10 Train Travel Hacks You Need to Know
If you live in Canada, then you know that travelling across the country by train is not ideal. Don’t get me wrong, VIA rail is comfortable, and the Rocky Mountaineer is one of the best train rides in the world, but both options are expensive! It doesn’t help that it takes about three days to…
Read More5 Ways to Save Money on Your Summer Vacation
The warm weather hasn’t even arrived yet, but it’s time to start thinking about your summer vacation plans. Where should you go, what should you see, and how much you’re going to spend takes a lot of time and consideration which is why you want to prepare yourself as best you can. For many people,…
Read MoreYour Realtor is not a Financial Advisor
Despite the downward trend, real estate is still insane in Canada. To be honest, I haven’t been paying much attention to the headlines as of late, but it seems like everyone is a real estate expert these days. Talk to any homeowner, and they’ll tell you about how much their homes have gone up in…
Read MoreHow the Second-Hand Economy Can Help You Save Big!
**This is a sponsored post written by me on behalf of Kijiji. All opinions are my own. Last year I took part in a #KijijiFind challenge and I managed to save just over $500 in three months. This was pretty impressive not to mention how easy it was for me to source baby accessories on…
Read More5 Ways to Protect Your Small Business in Canada
Owning a small business is a thrilling experience. Many people become entrepreneurs because they want to be their own boss. But, as things start to scale up, you need to protect yourself if you want to succeed. It may sound intimidating at first, but protecting your business interests can be simple as long as you…
Read MoreShould You Balance Transfer Your Credit Cards?
When dealing with debt, one strategy that I always recommend is debt consolidation. There are a few different ways of doing it, but the general idea is, you get a low-interest loan and pay off all your debts. After that, you’ll just be paying a single loan at that lower rate. Alternatively, you could do…
Read MoreAlways Keep Your Receipts When Travelling
As a freelancer, I always keep my receipts since I can claim many things for taxes. But there’s an argument to be made that everyone should keep their receipts. Receipts are provided to prove you’ve paid something. If you have a dispute about something, those receipts could mean the difference when making your case. When…
Read MoreWhat to do if Your Luggage is Delayed or Damaged
One of the worst things that can happen to you when travelling is if your luggage is delayed, damaged, or lost. If it’s at the start or the middle of your trip, it’s a major inconvenience. If it happens when you return home, it’s arguably more annoying since you end your travels on a down…
Read MoreWhy I’m Not Abandoning my Financial Advisor Anytime Soon
I’ve been a do-it-yourself investor for quite a few years now, and I’ve never regretted that decision. I initially switched my investments from mutual funds to TD e-Series funds. But at the start of the year, I switched again to exchange traded funds to lower my management expense ratio (MER). I’ve calculated that I’ll likely…
Read MoreUltra Low Cost Carriers in Canada
Ultra-low-cost carriers in Canada (ULCC) have finally arrived. Okay, they’ve been around (on and off) for quite a few years, but with WestJet’s recent announcement that their ULCC, Swoop is set to take off next summer, Canadians are excited about cheap airfare. The reality is, Canadians feel like they pay way too much for flights.…
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