Personal Finance – Money We Have

What’s the Right Number of Credit Cards

Many people ask me what the right number of credit cards to have is, but there is no universal perfect number. The ideal number varies based on individual financial situations, spending habits, and financial/travel goals.…

36 Best Birthday Freebies in Toronto in 2025

Are you looking for birthday freebies in Toronto? If so, you’ll want to make sure you check out this list before you head out. There are more than two dozen restaurants and retailers that want…

What is Term Life Insurance?

If you’ve recently bought a home, had a baby, or started caring for an aging parent, you might be wondering if it’s time to buy life insurance. Or, for that matter, what is term life…

How Much Life Insurance do I Need?

If you have a family, or anyone who would suffer financially if you died, it’s essential to take out life insurance. In a nutshell, life insurance provides your chosen beneficiary with a one-time tax-free payment…

What is Life Insurance? Coverage and costs

Have you ever wondered what is life insurance? It’s a product that ensure that your loved ones are taken care of if you were to suddenly pass, but not many people like to talk about…

The Cost of Raising a Child in Canada

Before my daughter was born, I often asked myself and my friends, how much does it cost to raise a child in Canada? Most estimates for the cost of raising a child in Canada are…

What is Universal Life Insurance?

Universal life insurance is a type of permanent life insurance. It is lauded for being more flexible than other options, such as whole life insurance. However, while some view it as an investment strategy, others…

Critical Illness Insurance: What is it?

Critical illness insurance is often overlooked, but it could be an important insurance policy for some people. If you get really sick or are diagnosed with a condition that requires immediate treatment, you might not…

EQ Bank Review

My EQ Bank review has been updated and it now includes the new prepaid Mastercard which also serves as a debit card. For those unfamiliar with EQ Bank, they’re a digital bank that’s been providing…

39 Best Birthday Freebies in Canada in 2025

Did you know that you can get a lot of birthday freebies in Canada? Many restaurants and retailers are more than happy to give you free birthday stuff since it’ll likely mean loyalty and potentially…