Although I personally prefer the WestJet RBC World Elite Mastercard, it comes with a minimum income requirement of $80,000 or a household income of $150,000 which may be difficult for many people to reach. Fortunately, there’s the WestJet RBC Mastercard which has a much lower income requirement and still allows you to earn WestJet dollars on all your purchases.

Although the WestJet RBC Mastercard comes with fewer benefits compared to the World Elite version, there’s still enough features to make this card worthwhile for both frequent and casual flyers of WestJet. Read my WestJet RBC Mastercard review now for my full thoughts.

WestJet RBC Mastercard benefits 

  • $39 annual fee
  • $50 WestJet Dollars sign up bonus after your first purchase
  • Earn 1.5% back in WestJet dollars on WestJet flights or WestJet Vacations packages
  • Earn 1% back in WestJet dollars on everyday purchases
  • Receive an annual round-trip companion voucher within Canada for $199 plus taxes, fees, and charges
  • Save 3¢/L on fuel and always earn 20% more Petro-Points when you link your WestJet RBC MasterCard
  • Travel accident insurance
  • Auto rental collision/loss damage insurance
  • Hotel/motel burglary insurance
  • Purchase security and extended warranty insurance

Right off the top, you’re given $50 WestJet dollars after your purchase which easily offsets the $39 fee. Another benefit that’s just been introduced is the annual round-trip companion voucher within Canada for $199 plus taxes, fees, and charges. This is incredible since it allows a pair travelling on the same itinerary to save a fair amount of money.

The 1.5% back in WestJet dollars on WestJet flights or WestJet Vacations packages is great if you fly WestJet often while the 1% back in WestJet dollars on all other purchases is typical for a co-branded credit card.

Since this is a low-fee card, you get limited additional benefits. That said, you do get travel accident, auto rental collision and hotel/motel insurance. You also get purchase security and extended warranty insurance which will appeal to some people.

How the WestJet RBC Mastercard compares to others

It’s difficult to compare the WestJet RBC Mastercard to others since it’s pretty specific. As mentioned, there’s the WestJet RBC World Elite Mastercard that comes with more benefits but has a higher income requirement. If you’re reading this review, then you likely don’t qualify for that card.

Ideally, I could compare the WestJet RBC Mastercard to one of TD’s Aeroplan cards, but the TD cards all have annual fees of $89 or higher so it’s not a fair comparison.

I suppose you could compare it to the Scotiabank Rewards Visa Card which has no annual fee but you’ll earn just 1 Scotia Rewards point for every $1 spent. Although you can use Scotia Rewards to claim any type of travel expenses, your earn rate is essentially 50% lower than the WestJet RBC Mastercard. Heck, on WestJet flights, you’re actually earning 66% less in points so going with the Scotiabank card instead is likely a mistake.

Final thoughts

My WestJet RBC Mastercard review is positive. If you fly WestJet on a regular basis and you’re looking for a travel credit card that has a low annual fee but still provides flexibility, this is the card for you. The annual round-trip companion voucher within Canada for $199 plus taxes, fees, and charges is an incredible benefit that should be reason enough to sign up for the card.

Apply now for the WestJet RBC Mastercard