Personal Finance
PC Financial is back in the business of banking with its PC Money Account. Instead of focusing on high interest rates (like every other digital bank), the PC Money Account combines no fees with PC Optimum. In other words, instead of earning interest on your savings, you’ll earn PC Optimum points whenever you use your…
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If you’re looking for a Canadian bank that offers a good interest rate, then you need to check out EQ Bank who’s one of the most popular digital banks in Canada Right now, their interest rate is a respectable 1.50% interest* rate on their EQ Bank Savings Plus Account and easily makes it one of…
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EQ Bank has been around for quite a few years now, and clients love how they’ve simplified banking. You get a high interest rate with no everyday banking fees. What’s not to like right? Well, there was one complaint. EQ Bank didn’t offer a Tax Free Savings Account. Saving is great, but it would be…
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I’ve been a massive fan of EQ Bank ever since they came to the market with great interest rates, but admittedly, it was a bit disappointing that they didn’t have a Retirement Savings Plan (RSP) available. Well, that’s no longer an issue as the EQ Bank Retirement Savings Plan has just been introduced. As you…
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**This is a sponsored post written by me on behalf of TurboTax. All opinions are my own. For many self-employed individuals, working with an accountant is something that would be nice to do, but it can be expensive. It’s not that anyone doubts the value of using a professional, but when you’re freelancing or trying…
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I started freelancing in 2014. It happened by accident as a company reached out to me to write an article for them. I instantly said yes because I wanted the extra income, but I had no real goals in mind. I figured if I could make a few hundred dollars a year, that would be…
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If you recently arrived in Canada, you’re likely wondering how to build credit as a new immigrant? The process of building a credit history and credit score in Canada is easy. However, depending on your circumstances, getting a good credit score may take some time. Regardless of your situation, building your credit score in Canada…
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Have you ever wondered how to transfer your TFSA to another financial institution? Just like transferring your RRSP, it’s a simple process, but due to contribution limits, there are a few other things to consider when moving your Tax-Free Savings Account. To be clear, there are no tax consequences if you’re transferring your funds from…
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PC Optimum Insiders (formerly known as PC Insiders) has been around for a few years now, and many members (myself included) swear by it. The ability to earn additional PC Optimum points and all the extra perks easily made the annual fee worth it. However, the biggest complaint about the program was that it didn’t…
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HSBC is the largest foreign-owned bank in Canada and is present coast to coast. With the launch of the HSBC World Elite MasterCard in 2018, HSBC can now be considered a major player in bank loyalty programs. I personally rank HSBC Rewards above BMO Rewards and TD Rewards in my ranking of Canada’s best credit…
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