Posts by Barry Choi
What to do if Your Luggage is Delayed or Damaged
One of the worst things that can happen to you when travelling is if your luggage is delayed, damaged, or lost. If it’s at the start or the middle of your trip, it’s a major inconvenience. If it happens when you return home, it’s arguably more annoying since you end your travels on a down…
Read MoreWhy I’m Not Abandoning my Financial Advisor Anytime Soon
I’ve been a do-it-yourself investor for quite a few years now, and I’ve never regretted that decision. I initially switched my investments from mutual funds to TD e-Series funds. But at the start of the year, I switched again to exchange traded funds to lower my management expense ratio (MER). I’ve calculated that I’ll likely…
Read MoreUltra Low Cost Carriers in Canada
Ultra-low-cost carriers in Canada (ULCC) have finally arrived. Okay, they’ve been around (on and off) for quite a few years, but with WestJet’s recent announcement that their ULCC, Swoop is set to take off next summer, Canadians are excited about cheap airfare. The reality is, Canadians feel like they pay way too much for flights.…
Read MoreHow to Connect Tangerine to EQ Bank
EQ Bank has been around for a few years now and people are starting to realize that this online bank should be taken seriously. To be realistic, most people are interested in EQ Bank (referral link) because they offer an everyday interest rate of 2.00%*. That’s one of the highest rates you’ll get from any…
Read MoreBudgeting for the First Time
Budgeting for the first time can be a stressful or exciting thing to do. It’s exciting in the sense that you’ll be on your own for the first time, but it’s stressful because all of a sudden you’re responsible for all your expenses. How you budget for your expenses is completely subjective, but there are…
Read MoreWhy Timing Matters When it Comes to Travel
I’ve been travelling actively for a decade and when given a choice, I’ll always go during the spring or fall. There’s one simple reason why I choose to travel at these times of the year – costs. I have consistently been able to get better value by travelling during the low season. You see, the…
Read MoreMargaritaville Key West Review
Have you ever booked a hotel without doing any research? Probably not, but that’s pretty much what happened to me when I went down to the Florida Keys back in April. I had no expectations about the Margaritaville Resort & Marina, but since this was one of the featured stays during my press trip, I…
Read MoreHow to Use Credit Cards to Your Advantage
Your credit card has the potential to be the hardest-working financial tool you have in your wallet. But, you’ll need to make a few key decisions, give it a bit of guidance, and make sure it’s working as hard as inhumanly possible for you. In fact, a good credit card can add hundreds of dollars…
Read MoreSaving Big on Baby Accessories
**This is a sponsored post written by me on behalf of Kijiji Canada. All opinions are my own. Life with Scarlett has been absolutely amazing. She’s almost seven weeks old and has brought so much joy to our family. We wished a long time for her, and now we’re head over heels in love with…
Read MoreGetting Serious About Saving With a Newborn
**This is a sponsored post written by me on behalf of Kijiji Canada. All opinions are my own. It’s been just a few weeks since baby Scarlett was born and my wife and I are adapting to quite a few things. We’re learning how to be new parents, my wife is recovering from an unplanned…
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