With the new Aeroplan being unveiled and the official launch happening on November 8, 2020, TD has revealed what their Aeroplan credit cards will look like at that time. Although we don’t know what the welcome bonuses are, we now know what the new benefits and annual fees will look like.

Similar to CIBC and American Express, the TD Aeroplan credit cards are getting enhanced Aeroplan benefits. The higher tier card you have, the better the benefits. This is a welcome change as the old versions of the card didn’t have any benefits that made you feel special as an Aeroplan member.

Some of these benefits are clearly modelled off of what WestJet RBC World Elite Mastercard holders have, and in my opinion, that’s a good thing. In the end, the airline credit card market has just become much more competitive and that’s beneficial to travellers.

Here’s what the new TD Aeroplan credit cards look like:

TD® Aeroplan® Visa Infinite Privilege

  • $599 annual fee ($199 for supplementary cards)
  • Earn 2 Aeroplan points for every $1 spent on purchases made with Air Canada, including Air Canada Vacations 
  • Earn 1.5 Aeroplan points for every $1 spent on gas, groceries, travel, and dining purchases
  • Earn 1.25 Aeroplan points for every $1 spent on all other purchases 
  • When traveling with Air Canada, primary cardholders, additional cardholders and up to eight travel companions on the same reservations now receive: 
    • Free first checked bag
    • Priority check-in & priority boarding
    • Priority baggage handling
    • Priority airport standby, and for Aeroplan Elite Status members, priority airport upgrades 
  • Primary cardholders and additional cardholders, plus 1 guest each, will now receive complimentary access to Maple Leaf Lounges and Air Canada Cafés in North America
  • Primary Cardholders earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 of net purchases (less any returns and credits)
  • Cardholders can get an annual round-trip companion pass from $99 (plus taxes, fees, charges, and surcharges)
  • The suite of travel and insurance benefits is expanding with the addition of Hotel/Motel Burglary Insurance and Mobile Device Insurance 
  • Increased travel medical insurance from 22 days to 31 days for cardholders under the age of 65
  • NEXUS+ application fee reimbursement of up to $100 for the primary cardholder and additional cardholders 

TD® Aeroplan® Visa Infinite

  • $139 annual fee ($75 for supplementary cards)
  • Earn 1.5 Aeroplan points for every $1 spent on gas, groceries or purchases made with Air Canada, including Air Canada Vacations
  • Earn 1 Aeroplan point for every $1 spent on all other purchases
  • First checked bag free for the primary cardholder, additional cardholders and up to eight travel companions on the same reservation when traveling with Air Canada
  • Primary cardholder earns 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 of net purchases (less any returns and credits)
  • The suite of travel and insurance benefits is expanding with the addition of Hotel/Motel Burglary Insurance and Mobile Device Insurance 
  • NEXUS+ application fee reimbursement of up to $100 for the primary cardholder and additional cardholders 

TD® Aeroplan® Visa Platinum  

  • $89 annual fee ($39 for supplementary cards)
  • Earn 1 Aeroplan point for every $1 spent on gas, groceries or purchases made with Air Canada, including Air Canada Vacations 
  • Earn 1 Aeroplan point for every $1.50 spent on all other purchases
  • The suite of travel and insurance benefits is expanding with the addition of Hotel/Motel Burglary Insurance and Mobile Device Insurance 

TD® Aeroplan® Visa Business

  • $149 annual fee ($49 for supplementary cards)
  • Earn 2 Aeroplan points for every $1 spent on purchases made with Air Canada, including Air Canada Vacations
  • Earn 1.5 Aeroplan points for every $1 spent on travel, dining, shipping, Internet, cable, and phone service purchases
  • Earn 1 Aeroplan point for every $1 spent on all other purchases
  • Primary business cardholders can earn guest passes to Air Canada Maple Leaf Lounges and Air Canada Cafés in North America based on yearly spending
  • First checked bag free for the primary cardholder, additional cardholders and up to eight travel companions on the same reservation when traveling with Air Canada
  • Primary business cardholders earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 of net purchases (less any returns and credits)
  • The suite of travel and insurance benefits is expanding with the addition of Hotel/Motel Burglary Insurance and Mobile Device Insurance   
  • NEXUS+ application fee reimbursement of up to $100 for the primary cardholder and additional cardholders .

14 Comments

  1. Christine March on August 11, 2020 at 5:36 PM

    Can you explain what these two phrases mean:

    Primary Cardholders earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 of net purchases (less any returns and credits)

    Cardholders can get an annual round-trip companion pass from $99 (plus taxes, fees, charges, and surcharges)

    • Barry.Choi on August 11, 2020 at 6:06 PM

      Hi Christine,

      For every $5,000 you charge to the TD® Aeroplan® Visa Infinite Privilege, you earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS). SQM and SQS are for elite status – https://www.aircanada.com/ca/en/aco/home/aeroplan/status.html

      As for the companion pass. When you spend $25,000 on your card, you get a companion pass on your anniversary. The primary passenger pays regular price while the companion passholder pays $99-$599. The range depends on where you fly to.

      • Christine March on August 11, 2020 at 8:12 PM

        Thanks Barry but I still don’t understand what SQM and SQS mean. I checked the link you provided to the AC website but I still don’t understand what they mean. These terms are completely foreign to me.

  2. Charles Guanzon on August 11, 2020 at 7:35 PM

    Hello. What happened to the Priority Pass lounge benefit. That was a major draw for me in getting the premium card. With the increase, and loss of the lounge benefit (Not Maple leaf), this has less value for me.

    I am hoping that since this is a VISA infinite privilege card, that it retains this benefit separate from the AC benefits…. Please confirm

    • Barry.Choi on August 11, 2020 at 8:20 PM

      Charles,

      MLL is an additional perk. PP access remains.

  3. Virna on August 11, 2020 at 8:53 PM

    Hi Barry,

    Will there be a welcome bonus when the new TD Aeroplan cards are launched on Nov 8? Should I close my current TD Visa Infinite Aeroplan and re-apply to avail of the welcome bonus?

    Thanks!

    • Barry.Choi on August 11, 2020 at 8:56 PM

      Product switching to a no fee card and then signing up for the TD Aeroplan card after November 8th will probably benefit you. That said, CIBC will probably have offers too so you could just sign up for one of their cards.

  4. Ron on August 12, 2020 at 2:28 PM

    So for Aerogold infinite they have dropped priority check in, priority boarding (zone2), once a year lounge access and increased the fees? Nice…. Time to look elsewhere.

    • Barry.Choi on August 12, 2020 at 2:56 PM

      Ron,

      The Aerogold card is from CIBC, not TD. With the new cards you get free checked bags for up to 8 people and better travel insurance. That’s worth way more than the $19 increase in annual fee.

      • Ron on August 12, 2020 at 3:01 PM

        Sorry Barry, my wife has the TD card, I have the CIBC card. So she has lost priority boarding and check in and once a year lounge access?

        • Barry.Choi on August 12, 2020 at 3:11 PM

          Ron,

          I’m going to double check with TD about the lounge access. The free checked luggage alone makes the cards more lucrative. Checked bags are normally $30-50 each way.

  5. Harold on September 1, 2020 at 8:12 AM

    What is the travel insurance coverage for those over 65?

    • Barry.Choi on September 1, 2020 at 11:53 AM

      Hi Harold,

      I assume that it’ll be the same as what’s available now so 4 days for 65+

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