WestJet RBC World Elite Mastercard Review
Are you looking for a WestJet RBC World Elite Mastercard review? Simply put this is a great card for those who fly WestJet frequently. Even if you only plan on flying WestJet once in the future, this card is still worth considering since the welcome bonus is easy to obtain, and you get your first checked bag free on WestJet flights. Keep reading my WestJet RBC World Elite Mastercard Review now for complete details.
WestJet RBC World Elite Mastercard
- $119 annual fee
- 450 WestJet dollars when you spend $5,000 in the first 3 months
- Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages
- Earn 1.5% back on all other purchases
- Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 (plus taxes, fees, charges and other ATC)
- Get free first checked bags for the primary cardholder and up to 8 guests on the same reservation
Welcome bonus and earn rate
The WestJet RBC World Elite Mastercard currently offers a welcome bonus of 450 WestJet dollars when you spend $5,000 in the first three months. While this isn’t the highest bonus offered, it’s one of the better ones.
As for the earn rate, you’ll get 2% back in WestJet dollars on WestJet flights and WestJet Vacations packages. All other purchases earn you 1.5% back in WestJet dollars. The earn rate on base spending is higher than many other travel credit cards. I personally use this card at Costco as it has a higher earn rate than many of the best Costco credit cards in Canada.
Benefits and perks
Most people who apply for the WestJet RBC World Elite Mastercard are interested in the benefits. Fortunately, this card comes packed with perks, so it won’t disappoint you.
First checked bag free
When flying with WestJet, the primary cardholder and up to 8 additional guests travelling on the same itinerary get their first checked bag free (up to 9 bags total). This is significant because a checked bag starts at CA$30 each way. That means a couple travelling once would save $120. That’s the exact cost of the annual fee.
Companion voucher
As a cardholder, you’re entitled to a WestJet companion voucher every year (including your first year). With this voucher, a companion travelling with the primary cardholder will pay a reduced base fare for economy and premium economy seats. The itinerary has to be the same, but this is an easy way to save. The cost of the companion voucher is as follows:
- $119 CAD base fare for round-trip travel in Canada and the continental U.S.
- $399 CAD base fare for round-trip travel for the rest of the WestJet network
Boingo Wi-Fi
Even though many people can access data when travelling, the WestJet RBC World Elite Mastercard gives you a free Boingo wireless account. This allows you to surf for free on select planes, in airports, and in the public. Boingo says they have more than one million locations worldwide, so this could benefit some travellers.
Airport lounge access
With this card, you get access to airport lounge access. What some people don’t realize is that you get access to the Mastercard Travel Pass Program provided by DragonPass with this card. That means you can access more than 1,000 lounges worldwide. The one major downside is that you only get a membership. You still need to pay for individual visits, which typically cost US$32.
Save on gas at Petro-Canada
As long as your WestJet RBC World Elite Mastercard is linked to Petro-Points at Petro-Canada, you’ll save 3 cents per litre on gas and earn 20% more Petro-Points.
Earn Be Well points at Rexall
When your card is linked, you’ll earn 50 Be Well points per dollar spent on eligible purchases at Rexall. This is in addition to any in-store and personal offers.
Travel insurance
- Travel medical – Unlimited for 15 days / 3 days if you’re 65 or older
- Trip interruption – up to $5,000 per person / $25,000 total
- Flight/trip delay – up to $250 / 4 hours / $500 total
- Delayed and lost baggage – up to $500 / 4 hours / $2,500 total
- Auto rental car collision/loss damage – 48 consecutive days / $65,000
- Hotel/motel burglary – $2,500
- Travel accident insurance – up to $500,000
What makes this WestJet RBC World Elite Mastercard review interesting is that you get unlimited travel medical coverage. Not many credit cards offer that much coverage. Note that you need to charge the entire purchase of your travel to your credit card for the insurance to apply. If you’re using some WestJet dollars for your flight, the remaining balance must be paid with your WestJet RBC World Elite Mastercard for your insurance to be valid.
Purchase insurance
- Purchase protection – 90 days
- Extended warranty – Up to one additional year
With purchase protection, any items charged in full to your WestJet RBC World Elite Mastercard are covered from loss, theft, and damage for 90 days. You also get your manufacturer’s warranty doubled, up to one additional year.
How WestJet Rewards works
Instead of earning points or miles with WestJet, you earn WestJet dollars. This essentially makes WestJet Rewards a cash back program. This is great because you don’t need to worry about dynamic pricing or flight charts, but it’s almost a bit too basic and has some quirks that will annoy people.
Let’s start with the good. You only need 15 WestJet dollars to make a redemption on WestJet flights or 50 WestJet dollars for WestJet vacation packages. There are no blackout dates whatsoever.
The downside is that you can only use your WestJet dollars on the base fare. That means any additional airport transportation charges (ATC), such as fees and taxes, need to be paid out of pocket. Usually this isn’t a big deal, but WestJet is known to have low base fares and high ATC. It’s entirely possible to find a flight that costs $500 total, but only $180 is the base fare. That drives people nuts.
It’s worth noting that earning with WestJet Rewards is a lot easier than many airlines since it’s based strictly on how much you’ve spent with them. There’s no need to worry about segments or miles flown for higher status.
Although I think WestJet Rewards is a good loyalty program for casual travellers, it’s not for true loyalists or those who like to fly business class.
WestJet RBC World Elite Mastercard eligibility
To qualify for the WestJet RBC World Elite Mastercard, you must meet the following requirements:
- Must be a Canadian citizen
- Must be the age of majority in the province or territory in which you reside
- Must have a personal income of $80,000 or a household income of $150,000
Like all banks, RBC does not specifically list a credit score required to be approved for this card. That said, you likely want yours to be at least 660 before applying for this card, which will put your credit score in good standing.
How the WestJet RBC World Elite Mastercard compares
It’s time to go over comparable cards in this WestJet RBC World Elite Mastercard review. If you’re considering the WestJet RBC World Elite Mastercard, it’s safe to assume you fly with WestJet regularly or are planning to fly with WestJet. Although this is the best WestJet card on the market, it’s still worth comparing it to some additional cards.
WestJet RBC World Elite Mastercard vs. TD Aeroplan Visa Infinite Card
The TD Aeroplan Visa Infinite Card is one of the core tier Aeroplan cards. Since Aeroplan is the loyalty program of Air Canada, you’ll get benefits that are related to the airline, such as your first checked bag free. Although you don’t typically get a companion voucher with the TD Aeroplan Visa Infinite Card, you get a welcome bonus of around 50,000 Aeroplan points. That could easily have a value of $1,000, which is much more than what WestJet offers. In addition, the TD card has better travel insurance and comes with mobile device insurance.
WestJet RBC World Elite Mastercard vs. WestJet RBC Mastercard
For those that are not big on annual fees, WestJet offers a lower tier card in the WestJet RBC Mastercard. The earn rate isn’t as good, and you don’t get your first bag checked for free. You do get a companion voucher, but the base fare you’ll pay is higher than the WestJet RBC World Elite Mastercard.
