Posts by Barry Choi
MBNA True Line Gold Mastercard Review
The MBNA True Line Gold Mastercard is a low interest credit card with limited benefits. This could be a good choice if you typically carry a balance on your credit card. That said, your goal should be to pay off your monthly balance in full to avoid interest charges. Admittedly, some people will carry a…
Read MoreMBNA True Line Mastercard Review
The MBNA True Line Mastercard is one of the most underrated credit cards in Canada. Instead of offering cash back or travel rewards, it only gives you the option to balance transfer and a low interest rate. For people who are high on rewards, this is obviously disappointing. However, if debt and cash flow management…
Read MoreAmerican Express Business Edge Card Review
Are you looking for an American Express Business Edge Card review? This Amex card doesn’t get a lot of attention compared to other cards available, but it has a few unique quirks that make it worth considering. It’s one of the few business credit cards that give you an increased earn rate on select categories…
Read MoreRegistered Education Savings Plan (RESP) Canada | Everything you need to know
In recent years, I’ve been getting a lot of questions about the Registered Education Savings Plan which is more commonly known as RESP. I suppose I shouldn’t be that surprised that many of my peers are interested in the RESP rules since they’ve just had children. Heck, one of the first things I did when…
Read MoreCIBC Aeroplan Visa Infinite Card Review
If you’re looking for an Aeroplan credit card, you will come across the CIBC Aeroplan Visa Infinite Card. Even though the card is nearly identical to other Aeroplan credit cards from TD and American Express, the CIBC version doesn’t seem to get as much respect. Keep reading my CIBC Aeroplan Visa Infinite Card review now…
Read MoreTriangle World Elite Mastercard Review
Many store credit cards are niche and offer limited value, but the Triangle World Elite Mastercard is easily one of the most underrated credit cards out there. In fact, I would argue that this is an invaluable card since it has no annual fee, and you get a free roadside assistance membership. In addition, you…
Read MoreAmerican Express Business Platinum Canada Review | 120,000 points welcome bonus
Are you looking for an American Express Business Platinum Canada review? To simply put it, the American Express Business Platinum Canada Card is arguably the best card for small (or big) business owners that do a lot of spending. You get a high limit, and the points you earn are insanely flexible and valuable. With…
Read MoreSimplyCash Card from American Express Review
The SimplyCash Card from American Express is one of the best cash back credit cards in Canada. It has no annual fee, and you earn 2% cash back on gas and grocery purchases. All other purchases earn you 1.25% cash back. Interestingly enough, the base earning rate for this card is better than many cards…
Read MorePC Financial World Elite Mastercard Review
The PC Financial World Elite Mastercard is the best card to have if you’re looking to earn more PC Optimum points. You get an increased earning rate at Loblaws-owned grocery stores, Shoppers Drug Mart, and Esso/Mobil gas stations. In addition, PC Optimum is one of the best loyalty programs since there are multiple ways to…
Read MoreAmazon.ca Rewards Mastercard Review
Are you looking for an Amazon.ca Rewards Mastercard review? Then no look further as this post focuses on everything you need to know about the card. If you’ve made any purchase on Amazon Canada in the last two years, you’ve likely been prompted to apply for the card. Yes, it’ll give you an instant discount…
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