Aeroplan partners with Chexy to Enhance Rewards for Canadians
Aeroplan has announced a new partnership with Chexy. That means you can now earn Aeroplan points on recurring bills such as rent, utilities, and even tax payments. This is relevant because Chexy helps you accumulate travel rewards on payments that usually wouldn’t earn you anything.
With Chexy joining Aeroplan’s roster of partners, such as Starbucks, Uber, and LCBO, you now have an opportunity to earn additional points on a significant monthly recurring expense.
Aeroplan Chexy Partnership
As of April 15, 2025, Aeroplan members can now earn points when paying bills through Chexy. Anyone who’s currently renting and wants to travel for less will likely be interested in this partnership.
Aeroplan Everyday Partner
Now that Aeroplan is an Everyday Partner with Chexy, you can earn Aeroplan points on a range of expenses that were previously ineligible, such as rent and bill payments. This integration means you can accumulate points on your monthly expenses, which is handy for anyone looking to earn more Aeroplan points.
Aeroplan Launch Offer with Chexy
To celebrate the launch, Chexy and Aeroplan are offering a limited-time promotion for new users.
New Chexy users can earn up to 10,000 Aeroplan points by completing the following:
- Open a new Chexy account and make the first payment before July 15, 2025 and earn 2,000 points
- Earn an additional 1,000 points following the 12th consecutive monthly payment
- Earn 5,000 points after processing $5,000 in payments within 6 months of activating the first payment
- Earn 500 points for the second and each additional recurring payment (up to a total of four) made within 6 months of activating the first payment, up to 2,000 points
- All payments need to be a minimum of $50
Referral offer:
- Refer friends to earn more points: Earn 1,000 points for each new Chexy user referral who completes a first $50+ payment (up to 10 referrals per Chexy account).
Double-dip with an Aeroplan Credit Card
You can further increase your Aeroplan earnings by pairing an Aeroplan credit card with your Chexy payments. This allows you to double-dip, earning Aeroplan points from both your credit card and Chexy for the same transaction.
The best Aeroplan credit cards often come with strong welcome offers, but can also have a significant minimum spending requirement. By using Chexy, your monthly rent can help you meet those spending thresholds.
Maximizing your earning potential means you’ll be able to get cheaper flights quicker.
What is Chexy?
Chexy makes it possible for you to pay your rent, bills, and other significant expenses with a credit card, allowing you to earn points, miles, or cashback. This service is designed to unlock rewards on payments that are usually not eligible for credit card points or cash back.
How Chexy Works
Chexy allows you to pay with your credit card when they’re generally not accepted, such as rent, daycare, insurance, taxes, utilities, and gym memberships.
For example, after creating an account and verifying your identity, you’ll upload your lease and add your landlord’s details. Chexy charges your credit card and then sends the funds directly to your landlord by e-Transfer. You can easily customize the payment date and choose whether your landlord is an individual or a company.
A unique feature is that you can change your payment method every month if necessary. This flexibility allows you to optimize your rewards for each rent cycle. Additionally, you receive a summary of your upcoming payment, detailing the fee, total cost, and estimated rewards, so you know what to expect.
Chexy Fees
Chexy charges a flat fee of 1.75% on each transaction when you pay with a Canadian Visa or American Express credit card. If you’re using an international card, a 2.5% fee applies.
For example, if your rent is $2,000, the fee will be $35 when paying with a Canadian credit card. This fee is added to your rent payment and is clearly displayed.
Depending on the credit card rewards you earn or the welcome bonus offered, this fee can be offset or even exceeded by the value of points, miles, or cash back.
Before making a payment, you can use Chexy’s calculator tool to estimate your net rewards after accounting for fees. This makes it simple to determine if using your card for rent is worthwhile based on your specific rewards program.
Final Thoughts
With the new partnership between Aeroplan and Chexy, you now have the option to earn points on expenses that typically wouldn’t qualify for rewards, such as rent and bill payments.
If you’re already an Aeroplan member, this can help you move closer to your next redemption without changing your day-to-day spending habits. While Chexy does charge fees, if you’re getting more value out of the points earned, it could be worth it.