WestJet RBC World Elite Mastercard vs. American Express Aeroplan Reserve Card
Anyone looking for premium airline benefits may want to consider the American Express Aeroplan Reserve Card. You and a guest get unlimited access to Maple Leaf Lounges in North America. In addition, you get your first checked bag free, priority boarding (Zone 2), priority baggage handling, priority check-in and more. These perks are excellent, but the card does have an annual fee of $599.
Final thoughts
My WestJet RBC World Elite Mastercard review is positive. It’s a versatile card that’s great for people in the following situations:
- You fly WestJet often – Getting your free first checked bag free is a convenient perk for those who frequently fly with WestJet.
- You want to travel for less – Since the WestJet companion voucher is given shortly after you sign up for the card, you can use it for any upcoming travels. This is an excellent way for couples and families to save.
- You have an upcoming WestJet flight – The base welcome offer typically only requires you to make a single purchase to get the bonus.
As a co-branded credit card, people who fly with WestJet will find this card useful. That said, even if you don’t fly WestJet often or you have a single WestJet flight coming up, getting the card could be worth it since you’ll get your first checked bag free and you’ll earn WestJet dollars.
[…] your first checked bag free is quite valuable even if you’re an infrequent WestJet flyer. Read my review of the WestJet RBC World Elite Mastercard […]
Barry, one question. When I use the companion voucher can my chosen companion also be an RBC World Elite Mastercard holder? Or are such people disqualified from being voucher companions? Thanks.
Hi Steven,
The companion voucher can be used on anyone.
Thank you Barry. I recall a few years ago when both my wife and I were card holders with individual accounts that we could not use the companion voucher for each other. I couldn’t find any such rule in the terms and conditions now so it seems West Jet has changed it which is a good thing.
Credit Card Portfolio
Amex Platinum
Amex Cobalt
TD Aeroplan Visa
Just missing a mastercard for this portfolio. Would you get the HSBC world elite Mastercard or the RBC westjet world elite Mastercard to complete this credit card portfolio?
HSBC World Elite Mastercard
-can convert HSBC points to avios british airways points
RBC Westjet World Elite Mastercard
-can convert westjet dollars into delta airline points
Jeremy,
It really just depends on which airlines you fly more.
Although I don’t love WestJet. I do think the benefits that come with the card are worth it since I do typically fly WJ at least once a year.
I booked a flight on Westjet with airmiles. Is baggage fee still free, or do I have to pay since I didn’t book through my Westjet app.
Verna,
You get free checked bags just for holding the card. You booking through Air Miles makes no difference.
Can you be positive that luggage will be free if I booked with Airmiles.
I called Westjet the guy told me I have to book with the MC to get free luggage, although he couldn’t tell me if he was sure and put me through to someone else, which ofcourse it was a automated site.
Please find out for me, if I have to pay I should do it beforehand to save the extra $10.00 added on at the counter. Thanks.
Nowhere in the terms and conditions does it say the free checked bags are tied to you paying for your flight with your card.
https://www.rbcroyalbank.com/credit-cards/travel/westjet-rbc-world-elite-mastercard.html
“Valid for primary cardholders of the WestJet RBC World Elite MasterCard and up to eight (8) additional guests travelling on the same reservation; not valid for companions when travelling on a group booking (10+ guests on the same reservation). Eligible member’s 9-digit WestJet Rewards ID must be on the reservation at the time of check-in. Valid on itineraries marketed and wholly operated by WestJet; not valid when travelling with WestJet’s code-share or interline partners. Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees.”
I hate the customer service department for this card!
This card has the worst customer service!
I had a fraudulent charge on my card for 128.00 and it’s been months and numerous phone calls have been made and it’s still not credited to my account. I sent them an email from the company that “supposedly” sold me the item and they stated it was not them and their name was used fraudulently. West jet MC wanted me to file with the Rcmp I did that and I emailed them a response from the RCMP. The charged still has not been removed from my card. It’s sooooooo frustrating dealing with them! I’ve charged thousands of dollars on this card and never filed a dispute so why am I getting hassled like this. I’ve had other cards and NEVER have I had to jump through so many hoops to get someone to actually hear me and represent my need. The free bags on a flight are definitely not worth the hassle of dealing with their customer service. I’m cancelling this card and looking for one with better customer service!
We are interested in opening up a westjet RBC world elite mastercard. Just want to confirm the following please:
we can book up to 8 people per trip to the US for $99 each plus taxes and the first baggage for each is free. Th eannual card is $39.00.
Rosemary,
You get ONE annual companion voucher which starts at $99 CAD (within Canada and the continental U.S). You get the first bag free for up to 8 people who are booked on the same itinerary. The annual fee of the card is $119.
Recently had to cancel a flight 2 weeks before departure due to a dear friend passing away suddenly after a long-standing battle with cancer. The woman I spoke to on the phone had no compassion and was of little help. I asked for only our westjet dollars back or even a credit on my account, which I would put towards another flight – this request was denied. I’ve had a westjet mastercard for over 5 years and use it as my primary card every day. I have nothing good to say about it or the staff. I am full of regret spending thousands of dollars with this card as it goes straight into the pockets of heartless capitalists. I can’t believe in a time of true hardship and loss, they couldn’t bend the rules and give me a credit which in turn, I would be spending with on their airlines. I am truly disappointed and will be cancelling my card immediately and spreading word about this horrible event.
Hi Matthew,
Sorry to hear about your loss. Unfortunately, airline refund policies are quite strict and depend on the type of fare you purchased and how many dates out you’re from your flight. It’s unlikely any other airline would issue you a refund in a similar situation.
Your right this is what happen to me to they just lie about insurance cancellation of flights.
Can I use the WestJet dollars towards any ticket within the airline network, or only on WestJet specific flights?
Hi David,
You can use your WestJet dollars on WestJet flights and any of their codeshare partners. You’d just have to book it through WestJet
I’ve had this card for over 5 years and it has essentially devolved into a scam. Your Westjet dollars and companion voucher amounts are only to cover the base fare. Lately Westjet has converted the bulk of many ticket fares to be an ATC (insurance, fuel, etc) charge. On a flight I recently tried to book the base fair made up $80 of a $240 dollar flight. They’ve made it so you lose money on many companion voucher flights and I’ll never fly enough to spend my westjet dollars, all this while paying an annual fee for the privilege. Scam. To add insult to injury since swoop has broken off Westjet tends to charge a premium in comparison to swoop and your dollars and vouchers in no way transfer even though they own both.
could ;you use your West Jet dollars for booking Swoop Airlines which is part of Westjet?
John,
Last I checked, you couldn’t use your WestJet dollars on Swoop flights.
?? so what is the annual interest rate on this Elite card? Thank you
19.99% on purchases, 21.99% on cash advances
Does anyone know if you can receive an annual companion voucher if your spouse has secondary world elite card.
Hi Steven,
Only the primary cardholder gets the companion voucher.
Can I use the $250 sign up bonus towards the full fare and the $99 companion voucher at the same time?
Hey Eric,
Yes, your WestJet dollars can be used in conjunction with your companion voucher.
hi I received my card a couple days ago and I have made a Purchase already. If I wanted to book a trip right away can I use my annual companion flight now or do I need the card for a certain amount of time before you use it ?
