Do You Have Disability Insurance?
Most of us understand the importance of life insurance, but what many of us overlook though is disability insurance. There’s a much greater chance that we’ll become disabled in our working years as opposed to us dying before the age of 65 so it’s a huge mistake to not have disability insurance. Disability insurance comes in a…
Read MoreCredit Card Charges To Look Out For
Over the years, consumers have complained about fees and the government has slowly been addressing the needs of the consumers. This is usually great news for consumers, but when we start to take a look at things a little closer, we realize that some of these fees have just been “hidden”. When it comes to credit card…
Read More10 Ways to Make More Money
For many of us what we earn at our day jobs is our only source of income. This isn’t a bad thing, but I think it’s fair to say that many of our salaries are barely keeping up with inflation. This seems to be a cost of life these days, but rising prices can drastically affect our…
Read MoreReasons to Use Your Emergency Fund
Quite often I’m asked how we should prioritize our money, and one of my first responses is to set up an emergency fund. Setting aside 3-6 months worth of expenses should be made a priority because we’ll never really know what will happen in our lives. Putting that much money can be a real struggle for some,…
Read MoreBudget for Yourself, Not for Someone Else
Often people ask me for budgeting tips. It could be a general question such as what’s the best way to budget, or sometimes it gets a bit more personal e.g. how much do I save and how much do I spend? I don’t get into exact numbers when talking about my personal budget, but what I…
Read MoreBuilding a Good Credit Score
I write about debt a lot. It’s not that I particularly enjoy writing about debt, it’s unfortunately just a subject that many people can relate to– Canadians have record debt levels after all. We get so focused on debt, that sometimes we forget about other things, such as having a good credit score. Credit is probably…
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