10 Ways to Make More Money

**This post may contain affiliate links. I may be compensated if you use them.

For many of us what we earn at our day jobs is our only source of income. This isn’t a bad thing, but I think it’s fair to say that many of our salaries are barely keeping up with inflation. This seems to be a cost of life these days, but rising prices can drastically affect our household budgets.

If money is tight then we need to make cuts to our spending first. I’ve talked about the importance of having a realistic budget before because they work. If we can cut our expenses even by just a little bit, we can increase our cash flow.

We don’t need to be under financial distress to make more money. I’d argue that it’s in our best interest to have multiple income streams available because well, who doesn’t like more money? Here are some ways to make more money.

Make more money

Ways to make extra money now

Get a new job – This is easier said than done, but I find most people who complain about not making enough money aren’t putting themselves out there. If you honestly think you’re underpaid or you deserve more, then look for a job that will pay you what you want.

Get a secondary job – Picking up a part-time job on top of your full-time job may sound crazy, but if you’re struggling with your finances then this might be your only option. A secondary job doesn’t have to permanent, but it will help you make more money.

Freelance – Do you have a skill set that people would be interested in paying for? If the answer is yes then do it! Not sure where to begin or how to find clients? Check out the website Elance.com where you can post your services and get matched up with clients.

Sell stuff – If you happen to have anything lying around your home that people may want to buy, then sell it! The odds are you won’t make anywhere near what you paid for it, but it’s better than nothing.

Buy things on sale – This should be obvious, but buying things on sale will save you money. Try using the grocery app Flipp, it’ll tell you what’s on sale at every nearby grocery store so you can then price match at a single store.

Walk dogs – Anyone can become a dog walker, but it does help if you have a flexible schedule and truly enjoy the company of canines.

Tutor – If there happens to be a subject that you know a lot about why not charge people for your expertise? You don’t even need to be an expert, you just need to know more than the person you’re tutoring.

Rent out a room – Airbnb and VRBO have become widely accepted by the public which is great if you have a spare room to rent out. You could earn more if you rent out your entire place, but then you’ll need a place to crash when your place gets booked.

Be a mystery shopper – Mystery shoppers get paid by market research companies to report on their shopping experiences. The pay isn’t great, but you’ll sometimes also get some free stuff which you can sell later.

Fill out online surveys – You won’t earn real money by doing online surveys, but you will earn rewards which can be used to claim gift cards. Online surveys can be great for students who have free time.

Final word

Unless you’re willing to work like a beast, it’s unlikely you’ll be able to make a ton of extra money, but every penny nickle counts. The idea is to supplement your main income without committing too much of your time.

About Barry Choi

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. His blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel. You can find him on Twitter:@barrychoi


  1. Joe Persicone on December 14, 2015 at 9:01 PM

    Great article Barry. Some people think I’m crazy. I do quite well at my full time job but I always have my ears open for additional earning opportunities. Doesn’t hurt to diversify. Have a good one Barry.

    • Barry Choi on December 14, 2015 at 9:18 PM


      Hey if there’s an opportunity to make more cash, why not right? I didn’t actively search out extra income, but now I definitely seek out more clients.

  2. Bob Wyman on January 27, 2016 at 10:18 PM

    An article as vague as this one are everywhere on the Internet and cover every subject. Did you get paid for this vaporous mini-essay? When bad advice is given I have to discount the entire piece. First, NO, not everyone can be a dog walker, even the able-bodied. You must know dogs otherwise you are asking for trouble. Online surveys/ Did you test that first? I advise against that. Try it and find out why.
    All of the suggestions are bad and you will not make “extra” money. If you receive money consider the time and effort you spent for it. You will have lost time and have wasted effort. Count on it.

    • Amely on January 29, 2016 at 11:42 AM

      1st of all, thank you Barry for the opportunity to comment. Some blogs/sites do not give people this prerogative. So I do not take it for granted and I really appreciate your openness and sense of transparency.

      However, I have to agree with Bob re: this article. The content is not bad at all and I see where you are coming from but it’s very vague and too broad to relate to.

      The TRUTH is this: If you want to make extra money: find something you are extremely good at, have in-depth knowledge about and use your brain to find a way to MONETIZE IT (don’t expect other people or any article to tell you how to do that); If you want to save more money: learn to OPTIMIZE your finances with direct transfers to saving accounts using e-banks like EQ bank/ ING….if you want a better job: learn personal marketing principles and learn how to reach out (network) to other people via informational interviews and job shadowing etc… whatever you want to achieve use your brain extensively, sleep on it, try it and implement it.

      Thank you Barry!

      All the best to all the human beings who are chasing after a better life !

      • Barry Choi on January 29, 2016 at 11:56 AM


        Your tips are on point. Many people have excellent skills that can be used in another way to make money. My article was a general piece to try and encourage people to think of creative ways to make additional income. Too often I come across people who complain and do nothing about it.

    • Barry Choi on January 29, 2016 at 11:58 AM

      Hey Bob,

      Those are some fair points. I assure you that any article where I receive any form of payment is disclosed clearly and this article was not one of them. My intention was to encourage people to think of different ways to increase their income. I do agree with you that not everyone can do everything on my list, but maybe there are things not on my list that they can.

Leave a Comment

Get a FREE copy of Travel Hacking for Lazy People

Subscribe now to get your FREE eBook and learn how to travel in luxury for less