Personal Finance
Why I Became Serious About Money
About 7 years ago I was on top of the world. I was doing well in my career, and I had recently gotten engaged to my girlfriend. Paying for the wedding wasn’t a huge concern since…
Do You Have Disability Insurance?
Most of us understand the importance of life insurance, but what many of us overlook though is disability insurance. There’s a much greater chance that we’ll become disabled in our working years as opposed to us dying…
Credit Card Charges To Look Out For
Over the years, consumers have complained about fees and the government has slowly been addressing the needs of the consumers. This is usually great news for consumers, but when we start to take a look at things…
10 Ways to Make More Money
For many of us what we earn at our day jobs is our only source of income. This isn’t a bad thing, but I think it’s fair to say that many of our salaries are barely keeping…
Reasons to Use Your Emergency Fund
Quite often I’m asked how we should prioritize our money, and one of my first responses is to set up an emergency fund. Setting aside 3-6 months worth of expenses should be made a priority…
Budget for Yourself, Not for Someone Else
Often people ask me for budgeting tips. It could be a general question such as what’s the best way to budget, or sometimes it gets a bit more personal e.g. how much do I save and…
Building a Good Credit Score
I write about debt a lot. It’s not that I particularly enjoy writing about debt, it’s unfortunately just a subject that many people can relate to– Canadians have record debt levels after all. We get…
Factors That Affect Your Life Insurance Premiums
Life insurance should be a part of everyone’s financial plan, yet it’s often ignored or forgotten. Having a policy in place is important because it’s meant to protect your loved ones financially in the event…
Get Free Attraction Passes From the Library
Most people have figured out that the library is a valuable resource if you’re looking to save money. The most obvious example is by borrowing books instead of buying them. Many libraries these days have…
Debt Repayment Options
The stress of owing money can keep anyone up at night, fortunately, there are different debt repayment options that can help you pay down your debts faster than you might think. A young professional, in…