Posts by Barry Choi
Mortgage Payment Options In Canada
When it comes to mortgages, you will have a number of options. Mortgage payment options in Canada are not one size fits all but rather can be somewhat tailored to best fit your budget and affordability. There are several things to consider when choosing mortgage payment options so take the time to understand the choices…
Read MoreHSBC Rewards Guide | How to maximize your points
Although HSBC Rewards is a program that’s used all over the world, it’s not as popular in Canada since HSBC isn’t one of the big five banks. What you might not realize is that HSBC is the largest foreign-owned bank in Canada and is present coast to coast. Their credit card portfolio is impressive and…
Read MoreTuro Review: Airbnb for cars
Are you looking for a Turo review from someone who’s actually used the platform? Do you have a vehicle that spends more time sitting in your driveway than on the road and want to make some money? Or maybe you need access to a vehicle that’s more convenient than car rental agencies. Let me introduce…
Read MoreUnderstanding Your Hotel Cancellation Policy
When I book accommodations, I first look at the hotel cancellation policy. Although my travel plans are usually set, I want to ensure that the rooms I book are flexible if I change my mind. Fortunately, hotel cancellation policies are pretty generous, but if you’re not paying attention, you could be locked into paying the…
Read MoreCIBC Costco Mastercard Review
The CIBC Costco Mastercard is beloved by many Costco members. It has no annual fee and the earn rate at Costco.ca is 2% cash back. That said, you still need to pay for a Costco membership to apply for this card and the earn rate at Costco warehouses is just 1%. Despite these drawbacks, this…
Read MoreIs The JR Pass Worth it?
**I’ve been bombarded with questions about the JR Pass, and I don’t have time to reply to everyone. As a result, I’ve disabled comments. If you read this entire post, I make it pretty clear how to know if a JR Pass is worth it. Just run your route through hyperdia.com since they have a…
Read MoreHow Much Does it Cost to go to Disneyland?
The cost to go to Disneyland can vary quite a bit, but if you’re planning a trip to one of the happiest places on earth, it’s a good idea to have a rough budget in mind. The nice thing about Disneyland is that it’s smaller than Disney World, so navigating the parks is much easier.…
Read MoreCIBC AC Conversion Card Review
**THIS CARD HAS BEEN DISCONTINUED** Are you looking for a CIBC AC Conversion Card review from someone who’s actually had the card in hand? Simply put, this card is one of the most convenient ways to manage your money abroad since you can load 10 different currencies onto it. Not only will this make your…
Read MoreNational Bank World Elite Mastercard Review
In this National Bank World Elite Mastercard review, I’m going to go over why the card is greatly underappreciated and why it’s easily one of the best travel credit cards in Canada. National Bank credit cards don’t get much attention outside of Quebec, but it’s a huge financial institution with some great products. When you…
Read MoreHotel Valencia Review
Anyone headed to San Jose for work or please, and prefers a hotel that’s different from traditional chain hotels should consider the Hotel Valencia. This boutique property is a bit hidden since the lobby is located on the third floor of a building on Santana Row. There’s no grand entrance from street level, just some…
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