Spending
PC Optimum Points is one of the most popular loyalty programs in Canada. It’s probably the #1 retail loyalty program in the country and you should definitely join it if you’re not already a member. In case you didn’t know, PC Optimum is the merged program of Optimum and PC Plus. This merger took place…
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PC Optimum Insiders (formerly known as PC Insiders) has been around for a few years now, and many members (myself included) swear by it. The ability to earn additional PC Optimum points and all the extra perks easily made the annual fee worth it. However, the biggest complaint about the program was that it didn’t…
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If you have been doing online shopping recently in Canada, you may have noticed Afterpay as a payment option with select retailers. Afterpay is new to Canada (they’ve been in other countries for years) and allows you to make your purchases now while paying later. The concept of buy now, pay later, is nothing new,…
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As a shopper, it is easy to be confused between the best before dates and expiration dates. Quite often people think that they’re the same thing and end up throwing out food that may still be good. This is an obvious problem as you’re creating food waste for no reason. Knowing which foods have expiration…
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With Black Friday less than month away, many retailers are starting to release their deals. I’ve already featured some Black Friday travel deals, but do stores price match on Black Friday? For the answer to that question, I reached out to my friends over at Reebee who provided today’s guest post. Do stores price match…
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Applying for a new credit card should be a pretty straightforward process. You find a card that you’re interested in, you put in your personal information, and you hit apply. If things go well, you’ll be approved instantly. However, sometimes, there’s not an immediate decision and you need to wait 7-10 business days to see…
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Online shopping has been a popular shopping method of choice for many Canadians who appreciate the ease of being able to do it from the comfort of their own home. However, during COVID, the demand for online shopping has been on the rise. According to a study by Statistics Canada, retail e-commerce sales reached a…
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As of October 5, 2020, the Canada Recovery Sickness Benefit (CRSB) is now available to employed and self-employed individuals who can’t work because they’re sick or need to self-isolate due to COVID-19. Those who are at a higher risk of getting COVID-19 due to health reasons would also qualify for the CSRB. The CSRB pays…
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Loyalty programs are all the rage these days. Just about every retailer seems to have one. It makes sense, by offering your customers something, they’ll hopefully stay loyal to the brand and spend more. Despite the fact that you may be giving up some of your data, I see loyalty programs as a good thing…
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The Canada Emergency Response Benefit (CERB) is set to expire at the end of August, but the Canadian government has announced that the $500-per-week benefit is being extended by four weeks. Once the CERB ends at that time, things will transition over to a simplified Employment Insurance scheme, which will have three different payment programs. …
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