Posts by Barry Choi
Scotiabank Gold American Express Review
In this Scotiabank Gold American Express review, you’ll find out why it’s one of the best travel credit cards in Canada. The card has one of the best earning rates, a decent welcome bonus, and no foreign transaction fees. If you spend a lot on your credit card and like to travel, this card is…
Read MoreScotiabank Passport Visa Infinite Card Review 2025
Are you looking for a Scotiabank Passport Visa Infinite Card review? Let me tell you right now that this is one of my favourite cards. With no foreign transaction fees, good travel insurance, and lounge access, the Scotiabank Passport Visa Infinite Card is arguably the best all-in-one travel credit card. Over the years, many credit…
Read MoreIs a Premium Credit Card Worth It in Canada?
A premium credit card in Canada is generally only worthwhile if you regularly use the rewards, perks, and benefits enough to justify the higher annual fee. If you travel frequently, shop often, or want access to exclusive insurance and lounge privileges, these cards can provide real value. The other consideration is the welcome bonus. If…
Read MoreThe Best No Foreign Transaction Fee Credit Cards in Canada for 2025
Having one of the best no foreign transaction fee credit cards in Canada is essential since it’ll significantly reduce your costs when travelling. That’s because most Canadian credit cards charge a foreign transaction fee of 2.5% whenever you make a purchase in any currency besides Canadian dollars. That may sound like a lot, but if…
Read MoreTD First Class Travel Visa Infinite Card Review
My TD First Class Travel Visa Infinite Card review may surprise some people. I think it’s a great all-around card, and TD Rewards is a good program despite how basic it is. Admittedly, this card doesn’t come with a ton of travel benefits, but that doesn’t mean it’s not a good travel credit card. Truth…
Read MoreDoes Cancelling a Credit Card Affect Your Credit Score?
Cancelling a credit card is a decision that many individuals face, often wondering how it may impact their credit score. This is especially true for anyone who has received the welcome bonus and doesn’t want to pay the annual fee again. Closing a credit card can affect your credit score, but it depends on various…
Read MoreAvion Rewards: Maximizing Points and Perks for Canadians
Avion Rewards is Royal Bank of Canada’s (RBC) loyalty program designed to make earning and redeeming points straightforward for Canadians. As an Avion Rewards member, you can easily collect points through your everyday purchases. Plus, you get flexible redemption options, including travel, merchandise, and financial rewards. By learning how the program works and making informed…
Read MoreAeroplan partners with Chexy to Enhance Rewards for Canadians
Aeroplan has announced a new partnership with Chexy. That means you can now earn Aeroplan points on recurring bills such as rent, utilities, and even tax payments. This is relevant because Chexy helps you accumulate travel rewards on payments that usually wouldn’t earn you anything. With Chexy joining Aeroplan’s roster of partners, such as Starbucks,…
Read MoreCIBC Aeroplan Visa Card Review
The CIBC Aeroplan Visa Card is an underrated since it’s the only Aeroplan card that has no annual. Anyone who wants to save on future travel while keeping their expenses down should consider this card. That said, the earning rate of this card is relatively low, so it may take some time for you to…
Read MoreThe Best Airport Lounge Access Credit Cards in Canada
Airport lounges provide a quiet escape from the hustle and bustle of busy terminals, featuring comfortable seating, and complimentary food and beverages before your flight. While these premium spaces were once available exclusively to business class travellers or those with elite airline status, credit cards have made lounge access available to all travellers. Several Canadian…
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