Personal Finance
Managing Your Money as a Freelancer
Over the last two years, I’ve steadily increased my side hustle income. Despite the fact that I’ve always been pretty good with my money, there were still a few things I had to learn along…
How to set up an Automatic Savings Program with Tangerine
One of my top tips for saving money is to make things automatic. What that means is that you would set up automatic withdrawals, so your savings becomes your number one priority. It sounds simple…
Payday Loans are the Worst!
If you didn’t know, payday loans are the worst! The amount of interest you’ll end up paying is insane – think 500%+. Yes, you read that right, you could end up paying FIVE HUNDRED percent…
How to Break bad Spending Habits
When I was younger, I used to have some pretty bad spending habits. I would purchase things that really didn’t add any value to my life such as DVDs, CDs, and action figures. I would…
Budgeting Tips for Students
With the start of the school year just a month away, it’s time to start thinking about budgeting tips for students. Generally speaking, students don’t have many expenses but it’s during your school years that…
FinTech in Canada Explained
FinTech in Canada has been growing at a rapid pace. New players are coming online all the time which has given Canadians more choice when it comes to their financial needs. Even traditional banks have…
What Happens if I Don’t use my Credit Card?
With increased debt loads across the country, many Canadians, including millennials, have decided to start using cash and debit more. But that brings up an interesting question. What happens if I don’t use my credit…
The Pros and Cons of DIY Investing
Becoming a do-it-yourself (DIY) investor is what I consider one of my greatest financial victories. It wasn’t an easy decision, truthfully, it was pretty scary at the start. Saving always came naturally for me, but now I…
5 Mortgage Mistakes to Avoid When Applying
For most people, getting a mortgage is a must when purchasing a home. It’s a pretty straight-forward process, you borrow money from a lender so you can purchase a home. Despite how “simple” it sounds, there…
8 Shopping Rules to Stick to
A little while back I wrote about the 8 rules of personal finance. It was a fun take on the Fight Club rules that would hopefully ensure you don’t get knocked out financially. I decided to…