Personal Finance
How to Manage Your Money as a New Parent
Having a child is what many people strive for but when that bundle of joy comes, it can be stressful since you’re trying to figure out how to be a new parent while having to…
What Happens to My Pension if I Quit My Job?
When I had a corporate job, my employer had a defined benefit (DB) pension plan. While these golden handcuffs were undoubtedly great, I did wonder what happens to my pension if I quit my job?…
Defined Benefit vs Defined Contribution Pension
One of the best employer benefits available is a pension plan which comes in two forms: defined benefit pension plan and defined contribution pension plan. Think of it as free money since your employer is…
Motive Financial Review
Motive Financial is the online banking division of Canadian Western Bank (CWB). Originally, this online platform was called Canadian Direct Financial which was created in 2008, however, in 2017 the company rebranded and Motive Financial…
OFX Review Canada | The best way to transfer money internationally
Finding the best way to transfer money internationally isn’t always the easiest thing to do. Sure, you could easily go to your bank and send an international money transfer, but you could get hit with…
My Pension Deferral Dilemma
As some of you know, I quit my full-time job in January of 2018 to freelance and spend more time with my daughter. What you may not know is that I was still technically an…
How to Save Money on Groceries
Have you ever wondered how to save money on groceries? If you’re like me, you’ve likely noticed that the cost of groceries has gone up over the years. While small increases due to inflation are…
Overdraft Fees: What You Need to Know
It happens to everyone – a deposit comes in late, or an auto-charge is larger than expected, and suddenly you are facing an overdrawn account. Does it seem to be happening more often? According to…
What to do if You Haven’t Filed Taxes in Years
Filing your taxes in Canada is a straightforward process that needs to be done every year. If your taxes are simple, it shouldn’t take too long to do. However, sometimes people forget (or intentionally avoid)…
15 Expenses You Can Cut From Your Budget
There’s no doubt budgeting can be tight. It’s easy to say spend less than you make, but it’s not always that simple. Since increasing your income can feel impossible at times, it might make more…