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If you’re a frequent WestJet flyer, then the WestJet RBC World Elite Mastercard is a must for you. To simply put it, WestJet Rewards is one of the best airline loyalty programs out there and the WestJet Mastercard allows you to earn WestJet Dollars at an incredible pace.
In my WestJet RBC World Elite Mastercard review, I’ll go over all the details of the card including why it’s one of the best travel rewards credit cards in Canada and if it’s worth applying for if you don’t fly with WestJet on a somewhat regular basis.
WestJet RBC World Elite Mastercard benefits
- $119 annual fee
- $250 WestJet Dollars sign up bonus after your first purchase
- Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages
- Earn 1.5% back in WestJet dollars on everyday purchases
- Receive an annual round-trip companion voucher starting at $99
- Save 3¢/L on fuel and always earn 20% more Petro-Points when you link your WestJet RBC World Elite MasterCard
- Free first checked bags for the primary cardholder (up to 8 bags on the same reservation)
- Some travel insurance included
- Auto Rental Collision / Loss Damage Insurance
- Hotel/Motel Burglary Insurance
- Purchase Security and Extended Warranty Insurance
- Mastercard Airport Experiences provided by LoungeKey
As you can see, the WestJet World Elite Mastercard comes packed with features that easily rivals any of the best travel credit cards in Canada. What makes this card different is the fact that you earn WestJet Dollars as opposed to points. If you’re a WestJet frequent flyer, then this is an incredible value since you’ll consistently be earning WestJet dollars on your everyday purchases. Remember, with WestJet Rewards, there are no blackout dates or seat restriction. Plus, you only require $15 WestJet dollars to make a redemption which is nice.
But how about those people who don’t fly WestJet on a regular basis, does the WestJet RBC World Elite Mastercard still makes sense for them? Well, it depends, if you have an upcoming flight and WestJet is an option, then let me explain why applying for the WestJet Mastercard can be worth your while.
First off, the $250 WestJet Dollars sign up bonus easily offsets the $119 annual fee. Then you get your first checked bag for free for the primary cardholder and up to 8 additional guests on the same reservation. For a family of four with everyone checking a bag, that’s a $200 savings. PLUS, you get that companion voucher which can also save you a fair amount regardless of where you’re flying to. Add that all up, and you’ll quickly realize that signing up for the WestJet RBC World Elite Mastercard is worth it even if you only plan on flying WestJet once.
There’s also the annual companion voucher that starts at $99 CAD for flights within Canada and the continental U.S. which is an incredible deal since flights from Toronto to Vancouver could easily be $600 a person. With the companion voucher, a couple might pay closer to $700 total instead of the usual $1,2oo.
The 1.5% earn rate on all other purchases is also impressive since many other travel credit cards only offer a return between 1% – 1.5% on other purchases. With this card, you’re restricted to using your Rewards with WestJet and their partners which technically gives you fewer options when it comes to redeeming travel. I personally prefer the points structure of the American Express Platinum Card and the SPG American Express card, but this is a personal preference. That being said, if you’re a frequent WestJet flyer, this is likely the best travel credit card for you.
The one thing this card lacks is a really comprehensive travel insurance package. You get emergency medical, travel accident, auto rental collision/loss damage, trip interruption, and hotel/motel burglary insurance. The card lacks trip cancellation, flight delay, and baggage delay insurance.
Maximizing your WestJet Rewards
What really makes this WestJet World Elite Mastercard review positive is the fact that you can stack your rewards based on what status tier you have with WestJet Rewards. Take a look at the table below to see what you earn for being a Teal, Silver, or Gold member.
As you can see, Gold WestJet Rewards members actually earn 7% back in WestJet dollars when they charge their WestJet flights or WestJet Vacations packages to their WestJet World Elite Mastercard. Silver and Teal members aren’t doing too bad either since they would earn 5% and 3% respectively in WestJet dollars when they charge their flights to their WestJet RBC World Elite Mastercard.
Obviously, reaching those status tiers can be difficult, but if you look at the details, it’s easier compared to other airlines. Your tier is tied directly to how much you spend on WestJet flights and WestJet Vacations packages. With some other airlines, you need to worry about how much you’ve spent, how flights you’ve taken, and how many miles you’ve flown. WestJet recently made improvements to WestJet Rewards so it’s easier to reach Silver and Gold Status. That’s a pretty big win for consumers.