Spending
Applying for a new credit card should be a pretty straightforward process. You find a card that you’re interested in, you put in your personal information, and you hit apply. If things go well, you’ll be approved instantly. However, sometimes, there’s not an immediate decision and you need to wait 7-10 business days to see…
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PC Insiders has been around for a few years now, and many members (myself included) swear by it. The ability to earn additional PC Optimum points and all the extra perks easily made the annual fee worth it. However, the biggest complaint about the program was that it didn’t benefit everyone. It appears that PC…
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Online shopping has been a popular shopping method of choice for many Canadians who appreciate the ease of being able to do it from the comfort of their own home. However, during COVID, the demand for online shopping has been on the rise. According to a study by Statistics Canada, retail e-commerce sales reached a…
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The Canada Emergency Rent Subsidy (CERS) was recently announced and will replace the Canada Emergency Commercial Rent Assistance (CECRA) program. The CERS will be similar to the CECRA in the sense that it’ll provide rent relief for small business owners, but the updated version is much better since it allows you to bypass landlords for…
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As of October 5, 2020, the Canada Recovery Sickness Benefit (CRSB) is now available to employed and self-employed individuals who can’t work because they’re sick or need to self-isolate due to COVID-19. Those who are at a higher risk of getting COVID-19 due to health reasons would also qualify for the CSRB. The CSRB pays…
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Loyalty programs are all the rage these days. Just about every retailer seems to have one. It makes sense, by offering your customers something, they’ll hopefully stay loyal to the brand and spend more. Despite the fact that you may be giving up some of your data, I see loyalty programs as a good thing…
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PC Optimum Points is one of the most popular loyalty programs in Canada. It’s probably the #1 retail loyalty program in the country and you should definitely join it if you’re not already a member. In case you didn’t know, PC Optimum is the merged program of Optimum and PC Plus. This merger took place…
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The Canada Emergency Response Benefit (CERB) is set to expire at the end of August, but the Canadian government has announced that the $500-per-week benefit is being extended by four weeks. Once the CERB ends at that time, things will transition over to a simplified Employment Insurance scheme, which will have three different payment programs. …
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Are you thinking of becoming a Costco member? Many Canadians are, and for good reason. Costco is a bulk store that offers pretty decent discounts for buying, well, in bulk. A Costco membership is more than just being able to buy large quantities of chicken breasts or paper towel rolls at a time. While the…
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As a shopper, it is easy to be confused between the best before dates and expiration dates. Quite often people think that they’re the same thing and end up throwing out food that may still be good. This is an obvious problem as you’re creating food waste for no reason. Knowing which foods have expiration…
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