mer – Money We Have

What is a Management Expense Ratio (MER)?

By Barry Choi | July 6, 2022 |

Have you ever wondered what is a management expense ratio (MER)? It’s a fee that investors have to pay for many products such as mutual funds and exchange-traded funds (ETFs). Some people don’t even realize this fee is being paid since it’s automatically taken right out of your investment gains. To be clear, even if your investments…

Tangerine Investment Funds Review

By Barry Choi | February 15, 2021 |

Tangerine Bank is known for having one of the best high interest savings accounts in Canada, but they also offer Tangerine index funds. This product is an easy way to get you investing while minimizing the fees you’ll pay. Admittedly, Tangerine investment funds are more expensive compared to robo advisors or ETFs, but I still…

Questions To Ask Your Financial Advisor

By Barry Choi | May 11, 2015 |

Financial advisors don't require propertraining

Earlier in the year I wrote about how to find a good financial advisor which focused on fee only and fee-based advisors. Very few of us will start off at that level so I wanted to focus this post around “advisors” at the retail level. The ones that are available at your local bank or…