Credit card loyalty

The Best Air Miles Credit Cards

AIR MILES is one of the most popular loyalty programs in Canada but have you ever wondered what the best Air Miles credit cards are? Unlike some of the best travel credit cards in Canada,…

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How Credit Card Travel Insurance Works When Booking a Flight on Points or Miles

Many of the best travel credit cards in Canada come with a comprehensive travel insurance package. Your travel medical insurance applies even if you book on points, but your additional travel insurance benefits such as…

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Amex Transfer Partners

I have been saying it for years, American Express Membership Rewards is the best credit card program in Canada. It’s the best for earning points, the most valuable and the easily most flexible. This article…

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The Best Travel Rewards Programs in Canada

When I’m asked about the best travel credit cards in Canada, I tell people about the generous sign up bonuses and benefits you’ll get. What people don’t realize is that it’s the travel rewards program…

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is paying an annual fee worth it

Is Paying an Annual Fee Worth it?

For the longest time, I hated paying fees for banking and services. Why would I pay money when I don’t have to right? Well, over the years my stance on fees has changed quite a…

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american express platinum benefits

American Express Platinum Benefits

The American Express Platinum benefits are the main reason why the Amex Platinum card consistently ranks as one of the best travel credit cards in Canada. Yes, the Amex Platinum comes with a hefty annual…

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Travel Redemption Tricks | Optimize your miles and points

I write a lot about optimizing your travel and how to improve personal finances. These two subjects share a common hack which can be a very powerful one:  taking advantage of loyalty programs. Many people…

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How to Redeem Travel Points for Gift Cards or a Statement Credit

With most of the best travel rewards programs, redeeming your points for a gift card or statement credit is one of the worst things you can do since they offer low value compared to travel…

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How Having a Budget Allows us to Travel Anywhere

When I had a full-time job, I often talked about my travel plans with co-workers who also loved to travel. I had a reputation for travelling to more exotic places such as Egypt, Japan, Brazil,…

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Earning Rewards on Your Everyday Spending has Never Been Easier

As someone who’s obsessed with points, it really bothers me when I’m shopping and the person in front of me isn’t using a loyalty card or credit card that earns them points. I certainly understand…

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