Posts by Barry Choi
Last Chance to get the American Express Platinum for $99
There are only a few more days to get the American Express Platinum Card for $99. As of September 26, 2023, the annual fee is increasing from $699 a year to $799. However, you’ll only pay $99 for the first year due to the new credits being introduced. The breakdown is as follows. $400 in…
Read MoreCalculating the Value of Your Reward Points
Calculating the value of your reward points is essential when travel hacking. Since every flight and hotel you book has a different price, the value you get when redeeming your points will change. In an ideal world, you’ll always be looking to maximize the value of your points, but it’s not always that simple. Loyalty…
Read MoreAmerican Express Green Card Review
Are you looking for an American Express Green Card review? Admittedly, this card isn’t nearly as impressive as other travel credit cards from Amex, but it has no annual fee. That alone makes it a winner. Even though you don’t get many benefits with this card, you still get Amex perks, such as the ability…
Read MorePC Optimum Points Guide | How to maximize your points
In this PC Optimum points guide, I’m going to go over everything you need to know about the program including how to maximize your points. First off, PC Optimum is one of the most popular loyalty programs in Canada. It’s probably the #1 retail loyalty program in the country and you should definitely join it…
Read MoreHow to Pay Off Your Credit Card
Don’t feel bad if you’re wondering how to pay off your credit card? Some people may have just received their credit card statement for the first time and have no idea how to pay. Alternatively, you may be in a situation where you’ve used your credit cards a little too much and now you’re looking…
Read MoreScene+ Guide | Formerly Scotia Rewards
Previously, Scotia Rewards and SCENE were two different programs, but they merge to become Scene+. This was an interesting play by Scotiabank, as they’re clearly trying to attract more people to their loyalty program with more rewards. Like any rewards program, it’s important to understand how it works so you can get the most out…
Read MoreHow to Get a NEXUS Card: Everything You Need to Know About NEXUS Applications
Do you travel frequently back and forth between Canada and the United States? Are you tired of waiting in the long security lines at airports or at the land crossings at Canadian borders? Well then, you may want to consider getting a NEXUS Card. In this article, I’m sharing everything you need to know about…
Read MoreEarning Loyalty Points as a Family
Many people love loyalty points. As you spend money, you’ll earn points or miles. Once you’ve collected enough, you can cash them in for free travel, groceries, and merchandise. With loyalty points being so lucrative, many people naturally look for ways to increase their points-earning potential, such as involving family members. If you live with…
Read MoreAmerican Express Membership Rewards vs. Avion Rewards
Since I started covering personal finance, credit card reward programs have grown to become a significant aspect of the financial landscape. That’s because they offer valuable opportunities to earn and redeem points, which means reduced costs on travel. Without a doubt, the two best programs in Canada are Amex Membership Rewards and RBC Avion Rewards.…
Read MoreHow Much Does It Cost to go to the Maldives?
Do you want to know how much does it cost to go to the Maldives? The country is made up of many islands and is an exotic paradise and dream destination for many travellers, especially those looking for a special honeymoon location or a romantic getaway. However, while the crystal waters and sandy beaches promise to…
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