Credit cards
One little known fee when it comes to credit cards is the foreign transaction fee. Basically, 95% of Canadian credit cards charge a fee of 2.5% whenever you make a purchase in any currency besides Canadian dollars. This fee isn’t a secret since it’s clearly outlined in the cardholder agreement, but people don’t typically notice…
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The Rogers World Elite Mastercard often gets overlooked since it’s a credit card from Rogers, but the truth is, this card is one of the best cash back credit cards in Canada, one of the best credit cards with no annual fee, and one of the best no foreign transaction feecredit cards in Canada. Unfortunately,…
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If you’re considering a Rogers Mastercard, you need to know that there are two cards available: The Rogers Platinum Mastercard and the Rogers World Elite Mastercard. The Rogers World Elite Mastercard has slightly higher earn rate and some included travel insurance, but there’s a minimum personal income of $80,000 or $150K household income to qualify…
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**This post contains affiliate links The best travel credit cards in Canada can be appealing, but what if you’re constantly carrying a balance on your credit card? It makes no sense to collect rewards when you’re paying 19.99% interest, so you’re better off with a credit card that has a much lower interest rate. In…
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Normally, my American Express Platinum Canada review is positive since you get so much value out of the card, but due to the world pandemic, American Express has devalued the card. My American Express Platinum Canada review is still positive since it’s one of the best travel credit cards in Canada if you’re strictly looking…
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How to improve your credit score is one of the most common questions Canadians ask when it comes to their personal finances. Unlike your budget and spending, you have no real control over your credit score. Yes, there are various things that you can do that will increase or decrease your credit score, but since…
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In what seems to be a new trend for credit card providers, the Marriott Bonvoy American Express has just increased their earn rate. You’ll now earn the following Marriott Bonvoy points for your purchases between May 15 and August 31, 2020. 5 points per $1 on groceries, food delivery and takeout 5 points for per…
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**This post contains affiliate links The American Express Business Platinum card has one of the largest sign up bonus out there since you get 45,000 American Express Membership Rewards points (with a referral) when you spend $7,000 in the first three months. Those 45,000 points are incredibly flexible since you can transfer them to various partners…
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In a surprising, not so surprising move, American Express has dropped the welcome bonus on both of their Platinum Cards. New American Express Platinum Card applicants will now get a welcome bonus of 25,000 Membership Rewards points when you charge $2,000 to your card in the first three months of card membership. If you’re signing…
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American Express is my favourite type of credit card. Some Canadians complain that it’s not widely accepted, but I find that more and more merchants accept American Express these days. There are obviously some exceptions such as Costco and Loblaw’s owned grocery stores, but they only don’t accept Amex because they’re trying to push their…
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