How the Second-Hand Economy Can Help You Save Big!
**This is a sponsored post written by me on behalf of Kijiji. All opinions are my own. Last year I took part in a #KijijiFind challenge and I managed to save just over $500 in three months. This was pretty impressive not to mention how easy it was for me to source baby accessories on…
Read More5 Ways to Protect Your Small Business in Canada
Owning a small business is a thrilling experience. Many people become entrepreneurs because they want to be their own boss. But, as things start to scale up, you need to protect yourself if you want to succeed. It may sound intimidating at first, but protecting your business interests can be simple as long as you…
Read MoreShould You Balance Transfer Your Credit Cards?
When dealing with debt, one strategy that I always recommend is debt consolidation. There are a few different ways of doing it, but the general idea is, you get a low-interest loan and pay off all your debts. After that, you’ll just be paying a single loan at that lower rate. Alternatively, you could do…
Read MoreAlways Keep Your Receipts When Travelling
As a freelancer, I always keep my receipts since I can claim many things for taxes. But there’s an argument to be made that everyone should keep their receipts. Receipts are provided to prove you’ve paid something. If you have a dispute about something, those receipts could mean the difference when making your case. When…
Read MoreWhat to do if Your Luggage is Delayed or Damaged
One of the worst things that can happen to you when travelling is if your luggage is delayed, damaged, or lost. If it’s at the start or the middle of your trip, it’s a major inconvenience. If it happens when you return home, it’s arguably more annoying since you end your travels on a down…
Read MoreWhy I’m Not Abandoning my Financial Advisor Anytime Soon
I’ve been a do-it-yourself investor for quite a few years now, and I’ve never regretted that decision. I initially switched my investments from mutual funds to TD e-Series funds. But at the start of the year, I switched again to exchange traded funds to lower my management expense ratio (MER). I’ve calculated that I’ll likely…
Read MoreUltra Low Cost Carriers in Canada
Ultra-low-cost carriers in Canada (ULCC) have finally arrived. Okay, they’ve been around (on and off) for quite a few years, but with WestJet’s recent announcement that their ULCC, Swoop is set to take off next summer, Canadians are excited about cheap airfare. The reality is, Canadians feel like they pay way too much for flights.…
Read MoreHow to Connect Tangerine to EQ Bank
EQ Bank has been around for a few years now and people are starting to realize that this online bank should be taken seriously. To be realistic, most people are interested in EQ Bank (referral link) because they offer an everyday interest rate of 2.00%*. That’s one of the highest rates you’ll get from any…
Read MoreBudgeting for the First Time
Budgeting for the first time can be a stressful or exciting thing to do. It’s exciting in the sense that you’ll be on your own for the first time, but it’s stressful because all of a sudden you’re responsible for all your expenses. How you budget for your expenses is completely subjective, but there are…
Read MoreWhy Timing Matters When it Comes to Travel
I’ve been travelling actively for a decade and when given a choice, I’ll always go during the spring or fall. There’s one simple reason why I choose to travel at these times of the year – costs. I have consistently been able to get better value by travelling during the low season. You see, the…
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