Credit cards

American Express Platinum Benefits

The American Express Platinum benefits are the main reason why the Amex Platinum card consistently ranks as one of the best travel credit cards in Canada. Yes, the Amex Platinum comes with a hefty annual…

Should you Defer Your Mortgage, Rent and Credit Card Payments?

With the world upside down, many people have been laid off or had their hours greatly reduced. As you can imagine, this has many people worried about how they’re going to pay their monthly bills.…

Travel Redemption Tricks | Optimize your miles and points

I write a lot about optimizing your travel and how to improve personal finances. These two subjects share a common hack which can be a very powerful one:  taking advantage of loyalty programs. Many people…

How to Redeem Travel Points for Gift Cards or a Statement Credit

With most of the best travel rewards programs, redeeming your points for a gift card or statement credit is one of the worst things you can do since they offer low value compared to travel…

How Trip Cancellation Insurance Works

I always tell people that having travel insurance is a must whenever you travel. Not only should you have travel medical, but you should also have travel insurance that covers things such as trip cancellation,…

The Credit Cards I Use

Quite often people ask me what credit cards I use. It’s not a weird question since I love talking about credit cards, so it’s only natural that I share what’s in my wallet. I actually…

The Best Credit Cards With Mobile Device Insurance

Credit cards with mobile device insurance (sometimes known as credit cards with cell phone insurance) is a relatively new trend that’s come to Canada over the last few years. There used to be only two…

How Having a Budget Allows us to Travel Anywhere

When I had a full-time job, I often talked about my travel plans with co-workers who also loved to travel. I had a reputation for travelling to more exotic places such as Egypt, Japan, Brazil,…

Earning Rewards on Your Everyday Spending has Never Been Easier

As someone who’s obsessed with points, it really bothers me when I’m shopping and the person in front of me isn’t using a loyalty card or credit card that earns them points. I certainly understand…

8 Hotel Booking Tips to Ensure You Get the Best Value When Booking Hotels Online

Do you struggle when deciding which property to pick when booking hotels online? It can be tricky, considering how many hotel or accommodation options most cities have. There are so many factors to consider that…