Brad,
It usually takes 6-8 weeks for the companion voucher to post to your account.
We are a family of four. If my partner and I signed up for cards separately, could we both use our companion flights to fly with our two children?
You sure could, you’d just have to make separate reservations.
If you both apply, I would be grateful if you used my referral link.
Is the $250 a one time offer or is it offer annually?
Kaita,
It’s a 1 time offer (a “welcome” bonus).
Kaila,
Michelle is right, this is a one time offer.
The RBC Elite is a very good card if you fly with WestJet and check baggage. We use the card at March Break and take advantage of companion pass and checked bags which saves us money at a pick time plus you can use accumulated WestJet dollars.
Kaita,
It’s a 1 time offer (a “welcome” bonus).
Barry,
I have just switched to this card! But I cannot find information on if there are any additional benefits to having an additional user card – other than there being a $60 fee! Could there be an additional companion coupon if I’m paying an additional annual fee for a 2nd card for my husband to use?
Hi Michelle,
No additional benefits for your husband if he’s a supplementary cardholder. The only benefit is that the spending on both accounts goes to a single user. To be realistic, it’s probably more beneficial for you to both apply for the card so you can get 2 travel vouchers per year and free checked bags regardless of who is travelling solo.
Are companion vouchers one 1 per year for a 1 way flight or does it apply to a roundtrip flght?
Also, just to confirm, there are no lounge passes on this card but the ability to purchase lounge passes?
John,
The companion voucher is an annual benefit that applies to roundtrip flights. I don’t believe you can buy lounge access with this card, but I also haven’t looked into the details of WestJet lounges before.
Thanks Barry
So if a rt flight from toronto to Vancouver is 600. Then the total cost would be 600 plus 100 plus taxes?
John,
Correct.
Hi Barry,
Does this mean if my wife (supplementary card holder) books a flight with her card, she does not get the baggage fee waived?
Hi Jacky,
That’s correct, she wouldn’t be able to get free baggage unless you’re there and her ticket is on the same itinerary. Instead of getting a joint card, you could each get your own card which would give you each a companion voucher and free baggage regardless.
Does the 250.00 bonus have an expiry date?
Moria,
The majority of WestJet Dollars including the ones you get from the credit card do not expire. Generally speaking, only WestJet dollars from a promotion will expire e.g. a few weeks back, WestJet gave everyone $50 WestJet dollars to book a flight but it had to be within 48hours or so. Once that time was up, anyone who didn’t use the $50 lost it. They technically didn’t lose anything though since it was a promotion.
How does the ‘comprehensive travel insurance’ compare to something I would get through BCAA, for example?
Nicole,
You’d have to look up the fine print of the WestJet card, but when I say comprehensive, I mean it includes travel medical, trip cancellation, baggage, car rental etc. To get access to all those benefits you need to charge your travel purchases to your credit card. You also want to make sure that the maximum days exceeds your travel plans.
With BCAA, you can buy a similar insurance package, but if your credit card already covers you, why pay for it?
This card does not have trip cancelation coverage, it only has trip interuption coverage. Big difference.
Thanh,
You’re right. I just double checked the policy and it lacks trip cancellation, flight delay, and baggage insurance. I’ve updated the post. Thanks for catching that.
Hi Barry,
Great post! One question, I just received my World Elite MC last week, and made a purchase totalling $3600 today. Do you know if I would earn West Jet Dollars at the Silver level given that it was over $3000, or not until my next purchase within 12 months?
Also, I qualify for the $250 WJ Dollar sign up bonus, but unfortunately it takes up to 60 days to be credited to my Rewards account. (60 days from my first purchase). So I’ll have to use that for a future flight.
Hi Colin,
To qualify for Silver, that $3,600 needs to be on a qualifying spend e.g. things at WestJet.com
You would only start earning at Silver AFTER you’ve passed $3,600 so if that was your first purchase, you’d likely still be at teal.
I don’t remember if the system is smart enough to recognize that the $600 you spent over the $3,000 should earn you the Silver status rate.
So if I book a flight on-line through westjet will it recognize my RBC elite MasterCard? Will this westjet site charge me $0 for my baggage and $99 for companion fee?
Jayne,
When you book your flight online, there’s an option to select companion voucher.
https://www.westjet.com/en-ca/book-trip/flight?iscompanionvoucher=true
As for the baggage. Your card should be linked to your WestJet ID so when you book your flight and enter your ID, it should recognize that you get your first bag checked free.
Does this card charge transaction fees when travelling abroad?
*foreign transaction fees
Yes it does
Is you first checked bag only if you have charged the travel to your MasterCard, or is it tied to your westjet account number?
Hey ALison,
You get the free checked baggage regardless if you paid for the flight with your WJ RBC WEMC. The card is linked to your WestJet Rewards account so they know you’re a cardholder.
Hi Barry, what if I didn’t book directly through Westjet but am flying on a Westjet flight. Is my 1st baggage still free if I paid with my Westjet Elite Mastercard? Thanks.
Kom,
The benefit is tied to your WJ Rewards number, so you should still get it.
Where And when do your west jet dollars show up from your day to day purchases on the RBC MasterCard
Jason,
Your WJD usually post right after your statement is posted.
Barry, please tell me what insurance is included with this card when I rent a car. We will be renting a car during our 2 month stay in Willemstead, Curacao.
Gail,
You’re covered for 48 days / $65,000. Note that you don’t get liability insurance (no credit card offers this). You can read the full details here – https://www.rbcroyalbank.com/credit-cards/travel/westjet-rbc-world-elite-mastercard/westjet-rbc-world-elite-mastercard-certificate-of-insurance.pdf?_ga=2.23299770.1885860035.1497381376-1033322720.1494262448
[…] say you’re a family of four: two parents, two kids. If both parents were to apply for the WestJet RBC World Elite Mastercard, they would each get $250 WestJet Dollars after their first purchase as well as an annual companion […]
If i don’t use the annual round-trip companion voucher one year, can it be carried forward to the next year so that i then have 2 to use or does it expire?
Hi Dave,
It’s one companion voucher per year. They do not carry over.
How many times can you use the lounge key in one year?
Hi Shirley,
Lounge Key just gives you access to lounges which normally costs $99 USD per year for a membership. You still need to pay for individual visits
Do you have to live in Canada to apply for this card? I live in the US and use Wesrjet a lot to fly to Canada.
Hey Clive,
Yes, you would need a Canadian address and a Canadian history to be approved.
Hi, I am interested in this card, but I am trying to understand the reward structure. From what I read, I interpret it to be that we only collect reward dollars on the base fares of the flight. So if the fare is only $200 and the total cost was $600, we would only be rewarded 4 WJD. And, it would also take $3,000 of base fares to reach the next tier. Please let me know if my interpretation is correct. Thanks.
Hi Ryan,
When using the WestJet RBC World Elite Mastercard, you earn WestJet Dollars on ALL spending. Your tier multipliers / spending e.g. teal, silver, gold is where only the base fare applies. So yes, to reach the next tier, you have to spend on the base tiers, but you earn WJD regardless with this card.
