Credit card loyalty

Best TD Aeroplan credit cards

The Best TD Aeroplan Credit Cards

The new Aeroplan has arrived and with it comes the new Aeroplan credit cards from TD, CIBC, and American Express. Every card comes with different benefits and welcome offers, so it’s important to analyze each one to see what’s best suited for you. What’s interesting is that Air Canada has introduced a Buddy Pass as…

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PC Optimum Insiders review

PC Optimum Insiders Review | Get 25,000 points ($25) for free

PC Optimum Insiders (formerly known as PC Insiders) has been around for a few years now, and many members (myself included) swear by it. The ability to earn additional PC Optimum points and all the extra perks easily made the annual fee worth it. However, the biggest complaint about the program was that it didn’t…

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HSBC Rewards Review | How to maximize your points

HSBC is the largest foreign-owned bank in Canada and is present coast to coast. With the launch of the HSBC World Elite MasterCard in 2018, HSBC can now be considered a major player in bank loyalty programs. I personally rank HSBC Rewards above BMO Rewards and TD Rewards in my ranking of Canada’s best credit…

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PC Optimum Points | How to earn more points fast!

PC Optimum Points is one of the most popular loyalty programs in Canada. It’s probably the #1 retail loyalty program in the country and you should definitely join it if you’re not already a member. In case you didn’t know, PC Optimum is the merged program of Optimum and PC Plus. This merger took place…

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credit cards with lounge access

The Best Credit Cards With Lounge Access 2021

One of the worst things about travelling is the airport experience before a flight or during a layover. Think about the uncomfortable seating (when available), crowded bathrooms, overprice food and noisy/busy areas. To escape this chaotic environment, you can head into airport lounges which are private, offer food, and comfortable seating. Each lounge is different…

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Can a Canadian Apply for a US Credit Card?

Can a Canadian Apply for a US Credit Card?

I’m just going to say it. US credit cards are much better than what’s offered here in Canada. The welcome offers can be generous (as in, 100,000+ points generous). You get better benefits such as credits with hotels and no foreign transaction fees. And you have so many choices, so it’s easy to earn a…

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Marriott Free Night Award Expiration Date Extended

Marriott Free Night Award Expiration Date Extended

Marriott International has just announced that the expiration date on eligible Free Night Awards will now be extended through August 1, 2021. This is obviously great news since you’ll no longer need to rush and try to burn your free night if you hold the Marriott Bonvoy American Express Card. The official statement is as…

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The Best and Worst Loyalty Programs in Canada

The Best and Worst Loyalty Programs in Canada

Loyalty programs are all the rage these days. Just about every retailer seems to have one. It makes sense, by offering your customers something, they’ll hopefully stay loyal to the brand and spend more. Despite the fact that you may be giving up some of your data, I see loyalty programs as a good thing…

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Amex Fixed Points Travel Program Explained

If you’re unfamiliar with the American Express Membership Rewards program, it’s one of the best travel rewards programs out there. The reason it’s my favourite program is due to its flexibility. You basically have multiple ways to use your points. Most people use Amex Membership Rewards points as travel credits or to convert them to…

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The Best TD Credit Cards in Canada

When looking at the list of the best TD credit cards in Canada, it’s important to note that which card you choose really depends on your personal situation and the type of rewards you like to collect. Even though there are two TD credit cards on this list that offer travel rewards, there’s no point…

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