Credit cards

Amex Cobalt Review

The American Express Cobalt Card is one of the best travel credit cards in Canada and people don’t even realize it. With the ability to earn up to 5% in points on select categories and some excellent points transfer partners, this card is one of the most popular cards in Canada. There’s just one thing…

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The Best Credit Cards in Canada for 2021

Picking the best credit cards in Canada depends on what you’re looking for. Some people may want travel rewards while others prefer cash back. You can even break things down further by looking for a hotel credit card or one without an annual fee. The best card comes down to personal preference, but if you’re…

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PC Optimum Points | How to earn more points fast!

PC Optimum Points is one of the most popular loyalty programs in Canada. It’s probably the #1 retail loyalty program in the country and you should definitely join it if you’re not already a member. In case you didn’t know, PC Optimum is the merged program of Optimum and PC Plus. This merger took place…

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The Best BMO Credit Cards

Arguing over the best BMO credit cards is a bit unnecessary when you think about it. Every Bank of Montreal credit card is different and what may be the best BMO credit card for you may not necessarily be the best for someone else. The key thing to understand is that you should be picking…

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American Express Platinum Canada Review

Normally, my American Express Platinum Canada review is positive since you get so much value out of the card, but due to the world pandemic, American Express has devalued the card. My American Express Platinum Canada review is still positive since it’s one of the best travel credit cards in Canada if you’re strictly looking…

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What Happens if I Don’t use my Credit Card

The Best Travel Credit Cards in Canada 2021

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credit cards with lounge access

The Best Credit Cards With Lounge Access 2021

One of the worst things about travelling is the airport experience before a flight or during a layover. Think about the uncomfortable seating (when available), crowded bathrooms, overprice food and noisy/busy areas. To escape this chaotic environment, you can head into airport lounges which are private, offer food, and comfortable seating. Each lounge is different…

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best cash back credit cards in Canada

The Best Cash Back Credit Cards in Canada 2021

Figuring out what the best cash back credit cards in Canada should be an easy process right? You take a look at what’s the earn rate for each card and then you apply for it right? Well, that’s one of the factors that would help you pick a card, but you also need to think…

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How to Build Credit as A new Immigrant

How to Build Credit as A new Immigrant

If you recently arrived in Canada, you’re likely wondering how to build credit as a new immigrant? The process of building a credit history and credit score in Canada is easy. However, depending on your circumstances, getting a good credit score may take some time. Regardless of your situation, building your credit score in Canada…

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The Different Types of Credit Cards

With hundreds of different credit cards out there, signing up for a new one may require a lot of research. But instead of focusing on the benefits you get or the earn rate, you should consider the category of credit card that best suits your needs. Once you know what your primary goals are, you…

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