How does the lounge access work, is there an extra charge per use?
Hi Brian,
You get access to any lounge partnered with Mastercard but you’ll still have to pay for each entry which is typically $27USD per person.
Can I purchase other people’s airline tickets with this card? We would qualify as ‘teal’ people strictly speaking. But I sometimes make travel arrangements for elderly relatives. If I used this card to do it, I could substantially increase my potential Westjet rewards. But I’m concerned that would be fraudulent somehow.
Alex,
I don’t see why there would be an issue with this as it’s pretty normal for people to buy tickets for other people. They just wouldn’t get their first bag checked free since you’re not travelling with them.
How do I link my WestJet Reward ID with my new WestJet world elite Mastercard? I don’t believe they are currently linked as the welcome point WestJet dollars are not present in my account.
Karen,
You would have been asked for your WestJet ID when you applied for the card. If you didn’t enter it, it likely created you a new number. I believe you can call customer service to get it changed.
Hi, how long did it take for your companion voucher and 250 Westjet dollars to appear in your account? I just ordered the card, but am hoping to book a trip shortly with the rewards.
Hey Kat,
It usually takes a few weeks, rarely does it appear in your account before your first statement posts.
For the free baggage do I get to the airport and then book it , or do I have to do it before , online ?
You have to line up at the airport and show your card to get your bag checked for free.
With WestJet rewards am I eligible to receive my first big checked for free if I book a basic seat on a flight I have received that for the econo flight but wonder about the lesser flight, called basic.
Heather,
If you have the WestJet Rewards World Elite Mastercard, you would get your first bag checked free with the basic seat ticket. WestJet Rewards only gets you free baggage if you’re a Silver Tier member.
I live in Canada and travelling to the US. Do you what kind of fees will be accrued to my card while making day to day purchases on vacation (other than exchange rate).
Hi Mark,
There are no other fees with this card besides the annual fee.
Hi I was just wondering if I signed up for this card would the free bag offer still apply to a flight we have already booked through the airmiles program flying from Canada to USA April.5?
Thanks
Corey
Hi Corey,
You should still get your bags checked free since you don’t have to purchase your flights with the card to get that benefit.
Just looking for clarification, purchases made by an additional cardholder earn the 1.5% back to the primary cardholder? As well is there a resource available stating what “everyday purchases” are eligible to earn the 1.5%. I’ve search multiple websites and have not been successful.
Hi Val,
Yes, supplementary cardholders earn 1.5% cashback towards the primary cardholder. As for everyday purchases, that applies to everything outside of WestJet flights or WestJet Vacations packages. Often you’ll see “eligible” every day purchases as a way for them protect themselves e.g. if you were making illegal purchases, they could in theory deny you the cash back earned.
I am applying for the card and I am pretty sure I will get approval in few days.
However, I need to finalized my booking for family with other credit cards because there is a promotion now.
When I receive my Elite later, can still check in the first bag for free (flight is in Aug 2019) even if I book with different card and check bags for my family?
Thanks Barry.
Hi Simon,
Yes, you’ll still get your bags checked free. Your RBC World Elite Mastercard is tied to your WestJet Rewards ID. So as long as your WestJet Rewards # is on the reservation when you check in, you’ll get the free bags.
If you’re going to sign up, help a brother out and use my referral link please =D
Sorry I applied it before I read your blog. I will ask my friend to read your blog before they apply in the future.
Another question. I am about to book flights for 10 family members for a vacation because there is a good deal at the moment saving approximately $50/ticket.
Should I wait for the card because that can put me into Silver status instantly? But if I wait, I am risking to spend $500 more if the promotion ends. What should I do?
Simon,
As long as you have a WestJet Rewards ID, your purchases count towards your status. You don’t need to charge it your credit card.
Does everyday spending on the Westjet Elite Mastercard count towards increasing your status in the tiers? Or are the tiers strictly related to flight purchases?
Dan,
Just flight purchases.
Can I check bags for free even when buying tickets through a third party like flight hub and using another credit card but just by having a Westjet Elite Mastercard that’s linked to my Westjet Reward #?
Thanks
Hank,
Yes, the credit card is linked to your WestJet ID. I believe you just show it when you check in and then they waive the checked baggage fees.
Hi there. I received this card. What is considered everyday spending and how long does I t take to convert purchases into westjet dollars?
Everyday spending is literally everything. I don’t recall exactly how long it takes for your WestJet dollars to post, but it’s usually at the end of each statement.
My husband booked a trip for myself, our kids and my parents with his WestJet Master card. He is not going on the trip, however; are our bags still free, or will we have to pay for our checked bags?
Diane,
You would have to pay for your bags since the primary cardholder is not going.
Hi Barry,
Would I still have to pay if I got my own card, even though this trip was not booked with it?
Diane,
I’m not 100% sure, but I think you would get your luggage checked free. You don’t need to purchase your flights with the credit card to get your bags free, you just need to have the card. That being said, for your kids and parents to get their bags checked free too, their tickets would need to have been on the same itinerary that your husband booked.
Great information, far better than I could find anywhere else – thank you! We’re trying to decide if we should get an additional card for my husband. If we did and he was to book a WestJet flight that I (being the primary cardholder) was not going on, would the additional card be linked to his WestJet rewards number so that he could get free checked baggage?
Hi Bonnie,
Yes, when your husband signs up for the WestJet card, his WestJet Rewards number would be linked to the card which means free checked bags even if you’re not travelling with him.
Note that I’m talking about a separate card under his name, not a supplementary card on your card.
Can someone living in the US (e.g., in Nashville) sign up for the WestJet RBC World Elite Mastercard?
Vilnis,
Not unless you have a Canadian address and credit history.
Thank you. That’s what I thought. Too bad. Our son and his family fly to Calgary annually and might come more often with the direct flights from Nashville (part of the year) and companion fares with the Westjet RBC card.
Quick question. If say I book a flight with Expedia but it’s a WestJet flight, do I still get the WestJet points or does it have to be from the WestJet site itself? Thanks
Tana,
Yes, you would still earn WJD when booking through Expedia as long as you add your WJ Rewards # to the booking. That being said, if you pay with your WestJet RBC World Elite Mastercard, you’d only earn 1.5% in WJD as opposed to 2% when booking direct.
What airlines in the US can I use with this card? Is it just Delta?
The benefits of the card only apply to flight wholly operated by WestJet
Fine print says WestJet dollars are not earned on ‘certain bill payments’ is there more info available on what specifically earns rewards and what doesn’t? I currently pay all monthly bills with an alternate credit card (ie phone, cable, internet etc) on which I do earn rewards, I’d rather earn WestJet dollars but want to be sure what qualifies and what doesn’t. Thanks
Stef,
Certain bill payments usually refers to things such as interest owed or fees. If you’re using your WestJet card to pay your cell phone, utilities, etc., you would earn WestJet dollars.
Can you use your companion flight towards an all-inclusive trip to Mexico if we booked through WJ Vacations?
I believe the companion voucher applies to flights only.
