Credit cards
How Long to Wait Between Applying for Credit Cards
Whether you’re looking for a new credit card or you’re looking to take advantage of a generous welcome offer, you’ve likely wondered how long to wait between applying for credit cards. The simple answer is…
What is a Good Credit Score? Improve yours now
What is a good credit score is one of the most common questions Canadians ask when it comes to their personal finances. Unlike your budget and spending, you have no real control over your credit…
What Credit Score is Needed for a Credit Card?
Have you ever wondered what credit score is needed for a credit card in Canada? In most cases, you’ll need a credit score of at least 660, but that’s not always the case. Each credit…
How to Read a Credit Card Statement
Knowing how to read a credit card statement is basic financial literacy, but it can be confusing if you’re getting a credit card for the first time or you’ve recently switched banks. To further complicate…
Amex Refer a Friend: Earn more points
The Amex refer a friend program is arguably one of the best features that many American Express cards offer, and most people don’t even know about it. Essentially, it allows the person making a referral,…
American Express Air Canada Card Announced | 50K status for free
A few months back, online sleuths found a document for an upcoming American Express Air Canada Credit Card. Many people speculated it would be similar to the U.S. CHASE Aeroplan Card, where you’d get enhanced…
Secured vs Unsecured Credit Cards
The difference between secured vs unsecured credit cards is not a topic that comes up often, but if you’re new to credit cards, you should know how they work. Most people know there are numerous…
Aeroplan Freezing Accounts due to travel hacking
Recently, some Aeroplan members have reported that their accounts have been frozen/locked. When they log in, everything appears to be fine. However, when they get to the page where you select points or cash &…
How to Cancel a Credit Card in Canada
Have you wondered how to cancel a credit card in Canada? You would think the process would be easy, but closing your credit card account is more complicated than it needs to be. Not only…
What is a Chargeback?
Have you ever wondered what is a chargeback? Years ago I had to do one when a hotel I stayed at charged the resort fees to my credit card when I had paid it in…