Credit cards – Money We Have

Understanding Credit Card Interest Rates in Canada

Credit cards are a common financial tool for Canadians, but many cardholders don’t fully understand how interest works or why it can add up so quickly. In Canada, credit card interest rates usually range from…

RBC Cash Back Preferred World Elite Mastercard Review

The RBC Cash Back Preferred World Elite Mastercard is RBC’s top cash back card. Instead of having a higher earning rate on select categories, you’ll get 1.5% cash back on all purchases. This may be…

RBC Avion Visa Infinite Review

If you want to earn points fast and travel for less, you’ll want to read my RBC Avion Visa Infinite Review. The card is one of the most underrated travel credit cards in Canada. It…

WestJet RBC Mastercard Review

The WestJet RBC Mastercard is great for anyone who doesn’t want to pay a high annual fee and wants to save money on future WestJet flights or vacation packages. Although you get limited WestJet benefits,…

WestJet RBC World Elite Mastercard Review

Are you looking for a WestJet RBC World Elite Mastercard review? Simply put this is a great card for those who fly WestJet frequently. Even if you only plan on flying WestJet once in the…

American Express Platinum Canada Review | Earn up to 110,000 points

Are you looking for an American Express Platinum Canada review? With airfare and hotels being more expensive than ever, paying $799 a year for a travel credit card may seem insane. That said, with the number…

How to Earn Points Faster with Loyalty Programs

How to Earn Points Faster with Loyalty Programs Loyalty programs offer powerful ways to boost your points, but most people miss out. By combining credit card spending, partner retailers, and promotions, you can earn 3–5x…

Credit Card Fees in Canada: How to Avoid Them Effectively

Credit cards offer convenience and rewards, but hidden fees can drain your budget. In Canada, these fees range from annual charges to foreign transaction costs. Many Canadians pay unnecessary charges simply because they don’t understand…

Scotia Momentum VISA Infinite Card Review

Although the Scotia Momentum Visa Infinite Card is still one of the best cash back credit cards in Canada, it’s lost some of its appeal over the years. That’s not to say this card is…

Scotiabank Value Visa Card Review

The Scotiabank Value Visa Card is a low interest, balance transfer credit card that is clearly aimed at people who are looking to reduce their debt or lower the amount they pay in interest. Since…