Barry,
2 things I noticed after I started using this card.
1. They gave me $249 WJD instead of $250 as promised which is odd. I had $30 WJD in my account that I’ve accumulated last year was gone after $249 WJD was issued. It’s not much but they shouldn’t take my $30 away….
2. I can’t link this card with any online banking app. I have active Royal Bank account but the card does not show under my online account. Most of my credit cards have app go with it (Scotia Visa, Amex, Costco Master) so I can receive real time notification just in case. Do you have it linked and able to receive notification for any spending?
Thanks.
Simon,
You should inquire directly with WestJet / RBC about your concerns. You should be getting the full sign up bonus and they wouldn’t take WJD away from you. You should also ask them if they offer instant notifications.
do you have to commit to this card for a certain amount of time? Could you cancel after one year?
You could cancel the card whenever you want.
If I purchase a ticket for my child using WJ MasterCard and I am not on the trip, does she still get a checked bag free?
Margaret,
No, free baggage is only available to the primary cardholders and people travelling with them that were booked on the same itinerary.
We have already booked some flights for November using my West Jet Rewards card…. If we purchase this card on May 1st and we have already paid for our first bags for November, How do we get that money back? Assuming the card we will receive should cover this?
Tammy,
I’m not sure if they would issue you a refund, you should call them either way and find out.
Barry:
Very informative site. I have been a MC West Jet $’s user for many years. I highly recommend it.
What credit rating does this card require
Generally speaking at least 650-700.
Is there a WestJet small business card that offers these same benefits
Hi John,
There is no business version of this card.
regarding medical insurance – is there an age limit also a time limit
Polly,
15 days if you’re under the age of 65, 3 days if you’re over 65
65 and under. Not under 65. Confirmed with RBC. Also, if I do not pay for my Westjet flight or WJVacation with the WJ RBC card in full, are there any of the benefits I would not receive other than free first bag. ie. Travel Medical, flight delay, Trip interruption etc.
The $99 companion voucher…how would I use it if we prefer to fly WestJet premium?
Charles,
I believe the same $99 applies assuming that the other ticket is purchased in Premium but I’m not 100% on that.
I am retired and travel very little … but am interested in a WJ MASTERCARD to accumulate WJ dollars … Can I then use these dollars ( & welcome $$ ) to book flights for my daughter ,, or must I travel with them ,as I am the primary card holder … ???
John,
You can use the dollars to book flights for your daughter but she won’t get the free checked bag nor will she be able to use the companion voucher unless she’s travelling with you.
When I make a purchase with my WJ MasterCard, do the charges have to be in the card for a minimum length of time to get rewards on that purchase? Or can I pay the balance off a day or 2 later and still get the rewards?
Ron,
You can pay your balance whenever you want and still get the rewards.
What is the Minimum credit liming for the Elite Westjet Mastercard.
Tracy,
A differs by person so I can’t give you an accurate answer but I was recently approved for a $7,200 limit.
Thank you,
I recently got a new Westjet World Elite Mastercard. Is there a phone number I can call to make sure I have Westjet Rewards set up correctly. 1 (888) 937-8538 (This phone number doesn’t work).
Thanks
Jon,
If you already received your card, your WestJet Rewards # will appear on your credit card below your name. If you still want to confirm, you can call WestJet’s regular customer service line and ask to speak to someone from the Rewards team.
I’m a little confused about the Westjet dollars.At the introduction it says you earn 2% dollars on Westjet dollars but when you get to the tier levels you only earn 1% dollars for teal. Why is that?
Keith,
The 2% you get from the WestJet RBC World Elite Mastercard is in addition to what you earn in your WestJet Rewards tier level. For teal members, you’d earn a total of 3% (2% + 1%) on qualifying flights.
This is a great site…thank you! My husbands RBC westjet elite mastercard is linked to his WestJet Rewards number and we have already booked and paid for our flight in October however our RBC WestJet elite MasterCard expires in September and we were not planning on renewing it. Given that we made a reservation and paid for this reservation prior to the MasterCard expiring but will not be taking a flight until after we no longer have an active rbc WestJet elite MasterCard will our first checked bags still be free when we fly?
I believe you need to be a current cardholder to get the free checked baggage.
Considering luggage is $30 each way per person within North America, you might as well just keep the card since the annual fee is $119.
I booked a flight to Belize in Dec/19 using a different credit card at the time. I just received my West Jet World Elite card and activated it yesterday. We flight in April /20. Will I be able to get 1st baggage free for both my husband and for this flight?
Sally,
You get your bags checked free regardless. Your credit card is tied to your WestJet Rewards number so they can see that you have the credit card.
My husband wants to change his current business credit card to the Westjet World Elite Mastercard for business. He would be the primary cardholder with 2 supplementary cards, can he do this?
Lois,
There is no business version of this card. Your husband could treat it like a business card but I believe that WestJet has the right to cancel the card if they feel that the card is being misused e.g. some credit card providers don’t allow personal cards to be used as business cards.
He should also be aware that he would be liable for any fraudulent charges made by the supplementary cardholders whereas business cards have insurance in place to protect the primary cardholder.
We have had the WJ World Elite Card for years and love it.
We have always purchased extra travel insurance but wondering now if we really need it. I’m trying to read all the fine print and it seems very similar to what we are purchasing.
Do you agree that the Medical portion of the insurance is good enough for most people?
Marilyn,
Assuming you don’t exceed the length allotment of 15 days, you likely don’t need additional insurance. If your trip runs longer than 15 days, I believe you can get it extended.
This refers to just travel medical. The card lacks trip cancellation, flight delay, and baggage delay insurance.
Hi,
What if my husband would apply for one as he travels more than I do, and for the companion for $99 per year, if I want to use it , do we have to travel together at the same time or he can let me or anybody use it without him?
And also can you pls enlighten me what’s the difference between this card to RBC avion card? I’m looking for the card that will benefit my husband for travelling as he travels more often than I do.
Thank you in advance!
Karol
Karol,
I’m not 100% sure, but I’m pretty sure your husband can use the companion voucher for someone else as long as there are two people travelling on the same itinerary.
As for how this card compared to the RBC Avion card. With the WestJet card you earn WestJet Dollars whereas the Avion card earns you Avion points. WJ dollars can only be used on westjet flights, but you get arguably a higher earn rate, free checked luggage and then companion voucher. The RBC Avion card gives you more flexibility since you can claim any type of travel, but you get less “perks.”
The question is, which airline does your husband usually fly with and how often does he fly?
Two points …. there are 2 RBC Westjet Cards …. the “standard” RBC Westjet card and the RBC World Elite card …. your information refers to the World Elite you may want to mention that ….. also you need to double check your information.
“The card lacks trip cancellation, flight delay, and baggage delay insurance.” This is incorrect since 2017 ….. I will let you research the details.
Hi Carl,
The title of the article is “WestJet RBC World Elite Mastercard review and I refer to that card multiple times in the article so there should be no confusion as the regular card has a different name and comes with different benefits.
As for the trip cancellation insurance, you’re mistaken as the card still does not have that. You get flight interruption insurance which is not the same as flight delay.
