Credit cards

Earning Loyalty Points as a Family

Many people love loyalty points. As you spend money, you’ll earn points or miles. Once you’ve collected enough, you can cash them in for free travel, groceries, and merchandise. With loyalty points being so lucrative,…

A Costco Membership Breakdown: Is the Costco Executive Membership Really Worth It?

Have you wondered if a Costco Executive membership is worth it? As a Canadian, I love Costco. While the bulk discount aspect of a Costco membership is definitely a perk, especially for families, there are other benefits…

Canada’s Bank Travel Rewards Programs Ranked

One of the questions I get asked the most is what is the best travel program in Canada? That’s not an easy answer since it depends on the type of points you like to earn,…

WestJet Companion Voucher Explained

Have you ever noticed the option to select the WestJet companion voucher on their website? It’s right there on the main page above where you choose your destinations for flights. Some people may have ignored that checkbox…

The Best Store Credit Cards in Canada

Are you looking for a list of the best store credit cards in Canada? Despite there being thousands of retailers in the country, only a handful of them offer a credit card. This shouldn’t be…

NBC Rewards Guide | à la carte Rewards

NBC Rewards, formally known as à la carte Rewards, is the points program offered by the National Bank of Canada, which is often underrated. While National Bank is often overlooked in Canada since it doesn’t…

Walmart Rewards World Mastercard Review

If you regularly shop at Walmart, you’ll want to read my Walmart Rewards World Mastercard Review. It’s Walmart’s co-branded credit card, and it has a decent earn rate, especially if you shop regularly online at…

How Long to Wait Between Applying for Credit Cards

Whether you’re looking for a new credit card or you’re looking to take advantage of a generous welcome offer, you’ve likely wondered how long to wait between applying for credit cards. The simple answer is…

What is a Good Credit Score? Improve yours now

What is a good credit score is one of the most common questions Canadians ask when it comes to their personal finances. Unlike your budget and spending, you have no real control over your credit…

What Credit Score is Needed for a Credit Card?

Have you ever wondered what credit score is needed for a credit card in Canada? In most cases, you’ll need a credit score of at least 660, but that’s not always the case. Each credit…