Credit score Archives - Money We Have

The Best Prepaid Credit Cards in Canada for 2022

Deciding on the best prepaid credit cards in Canada is pretty subjective. Some people are looking for a prepaid credit card because they want to increase their credit score while others prefer a hybrid card that allows…

The Best Credit Cards for Bad Credit in Canada for 2022

You may have heard that having a good credit score is something you should strive for, but what does that mean? Well, our credit score is a number between 300 and 900, the higher the…

How to Cancel a Credit Card in Canada

**This post may contain affiliate links. I may be compensated if you use them. Have you wondered how to cancel a credit card in Canada? You would think the process would be easy, but closing…

How to Get a Credit Card in Canada: The easy steps

If you’re wondering about how to get a credit card in Canada, you’ve come to the right place. Many people assume that applying for a credit card is a straightforward process (which it is), but…

What is a Good Credit Score? Improve yours now

What is a good credit score is one of the most common questions Canadians ask when it comes to their personal finances. Unlike your budget and spending, you have no real control over your credit…

Improving Your Credit Score

**This is a sponsored post written by me in collaboration with Capital One Canada. All opinions are my own. Applying for a new credit card can be stressful at times. Even though you may have…

When you apply for a credit card you take a hit on your credit score.

Does Applying for a Credit Card Affect Your Credit Score?

Does applying for a credit card affect your credit score? The short answer is yes, but if you have a decent credit score, it really won’t matter. To be perfectly blunt, if you have a…

How do Supplementary Credit Cards Work?

Have you ever wondered how do supplementary credit cards work? Whenever you sign up for a new credit card, you’re always asked if you want to add a supplementary card or an authorized user credit…

How Many Credit Cards Should I Have?

How many credit cards should I have is a question many people ask. Some people ask this when they have just one card while others wonder the same thing when they already hold multiple cards. …

Understanding Credit and Credit Cards as a Student

*This is a sponsored post written by me on behalf of RBC. All opinions are my own. The financial literacy gap is widening between high school and post-secondary students – but not in the direction…