Credit card loyalty

Can a Canadian Apply for a US Credit Card?

Can a Canadian Apply for a US Credit Card?

I’m just going to say it. US credit cards are much better than what’s offered here in Canada. The welcome offers can be generous (as in, 100,000+ points generous). You get better benefits such as credits with hotels and no foreign transaction fees. And you have so many choices, so it’s easy to earn a…

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Amex Fixed Points Travel Program Explained

If you’re unfamiliar with the American Express Membership Rewards program, it’s one of the best travel rewards programs out there. The reason it’s my favourite program is due to its flexibility. You basically have multiple ways to use your points. Most people use Amex Membership Rewards points as travel credits or to convert them to…

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Canada’s Bank Travel Rewards Programs Ranked

One of the questions I get asked the most is what is the best travel program in Canada? That’s not an easy answer since it depends on the type of points you like to earn, how you like to use your points, what type of credit card you use, and more. That said, some travel…

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How Credit Card Travel Insurance Works When Booking a Flight on Points or Miles

Many of the best travel credit cards in Canada come with a comprehensive travel insurance package. Your travel medical insurance applies even if you book on points, but your additional travel insurance benefits such as lost luggage, trip cancellation, hotel burglary, etc. require you to charge a majority if not all of your charges to…

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Amex Transfer Partners

I have been saying it for years, American Express Membership Rewards is the best credit card program in Canada. It’s the best for earning points, the most valuable and the easily most flexible. This article will focus on one of its best features which is the Amex transfer partners or Frequent Travel Participants as Amex…

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The Best Travel Rewards Programs in Canada

When I’m asked about the best travel credit cards in Canada, I tell people about the generous sign up bonuses and benefits you’ll get. What people don’t realize is that it’s the travel rewards program that they’re tied to that often makes them so great. Credit card offers change all the time and what’s a…

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is paying an annual fee worth it

Is Paying an Annual Fee Worth it?

For the longest time, I hated paying fees for banking and services. Why would I pay money when I don’t have to right? Well, over the years my stance on fees has changed quite a bit. I’m still totally against monthly banking fees (I need to pay you to hold my money?), but paying an…

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american express platinum benefits

American Express Platinum Benefits

The American Express Platinum benefits are the main reason why the Amex Platinum card consistently ranks as one of the best travel credit cards in Canada. Yes, the Amex Platinum comes with a hefty annual fee of $699, but the benefits included are easily worth more than that. If you read my American Express Platinum…

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amex refer a friend

Amex Refer a Friend

The Amex refer a friend program is arguably one of the best features that many American Express cards offer and most people don’t even know about it. It will always benefit the referer which is why so many Amex cards are on the list of the best travel credit cards. However, with some cards, the…

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Marriott Bonvoy American Express Increases Earn Rate

In what seems to be a new trend for credit card providers, the Marriott Bonvoy American Express has just increased their earn rate. You’ll now earn the following Marriott Bonvoy points for your purchases between May 15 and August 31, 2020. 5 points per $1 on groceries, food delivery and takeout 5 points for per…

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