Hi I make 75.000 a year , short by 5.000 can I still get the WestJet RBC World Elite Mastercard
You likely would not be approved if you put 75,000 on your application. I should note that they usually don’t verify your income so you could technically put any amount for your income.
Hi Barry, Just thought maybe you could also mention the $99 is not as free and clear as what it sounds like. When they say “plus the taxes, fees and charges” on their website they can all add up to quite a bit more than one might think. Without giving dollar amounts because it depends on the ticket price, here are the charges that were added to our $99 companion flight shown on the eTicket:
AIR TRAVELLERS SECURITY CHARGE, GOODS AND SERVICES TAX, AIRPORT IMPROVEMENT FEE, HARMONIZED SALES TAX, TRANSPORTATION TAX (INTERNATIONAL), CUSTOMS USER FEE, IMMIGRATION USER FEE, APHIS USER FEE, SEPTEMBER 11TH SECURITY FEE, PASSENGER FACILITY CHARGE.
For example, these fees added $140 to the $99 Companion flight for an Ottawa to Los Angeles flight. $239 is still a good price for the one ticket but not as cheap as it first sounds. Domestic flight recently was about the same. Just something you should let others know about. Thanks!
Hey Eric,
Those are some fair comments. Even with the taxes, I still think the companion voucher can be a great deal (depending on the flight you take). I go into more details about the taxes in this post – https://www.moneywehave.com/westjet-companion-voucher-explained/
Hi Barry,
With regards to the companion voucher, can I purchase the full fare flight using my RBCV Avion points and then apply the WestJet companion voucher on the fare for my travelling companion? Thanks!
AJ,
As far as I know, you can only use your companion voucher directly online via Westjet.com. I’ve never attempted to pay for my initial flight with points and then apply the companion voucher after.
Is the companion fare offered each calendar year or every 12 months?
It’s every 12 months
I have a Westjet world elite mastercard. I am aware of the companion voucher to fly anywhere in Canada or the U.S. at $99 . My husband and I are planning an all inclusive trip in November and was wondering if there is a companion voucher for an all inclusive trip on Westjet?
Bridgette,
The voucher does not work for vacation packages.
If I am approved for the WestJet Elite Mastercard but had to book a Westjet flight on another card in the meantime do I still get the first checked bag free?
Tony,
Yes, as your WestJet credit card is linked to your WestJet Rewards number.
It says that you can not use with other promotions, does that mean when flights are on sale? Do you need to pay full price to use the companion voucher? Also, any info on the comparison between BMO mastercard and Elite WJ mastercard?
Thank you!
Sheila,
That’s correct
Hi, this might be a dumb question but does the first free bag policy cover every time you fly Westjet or only the first flight per year with the WestJet RBC® World Elite Mastercard?
Hi,
Great website for clarification. I encourage everyone to read the insurance policy thoroughly prior to travelling as there are many caveats. For example, if you are over 65 the coverage is different. The policy is very specific on what is covered and you must contact the insurance provider PRIOR to getting any medical care, unless you are medically unable to do this at the time.
I think it’s important to be clear on what is covered or not. Myself, I will be purchasing extra coverage as I don’t think the insurance is very good….too many loopholes for the insurer to get out of.
I would be interested to hear any actual experiences with the world elite insurance coverage.
Val,
You nailed it. You always need to read the details of insurance policies. I never advise my parents to use credit card travel insurance as they’re over 65 and often travel for more than 15 days at a time. My dad also has a pre-existing condition that could affect his coverage. Buying a separate policy has always been the way to go and it’s already paid for itself.
Even if you’re young and healthy you need to read the insurance policies. For example, the WestJet RBC World Elite Mastercard doesn’t come with trip cancellation insurance.
Hi there! Just seeing if you still receive anything if we use your link to register? Found it quite helpful and will do it that way if it benefits you in any way 🙂
Thanks!
Hi Keri,
Yes, if you use my link at the end of the article, I get a commission. Thanks for using it!
Looked at WJ RBC Elite MC benefits and both Ratehub and CreditCardGenius sites state that there is coverage for Trip Interuption, Flight Delay (4+ hrs) and baggage delay. Understand there is no trip cancellation coverage but others are listed.
Hi Kent,
If you’re not paying for your flight with the WestJet RBC World Elite Mastercard, you only get free checked bags and travel medical included.
Thanks Barry. Just to clarify, what are the benefits I would miss out on if I did not use my WJ RBC mastercard to pay in full? Thanks.
Kent,
Basically any of the travel insurance with the exception of travel medical. You obviously wouldn’t earn any additional WJD.
Hi There, We recently went on a trip out east and booked with West Jet RBC credit card. My sister had a accident and was hospitalized for 2 days. The Doctor told her she could not fly home and she had to drive. Her husband had to fly out and rent a car and drive her home. Are any of expenses covered on the insurance of the card?
Hi Diane,
Credit card travel insurance doesn’t apply to extended family such as your sister so she would not be covered. That said, if she has workplace health benefits through her employer or her husbands, she may be covered.
So we just signed up for the RBC Westjet Elite card – I am primary and my wife has a second card – if she book a flight she wouldn’t get the free luggage?
Michael,
No, she would not get free luggage if she’s travelling on her own.
Hi,
Great post. Thanks.
I have 2 questions (one may be easier to answer than the orher):
I have been a card holder for a few years now. In the first year, it was fantastic, especially with the welcome bonus and the fact I was flying almost cross- country every month (plus additional flights, sometimes to US).
This year, I’m not sure it’s worth it. I’ll only be flying 5 times in country, am no longer silver status, and westjet is not always the cheapest flights (but I feel tied to westjet b/c I paid the annual fee). Ì am thinking of not renewing when my card come due next year and then re-joining again if I miss the WJR points I accumulate on purchases. Do you know if a second application would receive the welcome bonus (assuming they are still offering that promotion)?
Question #2 (possibly easier):
In January you were asked, “Does this card charge foreign transaction fees when travelling abroad” , to which you answered yes.
The following month Mark asked if there would be any additional fees for purchases made by a Canadian traveling and buying in the USA. You answered no, there are no fees but the annual fee for this card.
I’m wondering if you could clarify what you meant by foreign transaction fees. I am planning a trip to Hawaii soon and am curious about additional, currently unforseen, charges. Earlier, I traveled to San Francisco on this card and I don’t recall extra fees but I don’t think I paid close attention and may have assumed currency conversion.
Thanks in advance,
K.
K,
The Westjet RBC World Elite Card gives you free luggage for the primary cardholder and up to 8 bags total on the same itinerary. Considering a checked bag is at least $30 each way, you’d make up the annual fee quickly. If you don’t check bags, the annual companion voucher would save you more than $119 a year assuming you use it.
As for foreign transaction fees. Mark stated he was aware of the exchange rate which is why I said no additional fees. Foreign transaction fees are built right into the exchange for this card and is set at 2.5%. So basically, you pay the daily exchange + 2.5%.
