Credit cards – Page 15 – Money We Have

How Credit Card Interest Works

Credit cards are essential for many Canadians. However, if you’re not responsible with your spending, you could easily go into debt. Credit cards act like an interest free loan which is great, but once your…

Understanding Credit and Credit Cards as a Student

*This is a sponsored post written by me on behalf of RBC. All opinions are my own. The financial literacy gap is widening between high school and post-secondary students – but not in the direction…

Can a Canadian Apply for a US Credit Card?

I’m just going to say it. US credit cards are much better than what’s offered here in Canada. The welcome offers can be generous (as in, 100,000+ points generous). You get better benefits such as…

Should you get a Credit Limit Increase?

I don’t know about you, but it seems like I can’t go a week without someone asking me if I want a credit limit increase. Every time I use an ATM or go into a…

The Best Currency Exchange Options For Travellers

Have you wondered what are the best currency exchange options for travellers? It depends on your situation. Some people will want to know about the cheapest way to get cash, while others want to minimize…

Dynamic Currency Conversion | How to avoid it

When it comes to travelling, dynamic currency conversion is something you need to know about since it’s one of the biggest travel fees you can avoid. In case you’re not familiar with dynamic currency conversion,…

Air Miles Review | How Canada’s most popular loyalty program works

Of all loyalty programs in Canada, Air Miles is the most recognized one and counts over 11 million members. Created in 1992, it has since made partnerships with over 200 retailers and travel-related suppliers. Honestly,…

chatr Secured Mastercard Review

Rogers Bank has just launched the chatr Secured Mastercard which is clearly aimed at new or young Canadians looking to build their credit. Although secured credit cards aren’t nearly as popular as travel or cash…

TD Rewards Visa Review

TD credit cards are incredibly popular but with so many choices, it can be difficult to figure out which one is the best for you. First, you need to decide if you’re looking for the…

KOHO Credit Building Review

I love KOHO. It’s easily the best prepaid credit card in Canada, but one major thing working against it is the fact that you don’t build any credit while using the card. Well, that’s no…