Personal Finance

What is a Last Will and Testament?

There is a common misconception that estate planning is only necessary for wealthy people with large homes, fancy cars and expensive art collections. I’m here to debunk that myth by explaining why every adult needs…

Should You Lend Money to Friends or Family?

One of the most common questions I get is should you lend money to family or friends? Generally speaking, I’d advise against it, but I understand it’s a complicated situation. You want to help if…

10 Ways to Save Money on Family Vacations

Travelling with kids can be expensive! Airfare alone could easily cost you a few thousand dollars, so it’s no surprise that parents are always looking for ways to save. Sure, staycations can be fun, but…

How Much Does IVF Cost in Canada?

I really wish I could say that getting pregnant was simple, but the reality is, my wife and I spent three years trying and required In Vitro Fertilization (IVF). Infertility is something many couples don’t…

Financial Aid for Canadians Looking to Study Abroad in the USA

While Canada has a fantastic higher education system, many Canadian students may choose to go to the United States to attend college. Of course, American colleges and universities can be prohibitively expensive, making it difficult…

How do Supplementary Credit Cards Work?

Have you ever wondered how do supplementary credit cards work? Whenever you sign up for a new credit card, you’re always asked if you want to add a supplementary card or an authorized user credit…

The Best Place to Save Money and Earn Interest

Are you looking for the best place to save money and earn interest? There are many places where you can put your hard earned cash, but not all of them will make you any interest.…

Churning Credit Cards in Canada

Churning credit cards in Canada is an open secret where you can travel in luxury for next to nothing. I personally used the strategy to fly Emirates First Class from Dubai to Toronto on the…

How Many Credit Cards Should I Have?

How many credit cards should I have is a question many people ask. Some people ask this when they have just one card while others wonder the same thing when they already hold multiple cards. …

How to Save Money on Health Insurance

Do you want to know how to save money on health insurance? We’re lucky in Canada that a lot of our health expenses are covered through provincial government plans. But bills for dental care, vision,…