Personal Finance

What is the difference between Professional Liability and General Liability insurance

What is the Difference Between Professional Liability and General Liability Insurance?

Often people ask what the difference is between Professional Liability and General Liability insurance. It’s a question that’s worth exploring because any small business owner wants to know that they are getting the right insurance for the right risks that their business faces. The important thing to remember is that the landscape of risk for…

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How much does business insurance cost

How much does business insurance cost?

If you’re a small business owner, you’ve likely thought about insurance. The question is, how much does business insurance cost? It depends on many factors such as the type of business you operate, how many employees you have, and how much insurance you need. While this may sound complicated, it’s important to protect you and…

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Canada Recovery Benefit How to apply for CRB

Canada Recovery Benefit (CRB) | How to apply for CRB

As of September 27th, 2020, the Canada Recovery Benefit (CRB) replaces CERB. CRB pays out $1,000 every 2 weeks and is available to employed and self-employed individuals who have been laid off or seen their income reduced due to COVID-19. CRB is taxed at a rate of 10% at the source, so you get $900…

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LegalWills.ca Review

Do you have a will in place? If you don’t, you may want to consider making one sooner rather than later. A will is a legal document that determines how your estate is divided upon your death. While they are not a legal requirement in Canada, if you pass away without one, it falls on…

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How to Build Credit as A new Immigrant

How to Build Credit as A new Immigrant

If you recently arrived in Canada, you’re likely wondering how to build credit as a new immigrant? The process of building a credit history and credit score in Canada is easy. However, depending on your circumstances, getting a good credit score may take some time. Regardless of your situation, building your credit score in Canada…

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PC Insiders review

PC Insiders Review | Get 25,000 points ($25) for free

PC Insiders has been around for a few years now, and many members (myself included) swear by it. The ability to earn additional PC Optimum points and all the extra perks easily made the annual fee worth it. However, the biggest complaint about the program was that it didn’t benefit everyone. It appears that PC…

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Grocery-Stores-That-Price-Match-in-Canada-featured

Grocery Stores That Price Match in Canada

For many of us, monthly expenses such as groceries, utilities, rent or mortgage payments, car insurance, and more can quickly add up. Therefore, we are always eager to budget and save where we can. One of the best ways to save money on a monthly or weekly basis is by shopping for your groceries at…

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Canada Recovery Caregiving Benefit (CRCB)

Canada Recovery Caregiving Benefit (CRCB) | How to apply for CRCB

The Canada Recovery Caregiving Benefit (CRCB) is another benefit available to Canadians due to the outbreak of COVID-19. The CRCB is specifically aimed at employed or self-employed individuals who can’t work because they need to take care of a child under the age of 12 or a family member that requires supervised care. For those…

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OnlyFans Taxes for Canadians

OnlyFans Taxes for Canadians

Anyone who’s joined OnlyFans and has started to earn an income has likely wondered how their taxes will work. To be clear, it doesn’t matter if you’ve earned $10 or $100,000 on the site, any income earned is considered self-employment income and needs to be reported to the Canada Revenue Agency. The good news is…

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How to Apply for the CERS benefit

Canada Emergency Rent Subsidy (CERS) |How to Apply for CERS

The Canada Emergency Rent Subsidy (CERS) was recently announced and will replace the Canada Emergency Commercial Rent Assistance (CECRA) program. The CERS will be similar to the CECRA in the sense that it’ll provide rent relief for small business owners, but the updated version is much better since it allows you to bypass landlords for…

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