Posts by Barry Choi
How Much Does it Cost to Go to Japan?
A two-week trip to Japan in 2026 costs about ¥554,000 (US$3,575) per person before flights for a mid-range traveller sharing a room in Tokyo and Kyoto. Add a round-trip flight from North America and most people land between US$4,500 and US$5,200 per person. Comfort travellers who want upscale hotels and nicer dinners should plan on…
Read More39 Birthday Freebies in Toronto for 2026
Are you looking for birthday freebies in Toronto? If so, you’ll want to check this list before you head out. There are close to 40 restaurants and retailers in the city and the GTA that want to give you something on your big day. You won’t have time to hit them all, so you need…
Read MoreBMO Rewards Guide 2026: Best Points Value & Redemptions
What is BMO Rewards? BMO Rewards is Bank of Montreal’s in-house points program, earned on BMO credit cards including the BMO eclipse and BMO Ascend lineups. Each point is worth up to 0.67 cents when you redeem it for travel or invest it with BMO. You can book travel with any airline, hotel or travel…
Read MoreIs Pet Insurance Worth It?
Pet insurance is pretty straight forward, you pay a monthly premium and in the event that your pet needs medical attention, your insurance will cover it. Of course it’s never this simple; costs can differ depending on the breed, and in most cases there’s a deductible to be paid. So many people ask: Is pet insurance worth…
Read MoreCanadian Student Loan Options
The cost of a post-secondary education seems to be increasing every year; fortunately getting a Canadian student loan is a pretty straight forward process through the Government of Canada. The federal government essentially offers 2 Canadian student loan programs to help with your education costs. They of course don’t just give loans away, you need to…
Read MoreCheap Repositioning Cruises: Should you take one?
Cruising is a very popular trend and it’s getting more competitive within the industry all the time, especially in the mass-market area of giant ships. Therefore, empty cabins means reduced revenue, and that’s not something to make cruise operators smile; maximizing the dollar, pound, euro, or whatever currency you have, is their priority. Repositioning cruise deals…
Read MoreWealthing Like Rabbits Book Review
It’s been a surprisingly good year for personal finance books this year. The year started off with two great books; Preet Banerjee’s Stop Over-Thinking Your Money!, and Bruce Sellery’s Moolala Guide to Rockin’ Your RRSP. Dropping today is Robert R. Brown’s Wealthing Like Rabbits. https://www.youtube.com/watch?v=1sR9fko5KeE&feature=youtu.be&t=17s Who? Okay like Star Lord you may have never have heard…
Read MoreThe Best Travel Credit Cards in Canada 2026
The best travel credit card in Canada for most people is the American Express Cobalt Card, because it earns 5 points per dollar on groceries and dining, and those points transfer to Aeroplan and Marriott Bonvoy. That said, the Cobalt is not a true travel credit card, it’s just really good at earning you points…
Read MoreCanadian ZIP Code for Credit Cards: How to use them in the U.S.
To use a Canadian credit card where a US ZIP code is required, take the three numbers in your postal code and add two zeros. If your postal code is K2P 5G3, enter 25300. This usually works at US gas pumps and on US websites, but not every time. If it fails, pay inside with…
Read MoreHow Much Does it Cost to go to Disney World?
A 7-night Walt Disney World vacation for a family of four costs about $7,000 to $15,000 USD in 2026–2027. Most families land around $9,000 to $10,000 with a Disney value resort, 5-day tickets, Lightning Lane Multi Pass and quick-service meals. Tickets and hotels make up more than half the bill. That’s a big jump from…
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