Personal Finance
People I’ve met are always interested in taking control of their finances but they have no idea where to begin. I believe that if you read just two books on personal finance that you would probably know more than 80 percent of the population, it’s that easy. You obviously won’t understand everything right away after…
Read More
Did you know that collecting CPP and OAS while living abroad is possible? With retirement comes a lot of freedom and for many Canadians, that means the opportunity to travel more. For some Canadians, it may even mean moving abroad. Fortunately, you can collect many Canadian pensions and benefits while living abroad. However, where you…
Read More
Free roadside assistance has saved me on more than one occasion over the years. Just recently, I had to get my battery boosted twice during a one-week period. There was another time where I got a flat while driving and I called for help because I was stuck on the side of a somewhat busy…
Read More
Does applying for a credit card affect your credit score? The short answer is yes, but if you have a decent credit score, it really won’t matter. To be perfectly blunt, if you have a good to excellent credit score, applying for additional credit cards shouldn’t be a major concern. For reference, I average six…
Read More
Raising a child isn’t a cheap endeavour for anyone, but families who are raising children with physical or mental impairments often incur even more costs. In an effort to help these families, the CRA has provided income benefits to qualifying individuals in an attempt to help alleviate some of the financial stress that comes with…
Read More
In the market for a budgeting app that will help you save money? Moka (formerly known as Mylo) may be just what you’re looking for. This app helps you save money on a regular basis without having to change your spending habits. Here’s the thing, Moka is actually an investing app that’s disguised as a…
Read More
An employee stock purchase plan (ESPP) is a lucrative benefit that’s offered by some employers. If you’re fortunate to have access to an ESPP, you’re essentially being offered free money, and who doesn’t like free money right? There’s no denying the financial benefit of an ESPP, but it’s not a guarantee. Stock prices can go…
Read More
Are you looking for a PolicyMe review? In this post, I’m going to share what life insurance is, why you may need it, and how it’s now easier than ever to purchase life insurance. Life insurance is one of those things in life that people tend to hold off on. Why? Well, there are two…
Read More
The best high interest savings accounts in Canada just got a new player as Laurentian Bank has just launched LBC Digital, an online bank that helps Canadians improve their financial health. Like many other digital banks, you’ll pay no fees and get a high interest rate which is currently at 1.15%. This is one of…
Read More
Have you wondered how OnlyFans taxes for Canadians work? If you’ve joined OnlyFans as a performer and have started to earn an income, you’ll need to pay your fair share of taxes. To be clear, it doesn’t matter if you’ve earned $10 or $100,000 on the site, any income earned is considered self-employment income and…
Read More