Credit cards

The Best BMO Credit Cards

Arguing over the best BMO credit cards is a bit unnecessary when you think about it. Every Bank of Montreal credit card is different and what may be the best BMO credit card for you may not necessarily be the best for someone else. The key thing to understand is that you should be picking…

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Home Trust Preferred Visa Review

Back in 2018, Chase pulled out of Canada. This was significant as at the time, Chase had some of the best no foreign transaction fee credit cards in Canada. The Home Trust Preferred Visa quickly became the preferred choice for Canadians who were looking to minimize their fees when making purchases in a foreign currency…

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How credit card interest works

How Credit Card Interest Works

Credit cards are essential for many Canadians. However, if you’re not responsible with your spending, you could easily go into debt. Credit cards act like an interest free loan which is great, but once your bill arrives, you need to pay it on time and in full or you could end up paying 20%+ interest.…

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WestJet Mastercard Promo: Earn 2x rewards on grocery and restaurant purchases

From now until August 31, 2020, WestJet RBC World Elite Mastercard and WestJet RBC Mastercard holders will earn 2x the points on grocery and restaurant purchases. These extra rewards you earn can be applied towards WestJet dollars, a statement credit, or a direct donation to help support your community. If you’re already a cardholder, you…

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chatr Secured Mastercard Review

chatr Secured Mastercard Review

Rogers Bank has just launched the chatr Secured Mastercard which is clearly aimed at new or young Canadians looking to build their credit. Although secured credit cards aren’t nearly as popular as travel or cash back cards, they serve a specific purpose as they’re meant to help you build or rebuild your credit score. What…

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CIBC Rewards Review

CIBC Rewards | How to get the most out of your points

CIBC Rewards is a popular program better known under the CIBC Aventura name. Although I rank the CIBC Rewards program behind American Express Membership Rewards and RBC Rewards, CIBC Rewards is still a pretty solid travel rewards program due to the flexibility of your points. CIBC credit cards may not be that popular, when you…

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American Express Shop Small Promo Available Now

The American Express Shop Small promotion is back and it’s better than ever. From now until September 13, 2020, American Express cardholders will earn $5 when they spend $10 at small businesses. Best of all, this promotion is available 10 times so you can earn a total of $50 in statement credits. Essentially, all eligible…

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The best costco credit cards in Canada

The Best Costco Credit Cards in Canada

Choosing the best Costco credit cards in Canada can be a bit complicated. The official co-branded Costco credit card is mediocre at best and Costco only accepts Mastercard which limits your choices. In addition, Costco is not considered a grocery store so you won’t get any additional points with cards that have a higher earn…

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Why Credit Card Travel Insurance may be Overrated

I love credit cards with travel insurance. They provide you with a tangible benefit that can save you hundreds of dollars year, but here’s the thing, credit card travel insurance may be overrated. To be clear, when I say credit card travel insurance is overrated, I’m referring to travel medical insurance, not travel insurance such…

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Tangerine Bank Review

Formerly known as ING Direct, Tangerine Bank has been in Canada for more than two decades. They were one of the first digital banks in the country and is one of the most recognized brands out there. The advantage of being one of the first players out there is that they know what their customers…

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