There are other credit cards that have no fore fees if that’s what you’re looking for.
https://www.moneywehave.com/canadian-credit-cards-without-foreign-transaction-fees/
Thank you for this. I didn’t realize I had paid “daily exchange + 2.5%.” But if, as you say, no card doesn’t also apply this fee, I guess I am no worse off and now I know. Thank you.
Hi again,
I thought I might leave this info for people traveling with families. It doesn’t pertain the the credit card per se, but I think may be useful info. If you are traveling with little people (kids), I would recommend signing them up for WJR accounts also so their flights will also collect points (1% or more depending on teir) beyond what you get for the purchase of the flights. I missed this for the first few months of our traveling and they would not give them retroactively (reasonably). The points she collects are low compared to what I accumulate buying the flights and using my credit card for everyday purchases, but they add up and they don’t expire. Westjet will also move a child’s points into a parents account if asked, which makes keeping track of them easier.
In your article above, under the section about travel insurance,you say, “Without trip cancellation insurance, you’d have to think twice about charging your flight to this card. You would lose out on the free baggage, but it may be worth it if you have another credit card that offers you better insurance. ” But you also state several times in answer to questions that “You get the free checked baggage regardless if you paid for the flight with your WJ RBC WEMC. The card is linked to your WestJet Rewards account so they know you’re a cardholder.” These seem to be opposite answers. Can you please clarify?
Hey Arlene,
You’re right, that’s a mistake on my end. I looked at the terms and conditions again and it doesn’t appear to say that you need to pay for your flight with your WestJet card to get free checked baggage. I’ll update the review now.
Thanks for this clarification. Your site has been very useful in helping me understand the rewards of WJ Mastercard. My husband will probably apply for his own card. When you say to “use your link” to apply, is that the “Apply Now … ” link directly under your review?
Hey Arlene,
Yes, please use the big blue apply now button at the bottom of the review. That helps me as I earn a commission.
Hi.
When I get my annual voucher do I have 12 months to use it?
Is there an incentive to bringing a balance from another card ?
Tyler,
There is not.
Does the Westjet Elite Master Card Travel Insurance cover only the prime card holder and not others booked with the prime holders card (ie spouse)?
Bernadette,
The travel insurance only applies if you’re travelling with the primary cardholder.
I am done with westjet this my last booking the airline is just as bad or worse than air canada even being a cardholder westjet elite i get nothing in return even have to pay to pick my seats. Sadly westjet has become mediocre at best
Hi Barry, my wife and I are trying to decide between the WJ Elite and the BMO World Elite. Both reviews seem like they are each a decent choice. We do fly WestJet most often, but we are a little concerned about the lack of some of the insurance compared to the BMO card. Any thoughts or suggestions on this?
John,
This is how I see it. Like you, many people like the WJRBCWEMC because it has great benefits for frequent WestJet Flyers. However, as you’re well aware, the insurance is not the best. The solution is simple, get the BMO World Elite Mastercard and use it to pay for any of your flights so you’re insured. Alternatively, purchase a multi-trip travel insurance policy that covers all the travel insurance that you want.
You get the companion voucher and free checked bags as long as you have the WJRBCWEMC, you do not have to charge your flights to the card to get them.
I’m a WJ cardholder and believe you have to charge the flight to the card to get free bags on the reservation. Are you sure that that isn’t a requirement?
Carol,
The fine print for free checked luggage states the following:
Valid for primary cardholders of the WestJet RBC World Elite MasterCard and up to eight (8) additional guests travelling on the same reservation; not valid for companions when travelling on a group booking (10+ guests on the same reservation). Eligible member’s 9-digit WestJet Rewards ID must be on the reservation at the time of check-in. Valid on itineraries marketed and wholly operated by WestJet; not valid when travelling with WestJet’s code-share or interline partners. Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees.
Nowhere in there does it say you need to pay for your ticket with your card to get free checked bags
Thank you so much for clarifying. I’ve used the WJ Mastercard to pay for the airfare instead of another card with better benefits basically for this reason.
Yeah I hear you. I have the card just for the free baggage and companion voucher. When I pay for my flights I use a card with better travel insurance.
Barry, this site is VERY informative … thank you!! I have another question.
I’ve been scanning this morning for a travel card with cancellation insurance because my WJ MC doesn’t have it and had to recently cancel a flight due to illness of my travel companion and had to pay the fees.
I’ve been looking at the various card’s insurance policies and note that most say they cover the traveler, SPOUSE and children. When travelling with my “companion” we always book on the same reservation and one of us pays for it and the other reimburses.
If I authorize an “additional card” in this person’s name say for the BMO card ….would they then be covered with the insurances?
Carol,
Generally speaking, no insurance benefits don’t carry over to the supplementary cardholder. If both travellers are relying on their credit card insurance, you should book your tickets separately. You also need to read the details of each insurance policy. E.g. some allow you to use your trip cancellation if your travelling companion is no longer able to travel for an insured reason.
Thank you, I appreciate the reply and all of your informative reviews. Will be using your link to apply for the BMO Elite, possibly the WJ card and now also looking at the Scotiabank Passport for the no FEx fees.
John,
Instead of getting the Scotiabank Passport and paying a third annual fee, you’re probably better off getting a no annual fee, no forex card such as the Rogers World Elite Mastercard, the Hometrust Preferred Visa or the STACK Mastercard.
Thanks for using my referral link!
Hi Barry
If I was to apply for the elite card in my name, can i book a flight for my wife and daughter and use the companion voucher for my daughter. I would not be travelling with them.
Thanks in advance
Hi Paul,
Unfortunately, the companion voucher can only be used when the primary cardholder is travelling.
I received my World Elite MC a few weeks ago and I used it to book myself of two children a trip back east.Now my husband is wanting to go as well, can I use the companion voucher on him?
Naomi,
Unfortunately not as you need to use at the same time you purchased your ticket. Note that you could have used it on one of your children.
I have a question for the “guru” of the RBC WestJet Elite Card.
I have the card as the primary & my spouse is a co-applicant; are the benefits equally earned/shared or is the primary the only member having the full benefits (travel insurance coverage, first bag free…etc..) when travelling separately? Any enlightening info is appreciated.
Thanks – Danielle
Hi Danielle,
The benefits apply just to the primary cardholder. It may be worth having your spouse get their own card. Even though you’d end up paying two annual fees, you also get two annual companion vouchers. You can combine your WestJet dollars when making a redemption if you call in to make your reservation.
Thanks Barry, we’ll look into it further in the coming weeks.
Do you need an RBC account to enjoy the features of this card and how do you pay your balance if you don’t have a RBC account.
Paul,
No, you don’t need to be an RBC client to get this card. To pay your WJ RBC World Elite Mastercard from another financial institution, you just set up RBC as a payee. Specifically, you’d choose RBC Visa and then your card number is the identifier.
So they email your statement?
They physically send you a statement.
Is the companion voucher only applicable to roundtrip flights? How about multicity?
Prateek,
Yes, you can use it for a multi-city trip but you need to call into customer service to use it.
Thanks. I also read that the primary can be booked using miles, but the website doesn’t give such an option. When you click companion voucher, member exclusive fares get greyed out. Are you supposed to call for the same?
