Credit cards
Manulife All-In Banking Review
Not many people think about Manulife for their banking needs so it was pretty interesting when they introduced their new All-In Banking Plan which gives you access to 4 different products: an everyday bank account,…
How to Get the Most Out of Your Banks
Although some people have decided to use digital banks only, the majority of Canadians still use brick and mortar banks. There’s nothing wrong with that, but the question is are you getting the most out…
SPG Amex Canada Review
**Note that the SPG Amex Canada card is now known as the Marriott Bonvoy from American Express Credit Card. The information below is still accurate as I’ve updated the benefits section, but I didn’t change…
IS PC Optimum the Best Retail Loyalty Program?
**This is a sponsored post written by me on behalf of PC Optimum. All opinions are my own. Without a doubt, my favourite loyalty program is PC Optimum. Now, you may be wondering if that’s…
How to Earn More Travel Rewards Points
People are constantly asking me how to earn more travel rewards? You see, I travel 3 – 4 times a year and for every trip I take, there’s a good chance that I’m claiming points…
Should You Balance Transfer Your Credit Cards?
When dealing with debt, one strategy that I always recommend is debt consolidation. There are a few different ways of doing it, but the general idea is, you get a low-interest loan and pay off…
How to Use Credit Cards to Your Advantage
Your credit card has the potential to be the hardest-working financial tool you have in your wallet. But, you’ll need to make a few key decisions, give it a bit of guidance, and make sure…
Why I Don’t Bother with Extended Warranty
The first paid job I ever had was with a company called CompuSmart. It was a big box retailer from western Canada who was opening their first store in Ontario. I was hired to do…
What Happens if I Don’t use my Credit Card?
With increased debt loads across the country, many Canadians, including millennials, have decided to start using cash and debit more. But that brings up an interesting question. What happens if I don’t use my credit…
Credit Card Purchase Protection Explained
Credit card purchase protection is one of the most overlooked benefits of using your credit card when making a purchase. I’m going to generalize a bit here, but purchase protection insurance (sometimes known as purchase…