Saving
What is the best way to exchange money? That’s easily the question I get asked the most these days. Maybe it’s because finding deals on flights and hotels is a little easier these days but it’s more likely that people are just more aware of how exchange rates affect us. Years ago, the Canadian dollar…
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Are you looking for a PC Optimum Insiders review? PC Optimum Insiders (formerly known as PC Insiders) has been around for a few years now, and many members (myself included) swear by it. The ability to earn additional PC Optimum points and all the extra perks easily made the annual fee worth it. When the…
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If you’re looking for a Canadian bank that offers a good interest rate, then you need to check out EQ Bank who’s one of the most popular digital banks in Canada Right now, their interest rate is a respectable 1.25% interest* rate on their EQ Bank Savings Plus Account and easily makes it one of…
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In this PC Optimum points guide, I’m going to go over everything you need to know about the program including how to maximize your points. First off, PC Optimum is one of the most popular loyalty programs in Canada. It’s probably the #1 retail loyalty program in the country and you should definitely join it…
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Formerly known as ING Direct, Tangerine Bank has been in Canada for more than two decades. They were one of the first digital banks in the country and is one of the most recognized brands out there. The advantage of being one of the first players out there is that they know what their customers…
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I worked in television for nearly two decades and I only asked for a raise once. My boss quickly denied me without having much of a conversation about it. To be fair, I was already at the top of my pay scale and I worked in a union position. That said, I knew for a…
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Raising a child isn’t a cheap endeavour for anyone, but families who are raising children with physical or mental impairments often incur even more costs. In an effort to help these families, the CRA has provided income benefits to qualifying individuals in an attempt to help alleviate some of the financial stress that comes with…
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Did you know that you can get a lot of birthday freebies in Canada? Many restaurants and retailers are more than happy to give you free birthday stuff since it’ll likely mean loyalty and potentially increased sales. The question is, what free stuff on your birthday is available? Well, it really depends on where you…
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Are you worried about saving for your child’s post-secondary education? Trust me, you are not alone. Raising a child in Canada is not cheap, but government Registered Education Savings Plan (RESP) grants like the Canada Education Savings Grant (CESG) can be a huge help when it comes to saving for education. Here’s what you need…
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One of the most common questions I get is should you lend money to family or friends? Generally speaking, I’d advise against it, but I understand it’s a complicated situation. You want to help if you can, but at the same time, money can ruin relationships. I personally have been burned twice lending money to…
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