Personal Finance

Canadian student loan

Canadian Student Loan Options

The cost of a post-secondary education seems to be increasing every year; fortunately getting a Canadian student loan is a pretty straight forward process through the Government of Canada. The federal government essentially offers 2 Canadian student loan programs to help with your education costs. They of course don’t just give loans away, you need to…

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Sticking To Your Financial Goals

Setting financial goals is easy, sticking to them however can be incredibly difficult. I imagine many of us who made financial New Year’s resolutions are already on track to break them. Making generic resolutions is just silly, we need to pick goals that are actually attainable. Here are some common financial goals and tips to help…

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Stop living beyond your means

10 Signs You’re Living Beyond Your Means

In a disturbing trend, I’ve come across more and more people who are terrible with their finances. It’s incredible how many people can’t make the connection that their spending habits is the reason they’re falling behind in savings. There’s actually quite a few signs that you’re living beyond your means. Stop living beyond your means Zero savings – Some of…

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The Value Of Simple Book Review

I hear from people all the time that they want to learn more about personal finances, heck how many of you made it a New Year’s resolution? Of course the standard excuse from them is; it’s too complicated and I don’t know where to begin. Well there’s a new book out that will help you…

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Wealthing Like Rabbits Book Review

It’s been a surprisingly good year for personal finance books this year. The year started off with two great books; Preet Banerjee’s Stop Over-Thinking Your Money!, and Bruce Sellery’s Moolala Guide to Rockin’ Your RRSP. Dropping today is Robert R. Brown’s Wealthing Like Rabbits. Who? Okay like Star Lord you may have never have heard of…

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7 Ways To Pay Off Your Mortgage Faster

Yikes, fewer Canadians are paying off their mortgages faster according to a poll done by CIBC.  Only 55% of us with mortgages plan to make extra payments compared to 68% polled last year. Okay, I suppose it’s possible that homeowners are taking advantage of the low interest rates and we’re investing their extra money instead…

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How Much Debt Is Too Much Debt?

How much debt is too much debt? Well if you’re a fan of Gail Vaz-Oxlade then you should know that any kind of consumer debt is bad. Not surprising, yet still disappointing it appears that our household debt has risen 6% according to the annual debt report conducted by BMO Financial Group. According to the…

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Tablet or Laptop for your MBA?

Since the rise of the Apple iPad there has been talk about how we are now in the post-PC era and that tablets are quickly replacing desktops as the computer of choice. As an MBA student, how does this affect you? To answer that I am going to look at the differing features between tablets,…

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Calculating The Real Financial Cost Of An MBA

Today’s post is from our newest writer Andrew, an MBA graduate who presents us with a realistic look at the cost of getting an MBA. Often when people look at the cost of an MBA they are only looking at the tuition fee, but in actuality there are a few other costs that you have…

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How I Got My Deferred Sales Charges Waived

A while back I wrote Signs your advisor doesn’t know anything.  This was a controversial post as some of the things I brought up didn’t sit well for some readers, but I will say this; the same points that I brought up is ultimately what helped me avoid paying deferred sales charges (DSC). This is not…

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