Posts by Barry Choi
American Express Platinum Canada Review | Earn up to 110,000 points
Are you looking for an American Express Platinum Canada review? With airfare and hotels being more expensive than ever, paying $799 a year for a travel credit card may seem insane. That said, with the number of travel benefits you get, including the generous welcome bonus, this card is well worth it. Simply put, the sign…
Read MoreHow to Earn Points Faster with Loyalty Programs
How to Earn Points Faster with Loyalty Programs Loyalty programs offer powerful ways to boost your points, but most people miss out. By combining credit card spending, partner retailers, and promotions, you can earn 3–5x more than basic methods. Choosing programs that match your habits and goals is key. This guide reveals the best strategies…
Read MoreWestJet RBC Mastercard Review
The WestJet RBC Mastercard is great for anyone who doesn’t want to pay a high annual fee and wants to save money on future WestJet flights or vacation packages. Although you get limited WestJet benefits, the earning rate is still respectable. Since this card has a low minimum personal income requirement of $12,000, it’s an…
Read MoreWestJet RBC World Elite Mastercard Review
Are you looking for a WestJet RBC World Elite Mastercard review? Simply put this is a great card for those who fly WestJet frequently. Even if you only plan on flying WestJet once in the future, this card is still worth considering since the welcome bonus is easy to obtain, and you get your first…
Read MoreRBC Avion Visa Infinite Review
If you want to earn points fast and travel for less, you’ll want to read my RBC Avion Visa Infinite Review. The card is one of the most underrated travel credit cards in Canada. It comes with an impressive welcome bonus, and Avion Rewards is one of the most flexible travel programs in Canada. The…
Read MoreCredit Card Fees in Canada: How to Avoid Them Effectively
Credit cards offer convenience and rewards, but hidden fees can drain your budget. In Canada, these fees range from annual charges to foreign transaction costs. Many Canadians pay unnecessary charges simply because they don’t understand how or when they apply. From balance transfers to cash advances, credit card fees in Canada can accumulate quickly. Luckily,…
Read MoreScotia Momentum VISA Infinite Card Review
Although the Scotia Momentum Visa Infinite Card is still one of the best cash back credit cards in Canada, it’s lost some of its appeal over the years. That’s not to say this card is no longer good. It’s just that other cards now offer better benefits or earning rates. What’s interesting is that this…
Read MoreScotiabank Value Visa Card Review
The Scotiabank Value Visa Card is a low interest, balance transfer credit card that is clearly aimed at people who are looking to reduce their debt or lower the amount they pay in interest. Since this is a low interest credit card, you won’t get many additional perks, but that may not matter as your…
Read MoreScotiabank Passport Visa Infinite Business Review
Business credit cards are typically focused on buying power and business protection, but a few cards out there provide some pretty good travel rewards. That Scotiabank Passport Visa Infinite Business is one of those cards since you get no foreign transaction fees, travel insurance, airport lounge access and more. From a business point of view,…
Read MoreScotiabank Scene+ Visa Card Review
The Scotiabank Scene+ Visa Card is a great entry-level card perfect for students and new immigrants looking to build their credit history. With no annual fee and the ability to earn flexible points, this card is one of the best Scotiabank credit cards. That said, you won’t get many benefits with this card, so read…
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