up paying 20%+ interest.…

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PC Optimum Points | How to earn more points fast!

PC Optimum Points is one of the most popular loyalty programs in Canada. It’s probably the #1 retail loyalty program in the country and you should definitely join it if you’re not already a member. In case you didn’t know, PC Optimum is the merged program of Optimum and PC Plus. This merger took place…

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is paying an annual fee worth it

Is Paying an Annual Fee Worth it?

For the longest time, I hated paying fees for banking and services. Why would I pay money when I don’t have to right? Well, over the years my stance on fees has changed quite a bit. I’m still totally against monthly banking fees (I need to pay you to hold my money?), but paying an…

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sephora beauty insider review

Sephora Beauty Insider Review

When it comes to makeup and beauty products, Sephora is one of the leading businesses not just in Canada, but worldwide. They carry hundreds of brands and thousands of products catering to every whim or need you may have. From mascara to eye cream, hair tools to face masks, perfume and more, Sephora really does…

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credit card hacks travel

Credit Card Hacks: How to legally maximize your points and cards

Credit card hacks are some of the easiest things you can do. Heck, you’re likely already doing some of these hacks and you don’t even know it. I’m not talking about real hacks that will get you in trouble with the law, but rather, these credit card hacks focus on perks and benefits that come…

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PC Insiders review

PC Insiders Review | Get 25,000 points for free

When PC Insiders was announced a few years back, the public and the media were a bit shocked. Loblaw’s was basically introducing a subscription service that would give you some benefits, but who would pay $9.99 a month or $99 annually, plus tax for it? As someone who shops at No Frills, Loblaws, Shoppers Drug…

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Rexall Be Well Review

Rexall Be Well Review

As of May 1, 2020, Rexall has ended its partnership with Air Miles and has introduced its own loyalty program called Be Well. This is a huge change for consumers since Rexall was one of Air Miles’ biggest partners. Earning Air Miles has always been difficult, so if Rexall’s new program gives you a better…

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how much does ivf cost ultrasound

How Much Does IVF Cost in Canada?

So I’ve got an announcement, my wife and I are expecting! Our due date is early July so I’ve kept this news on the down low for quite some time. We’re really excited about this life changing event and you can probably expect a few more baby/parenting related posts in the near future. I really…

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A Costco Membership Breakdown: Is the Costco Executive Membership Really Worth It?

Are you thinking of becoming a Costco member? Many Canadians are, and for good reason. Costco is a bulk store that offers pretty decent discounts for buying, well, in bulk. A Costco membership is more than just being able to buy large quantities of chicken breasts or paper towel rolls at a time.  While the…

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