The Pros and Cons of DIY Investing
Becoming a do-it-yourself (DIY) investor is what I consider one of my greatest financial victories. It wasn’t an easy decision, truthfully, it was pretty scary at the start. Saving always came naturally for me, but now I would be responsible for all my investment decisions. I was well aware that one mistake could ruin my finances, but…
Read More5 Mortgage Mistakes to Avoid When Applying
For most people, getting a mortgage is a must when purchasing a home. It’s a pretty straight-forward process, you borrow money from a lender so you can purchase a home. Despite how “simple” it sounds, there are plenty of mortgage mistakes to avoid when you’re making an application. The biggest mistake is arguably not getting pre-approved…
Read More8 Shopping Rules to Stick to
A little while back I wrote about the 8 rules of personal finance. It was a fun take on the Fight Club rules that would hopefully ensure you don’t get knocked out financially. I decided to follow that piece up with some shopping rules to stick by because admittedly, it’s a lot of fun to spend money.…
Read MoreAssembling Your Real Estate Team
So I bought a condo, we actually took possession a few days ago. Surprised I didn’t mention it? It happened pretty quickly, but buying a home has been something my wife and I had been discussing for a while. As exciting as buying a home is, the financial commitment is, well, A LOT! My maintenance…
Read MoreFree Things to do in London
London is one of the best cities in the world but admittedly, it’s one of the most expensive places I’ve ever visited. Expedia.ca asked me if I was interested in heading back there so of course, I jumped at the opportunity. Flights to London in the low season (not the summer) are actually pretty reasonable, but depending…
Read MoreMust see Places in London’s South Bank
I have family in London and I find it amazing how there’s something new in the city whenever Whether it be a new skyscraper, a trendy restaurant, or a brand new attraction, there’s always something to explore. Regardless of how many must see places in London there are, the one area that I always visit is…
Read MoreCredit Card Purchase Protection Explained
Credit card purchase protection is one of the most overlooked benefits of using your credit card when making a purchase. I’m going to generalize a bit here, but purchase protection insurance (sometimes known as purchase assurance) will cover your eligible purchases against damage, theft or loss for 90 days from the date of purchase. Not every…
Read MoreGet out of Debt Fast With These Methods
Let’s be clear, if you owe thousands of dollars on multiple credit cards, there’s no way to get out of debt fast. If you see a company claiming they can clear your debt or fix your credit score for a small fee, the odds are they’re a scam. If you want to get out of…
Read MoreThe Rules of Personal Finance
A few weeks ago I was watching the movie Fight Club. In one of the scenes, Brad Pitt’s character Tyler Durden was explaining the 8 rules of fight club. If you wanted to be part of the club, you had to follow the rules. It was pretty simple and didn’t need much more explaining, but…
Read MoreWhy I Became Serious About Money
About 7 years ago I was on top of the world. I was doing well in my career, and I had recently gotten engaged to my girlfriend. Paying for the wedding wasn’t a huge concern since I had been saving for a long time, plus I had been making steady RRSP contributions so I figured I…
Read More