Credit cards

The Different Types of Credit Cards

With hundreds of different credit cards out there, signing up for a new one may require a lot of research. But instead of focusing on the benefits you get or the earn rate, you should…

New American Express Aeroplan Cards Arrive

The new American Express Aeroplan Cards have officially launched and we now know all the details. Competition is going to be tough since TD and CIBC also have multiple Aeroplan cards, but American Express has…

7 Reasons Why Your Credit Card Application Was Denied

Applying for a new credit card should be a pretty straightforward process. You find a card that you’re interested in, you put in your personal information, and you hit apply. If things go well, you’ll…

Travel Fees and Charges to Avoid

I love to travel, but I absolutely hate the fees and charges that can come up. It’s a bit ridiculous when you think about it. There are more than a few things that are designed…

American Express Cobalt Vs. Scotiabank Gold American Express

With the changes to the Scotiabank Gold American Express now in place, many people are comparing it to the American Express Cobalt card since they’re now very similar. If you check out the chart below,…

How Credit Card Travel Insurance Works When Booking a Flight on Points or Miles

Many of the best travel credit cards in Canada come with a comprehensive travel insurance package. Your travel medical insurance applies even if you book on points, but your additional travel insurance benefits such as…

The Best Travel Rewards Programs in Canada

When I’m asked about the best travel credit cards in Canada, I tell people about the generous sign up bonuses and benefits you’ll get. What people don’t realize is that it’s the travel rewards program…

Is Paying an Annual Fee Worth it?

For the longest time, I hated paying fees for banking and services. Why would I pay money when I don’t have to right? Well, over the years my stance on fees has changed quite a…

Why Credit Card Travel Insurance may be Overrated

I love credit cards with travel insurance. They provide you with a tangible benefit that can save you hundreds of dollars year, but here’s the thing, credit card travel insurance may be overrated. To be…

Credit Card Hacks: How to legally maximize your points and cards

Credit card hacks are some of the easiest things you can do. Heck, you’re likely already doing some of these hacks and you don’t even know it. I’m not talking about real hacks that will…