Credit score
Does Applying for Credit Cards Hurt Your Credit Score
When used responsibly, credit cards can enhance your credit score over time. Responsible usage includes paying off your balance on time, keeping your credit utilization low, and maintaining a healthy mix of credit types. However,…
Read MoreThe Best Prepaid Credit Cards in Canada for 2024
Deciding on the best prepaid credit cards in Canada is pretty subjective. Some people are looking for a prepaid credit card because they want to increase their credit score while others prefer a hybrid card that allows…
Read More10 New Year’s Financial Resolutions
**This is a sponsored post written by me in collaboration with Capital One Canada. All opinions are my own Many people make New Year’s Financial Resolutions. Who doesn’t want to save more and spend less…
Read MoreHow Long to Wait Between Applying for Credit Cards
Whether you’re looking for a new credit card or you’re looking to take advantage of a generous welcome offer, you’ve likely wondered how long to wait between applying for credit cards. The simple answer is…
Read MoreWhat is a Good Credit Score? Improve yours now
What is a good credit score is one of the most common questions Canadians ask when it comes to their personal finances. Unlike your budget and spending, you have no real control over your credit…
Read MoreWhat Credit Score is Needed for a Credit Card?
Have you ever wondered what credit score is needed for a credit card in Canada? In most cases, you’ll need a credit score of at least 660, but that’s not always the case. Each credit…
Read MoreSecured vs Unsecured Credit Cards
The difference between secured vs unsecured credit cards is not a topic that comes up often, but if you’re new to credit cards, you should know how they work. Most people know there are numerous…
Read MoreHow to Cancel a Credit Card in Canada
Have you wondered how to cancel a credit card in Canada? You would think the process would be easy, but closing your credit card account is more complicated than it needs to be. Not only…
Read MoreHow to Get a Credit Card in Canada: The easy steps
If you’re wondering about how to get a credit card in Canada, you’ve come to the right place. Many people assume that applying for a credit card is a straightforward process (which it is), but…
Read MoreImproving Your Credit Score
**This is a sponsored post written by me in collaboration with Capital One Canada. All opinions are my own. Applying for a new credit card can be stressful at times. Even though you may have…
Read More