Posts by Barry Choi
Small Business Insurance Explained
It was 10 years ago when I became a small business owner. I started small with this blog, but over the years, I’ve become a media consultant, freelance writer, brand ambassador and more. While growing my business, I’ve made a few mistakes but learned from them. I would argue that my biggest mistake was not…
Read MoreIs the American Express Platinum Card Worth it?
In late 2023, the American Express Platinum Card was refreshed. Although new credits were added to the card, the annual fee also increased to $799. That’s the highest yearly fee for any personal credit card in Canada. Many people who currently hold the card started to question if the value was still there, while those…
Read MoreWalt Disney World Swan Reserve Review
If you want to stay on-site at Disney World and use points, the Walt Disney World Swan Reserve is one of your top choices. Not only can you use your Marriott Bonvoy points to book a room, but it’s also within walking distance to Epcot and Hollywood Studios. I knew I wanted to stay at…
Read MoreAmerican Express Points Transfer Partners
Of all the bank travel programs in Canada, American Express Membership Rewards is the best. Not only do they have multiple credit cards that allow you to earn points quickly, they also have many ways for you to redeem your points. Although you can use your points on any travel purchase for the same value,…
Read MoreBuying miles and points: Is it worth it?
Airlines, hotel chains and most loyalty programs have an option to buy points or miles from them, but is it worth it? Buying miles and/or points is usually not a good deal in the vast majority of situations. Since loyalty programs are an important source of revenue and profit, companies aren’t going to sell you…
Read MoreBMO Rewards Guide | How to maximize your points
BMO Rewards has been really aggressive as of late. They’ve had huge marketing campaigns and they often offer BMO customers one of the cards for free for the first year. Admittedly, getting the annual fee waived for a premium travel credit card is appealing, but is BMO Rewards any good? While BMO Rewards does have…
Read MoreTD Rewards Visa Card Review
The TD Rewards Visa Card is a highly underrated credit card. You get a respectable welcome bonus, a decent earning rate, and mobile device insurance. Admittedly, TD Rewards may not be as flexible as other travel rewards programs, but since Expedia powers it, you can book almost any type of travel with your points. This…
Read MoreTD Cash Back Visa Review
The TD Cash Back Visa Card is an entry-level cash back card. Despite its lack of many benefits, it’s a popular card among TD clients because it offers easy-to-understand cash back and no annual fee. In addition, there’s no minimum income requirement to qualify for this card, so new immigrants and students are naturally attracted…
Read MoreCan I get a Business Credit Card Without a Business?
Can I get a business credit card without a business may seem like a weird question to ask, but it makes a lot of sense when you start doing your research. In the last year, personal credit cards have had disappointing welcome bonuses, whereas business cards have generous offers with a reasonable minimum spending requirement.…
Read MoreTD Cash Back Visa Infinite Review
The TD Cash Back Visa Infinite is TD Bank’s top cash back card. What makes this card highly appealing is that some TD clients can get this card free, and it’s one of the few credit cards that come with roadside assistance. The earning rate is respectable, and the welcome bonus is typically generous. Read…
Read More