**This post may contain affiliate links. I may be compensated if you use them.

Exclusive to Money We Have fans. Get an extra 1% cash back for a total of 1.5% on all purchases for 90 days when you sign up for the KOHO credit card by using my KOHO referral code CASHMONEY

KOHO is a no fee, prepaid Visa card and app that provides real time insights. It basically acts like a prepaid credit card but it encourages you to save by giving you 0.5% cash-back and automated savings goals to help fund any upcoming purchases such as a trip to Italy or that new jacket you’ve had your eye on. The detailed insights also give you an instant breakdown of your spending so you can make adjustments as needed. Best of all, your money is safe with the KOHO credit card since they’re partnered with the People’s Trust Company to hold your funds securely.

KOHO Referral Code

You won’t find a better anywhere else, so download the KOHO credit card app now and use my KOHO referral code CASHMONEY to start earning an extra 1% in cash back. The KOHO credit card and app are available on both iOS and Android so download it now to start saving!

KOHO referral code
KOHO Referral Code | Get 1% extra cash back for 90 days

About Barry Choi

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. His blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel. You can find him on Twitter:@barrychoi


  1. Avatar Danielle Ogilvie on November 20, 2018 at 11:54 PM

    This is so cool! I’ve been recently looking into cards like this and Revolut! But the sign up bonus is awesome!

  2. Avatar Danielle on November 27, 2018 at 5:18 PM

    Join me on KOHO
    – Danielle

  3. Avatar RyanL on December 15, 2018 at 1:37 PM

    Thanks for this article!! Just signed up, and excited to get my Koho card 🙂


  4. Avatar Sylvia on January 7, 2019 at 4:24 PM

    I just signed up for the app

  5. Avatar Jenny on January 16, 2019 at 11:33 PM

    Hello, pleaae use my referal for $20!

    Thank you 🙂

  6. Avatar Tyler Lester on March 7, 2019 at 9:33 AM

    Amazing card. So many useful features and zero fees. A cashback card you can use even for things that often trigger cash advances is pretty much unheard up.

  7. Avatar William on April 9, 2019 at 2:53 PM

    This one worked! Gave me $20 when I signed up!

  8. Avatar Jordan on April 13, 2019 at 4:25 PM

    FYI!!!!!!! I got my tax return deposited into my account and got the extra $40!

  9. Avatar Dennis Cirelli on June 13, 2019 at 8:58 AM


  10. Avatar Dustin on December 1, 2019 at 8:56 PM


    Valid referral (mine) as of December 1st 2019

  11. Avatar Amber on December 16, 2019 at 2:13 PM

    Please I need one person to use my referral code U1ATRWI1 so I can get the new metal card for a little cheaper

  12. Avatar Cheyanne on August 12, 2020 at 2:39 AM

    Id like toget a new card

    • Avatar Barry.Choi on August 12, 2020 at 5:38 AM


      Reach out to KOHO via the chat in the app and they can help you out.

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