KOHO Referral Code | Get $20 for free

Exclusive to Money We Have fans. Get $20 for free when you sign up for the KOHO credit card by using my KOHO referral code CASHMONEY or referral link

KOHO is a no fee, prepaid Visa card and app that provides real time insights. It basically acts like a prepaid credit card but it encourages you to save by giving you 0.5% cash-back and automated savings goals to help fund any upcoming purchases such as a trip to Italy or that new jacket you’ve had your eye on. The detailed insights also give you an instant breakdown of your spending so you can make adjustments as needed. Best of all, your money is safe with the KOHO credit card since they’re partnered with the People’s Trust Company to hold your funds securely.

KOHO Referral Code

You won’t find a better anywhere else, so download the KOHO credit card app now and use my KOHO referral code CASHMONEY to start earning an extra 1% in cash back. The KOHO credit card and app are available on both iOS and Android so download it now to start saving!

KOHO referral code

About Barry Choi

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. His blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel. You can find him on Twitter:@barrychoi

23 Comments

  1. Danielle Ogilvie on November 20, 2018 at 11:54 PM

    This is so cool! I’ve been recently looking into cards like this and Revolut! But the sign up bonus is awesome!

  2. Danielle on November 27, 2018 at 5:18 PM

    Join me on KOHO
    – Danielle

  3. RyanL on December 15, 2018 at 1:37 PM

    Thanks for this article!! Just signed up, and excited to get my Koho card 🙂

    Thanks!!

  4. Sylvia on January 7, 2019 at 4:24 PM

    I just signed up for the app

  5. Jenny on January 16, 2019 at 11:33 PM

    Hello, pleaae use my referal for $20!

    Thank you 🙂

  6. Tyler Lester on March 7, 2019 at 9:33 AM

    Amazing card. So many useful features and zero fees. A cashback card you can use even for things that often trigger cash advances is pretty much unheard up.

  7. William on April 9, 2019 at 2:53 PM

    This one worked! Gave me $20 when I signed up!

  8. Jordan on April 13, 2019 at 4:25 PM

    FYI!!!!!!! I got my tax return deposited into my account and got the extra $40!

    • Toni on January 29, 2022 at 9:03 AM

      I didnt get $20….

      • Barry Choi on January 29, 2022 at 9:36 AM

        Toni,

        The $20 is given after you load funds into your account.

  9. Dennis Cirelli on June 13, 2019 at 8:58 AM

    $$$$$$$$$$$$$$$$$$

  10. Dustin on December 1, 2019 at 8:56 PM

    HUEJC94C

    Valid referral (mine) as of December 1st 2019

  11. Amber on December 16, 2019 at 2:13 PM

    Please I need one person to use my referral code U1ATRWI1 so I can get the new metal card for a little cheaper

  12. Cheyanne on August 12, 2020 at 2:39 AM

    Id like toget a new card

    • Barry.Choi on August 12, 2020 at 5:38 AM

      Cheyanne,

      Reach out to KOHO via the chat in the app and they can help you out.

  13. Mal5 on April 26, 2021 at 12:18 PM

    I use koho has my primary account and i’m very satisfied. If you are wondering if a premium account is worth it, I would say that’s depend of how much do you spend by month. If you spend less than (approximately) 475 per month its not really worth it because fee is greater than the cashback. Personally as a primary card the cashback is really good

    And the price check can help to save a couple of dollars too

  14. Haida on July 17, 2021 at 5:50 PM

    Hello! I use your code, make a purchase and KOHO didn’t charge the $20, according to customer service, the code is only for 1% additional power-up no for the money bonus. Can you contact the company too? They are not doing what they offer.

  15. Haida on July 17, 2021 at 5:50 PM

    Hello! I use your code, make a purchase and KOHO didn’t charge the $20, according to customer service, the code is only for 1% additional power-up no for the money bonus. Can you contact the company too? They are not doing what they offer. Thank you

  16. Sarah on August 11, 2021 at 4:37 PM

    Hi, if you’re having trouble with this code. I found a working code that’ll work until the end of the year (2022).
    Here’s the code if you want to use it: LJSP5L7H
    This link also works: https://web.koho.ca/referral/LJSP5L7H

    I got $20 using this code.

  17. John Livingstone on September 27, 2021 at 12:13 PM

    How long does it take to get the $20 referral for a friend. If they sign up through me when do I see the $20?

    • Barry Choi on September 27, 2021 at 12:16 PM

      John,

      I believe you get it as soon as the person you’re referring funds their account.

      • John Livingstone on September 27, 2021 at 12:25 PM

        Really? Ok now I’m confused as my girlfriend did it but neither of us have seen the $20

        • Barry Choi on September 27, 2021 at 12:37 PM

          Hey John,

          Contact their customer service via the chat in the app.

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