Prateek,
Do you mean using your WestJet Dollars? You can use them when booking flights with a companion voucher, however, member exclusive fares can’t be booked with a your companion voucher.
My personal credit rating meets the requirements for this card. Having said that, I am not currently employed. My husband is the sole income earner for our household. We meet the 80K+ minimum application based on his income. I am the one who flys solo cross country or if a companion voucher would be used it would most likely be ME and a third party. Is it possible to have me as a primary with him as a guarantor and him as a secondary card holder? We would really only benefit from this card if I could be the primary card holder, but I am not the one with the income as I am at home. Because he RARELY flys and me almost never fly together, do you think this is possible? All our accounts are joint and I pay all the bills. Thoughts?
Heather,
Let’s put it this way, during the application/approval process, credit card providers never verify the income requirement.
?? So they approve solely on credit score?
Heather,
Credit score is one thing. What I’m saying is that if you exaggerated your or your household income, they would unlikely verify it.
That’s interesting. Not something I would feel comfortable doing, but I’m surprised by that. I appreciate your wisdom oh Great Gazoo! 🙂
Hi Barry
Do you happen to know if I book a WJ flight using my companion voucher and have to cancel the flight, would I get the companion voucher back as part of the travel bank credit (less the WJ cancel fees) or would I just get a monetary credit for the second person’s $99 fare (plus fees/taxes) and not have the voucher to use at a later date?
Carol,
I’m pretty sure you get the voucher back.
If there are changes in flight prices and I booked eco fare with WestJet MC, is it true that I get the difference added to WestJet Dollars?
I’m sure Barry can confirm that WJ doesn’t guarantee the price or refund the difference with any fare. Once it’s booked you get no compensation if the price goes down unless its within 24 hours of the original booking where you can cancel and re-book at the better rate. I think to get that option the flight needs to be booked online .. not sure if you can cancel if it is booked direct with an agent.
Carol,
That’s the way I understand it, no airline refunds or gives credit for the price difference.
I believe the foreign exchange rate should explicitly show the foreign exchange fee separately.
Showing the combined rate is deceiving.
I have a WestJet Elite card and my husband is also on my card. I am the primary card holder. He has never used his not even had it verified. Can I cancel him off the account? No sense paying the annual fee for him when it is in his drawer and never used.
Darlene,
Yes, you can cancel supplementary cards without it affecting you.
For the companion vouchers, if the primary card holder books a premium flight does the companion also receive a premium seat? Or the primary gets premium seating and the companion gets bumped to economy?
Hi Twylla,
When using the companion voucher, both travellers need to be in the same type of seat e.g. economy or premium. I always use my voucher for premium bookings.
Thanks so much Barry. Exactly what I was hoping to hear!! Appreciate your help
I think this article should be updated given all the new Aeroplan credit cards just out in November 2020. In the face of the new Aeroplan credit cards, this RBC Westjet card, is way behind now. I’ll not be renewing in 2021
Hey Kevin,
Fair comments. I think the WJRBCWEMC is still good for some people since the companion voucher is an annual benefit whereas the AC Buddy Pass is a one time welcome offer. I personally think Aeroplan is a better rewards program and offers way better features. I’ll likely update the article to talk about Aeroplan / BUddy pass.
Hi Barry,
If I purchase a vacation package on my RBCWJ Credit Card and the vacation company goes out of business, I am covered by insurance? thanks, Joan
You would be covered under the association to which the travel agency belongs to e.g. TICO in Ontario. You could also likely do a chargeback via your credit card directly.
I cancelled this card in early December, 2020. How long would I need to wait to reapply and still receive the sign-up bonuses?
Keith,
Most people will wait at least 6 months before reapplying.
I booked a Econo Fare flight directly through westjet. The Econo Fare specified no free bag. However, I do have a Westjet MC and booked the flight through my rewards account. Does the 1st free bag policy still apply to Econo fares, or only the higher fare types, or only EconoFlex, Premium, etc. I tried to call Westjet, however with COVID there are less staff and I was on hold for 5 hours and had not got through. The details on the WJ MC Credit Card policy itself does not specify fare type. Thank you!
Hi Tracy,
Yes, as long as you have the credit card, you get your first bag cheked regarldess of which fare you have. Your WJ Rewards number is tied to your credit card, so they can see it in the system when you check in at the airport. That said, bring your physical card just in case.
Thank you Barry!
This page was very helpful – thank you so much!
I have a question that you might be able to answer, I can’t seem to get anyone on the phone at the moment. We have the world elite and booked a vacation with the card, supposed to be leaving in three days. Unfortunately we have contracted covid and will have to isolate. Do you by chance know if the trip interruption insurance covers covid related interruptions? Our airline won’t do anything for us. I am hoping that this would fall under interruption from a medical emergency but I am unsure. I’m so sick I feel that it’s an emergency at least lol….
Thank you in advance!
Hi Kayla,
No, contracting COVID would not count as trip interruption if you’re relying on the included insurance that comes with the WestJet RBC World Elite Mastercard. If you purchase a separate travel insurance policy that includes COVID coverage, you’d likely qualify for some benefits.
Barry,
If someone had to cancel their trip due to a medical emergency (ex. severe concussion) a few days prior to the trip, would that fall under the trip interruption insurance? I have read the fine print which states the effective date being “the date and time of purchase of prepaid travel” and then states that coverage starts on the effective date. Presumably the insurance would cover that as an emergency medical condition? TY!
Warren,
No, that incident would fall under trip cancellation since the trip hasn’t happened yet/ Unfortunately, the WestJet RBC World Elite Mastercard doesn’t come with trip cancellation insurance. That said, if you cancel, you can get a credit in WestJet Dollars applied to your travel bank.
Westjet dollars are worthless. On a $764 flight, I was allowed to use only $90 of westjet dollars! They don’t even allow to use it for seat selection – their own service! It is just absolutely not worth it for the annual fee!
Hey Barry,
I currently have the TD Aeroplan Visa Infinite Card and am looking to apply for the WJ RBC World Elite Mastercard. In your opinion does it make sense to have both to cover by basis. One with Air Canada and one with WJest even though Ill be paying 2 annual fees for each credit card?
Thanks.
Hey Kevin,
It sort of depends on your travel needs and goals. The WJ RBC World Elite Mastercard has a welcome bonus worth at least $250 WJD. You also get an annual companion voucher and free checked bags that can obviously be worth it to keep the card. As for TD Aeroplan Visa Infinite Card. If you bank with TD and have an all-inclusive account, they’ll way the fee for the card. If you maintain a minimum balance of $5K, you’ll get your monthly account fees waived.
Do I have to purchase a Westjet flight with this credit card to get a free baggage ?
No, your WJ Account will see that you have the credit card so you get free checked bags. That said, you’d have to line up at the airport to get your bags checked for free since it doesn’t see it online and allow you to add your bags for free.
Hello Barry,
I am planing to cancel the WS Mastercard, will the voucher be cancelled as well?
Thank you,
Diana.
Hi Diana,
If you’ve already attached the companion voucher to a ticket you keep it. However, if you haven’t and cancel the card, you lose it.
Thank you!