American Express Platinum Benefits

The American Express Platinum benefits are the main reason why the Amex Platinum card consistently ranks as one of the best travel credit cards in Canada. Yes, the Amex Platinum comes with a hefty annual fee of $699, but the benefits included are easily worth more than that. If you read my American Express Platinum review, I go into full details of why I think it’s such a great card, but this post will focus specifically on the Amex Platinum benefits and how you can use them to your advantage.

american express platinum benefits hotel

60,000 Membership Rewards sign up bonus

One could argue that the best American Express Platinum Benefit is the 60,000 points sign up bonus with my referral when you spend $5,000 in the first three months of cardmembership. The standard bonus is 50,000 points on a $3,000 spend, but the referral bonus gives you 10,000 extra Membership Rewards points. 60,000 points has a minimum value of $600 but they could easily be worth $1,000 + if you transfer them to Aeroplan or Marriott Rewards.

Earn 1.25 Membership Rewards per $1 spent on all purchases

With the American Express Platinum card, you earn 1.25 American Express Membership Rewards points per $1 spent. Now if you spend $20,000 on the card during one year, you will earn 25,000 Membership Rewards which can be redeemed for any of the following:

  • $250 in travel credit that you can apply to any travel expense on your statement
  • 25,000 Aeroplan miles
  • 25,000 Avios miles
  • 18,750 Delta miles
  • 18,750 Etihad Guest miles, Alitalia MilleMiglia miles, Asia miles
  • 30,000 Marriott points
  • Can be used to book flights with Amex fix points travel program
  • Buy gift cards or items from reward catalogue
  • $175 in statement credit

Annual $200 travel credit

Although the Amex Platinum card comes with an annual fee of $699, it also comes with an annual $200 travel credit that can be applied to offset $200 on any booking made via the Amex travel portal or by phone. The annual credit is awarded at the time you sign up and at each anniversary of your application. This credit essentially reduces your annual fee to $499 per year.

american express platinum benefits airport

Airport lounge access

While several credit cards give some you to airport lounges, the Amex Platinum card is in a league of its own with the American Express Global Lounge Collection.

Each Platinum cardholder get access to:

The Centurion lounges and Amex international lounges

  • High-end lounges in 15+ cities, mostly USA
  • Unlimited access for cardholder and up to two guest
  • All food, drinks and other amenities are complementary

Priority Pass

  • More than 1,200 lounges and restaurants in 500 airports
  • Membership + unlimited access for cardholder and one guest
  • Usually complementary snacks and drinks, but vary by lounge

Delta Sky Club

  • Access to Delta Sky Club lounge when flying on Delta operated flights
  • Complementary visit for cardholder

Plaza Premium Lounges

  • Complementary visit for cardholder and one guest in 50+ Plaza Premium lounges

AirSpace and Escape lounges

  • Complementary visit for cardholder and up two guests in AirSpace and Escape lounges

Travel insurance

American Express Platinum card offers a comprehensive travel insurance package which covers those under the age of 65 for the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person. Note that besides emergency medical insurance, you need to charge the majority of your travel expenses to your American Express Platinum card to get the following travel insurance:

Emergency Medical Insurance$5,000,000 - 15 days / Under 65
Trip Cancellation Insurance$2,500 per person / $5,000 total
Trip Interruption Insurance$2,500 per person / $6,000 total
Flight Delay Insurance$1,000 - 4 hours +
Baggage Delay Insurance$1,000 - 6 hours +
Lost or Stolen Baggage Insurance$1,000 combined per occurrence
Car Rental Theft Damage Insurance$85,000 - 48 days
Hotel/Motel Burglary Insurance$1,000 per occurrence
Travel Accident InsuranceUp to $500,000

Hotel status

American Express Platinum Benefits also include status upgrades at multiple hotel chains. This is a huge benefit since many of these status upgrades could give you additional hotel benefits such as an upgraded room, free WiFi, early check-in, late check-out, extra points, and more.

Marriott / SPG Gold Elite Status (usually requires staying 25 nights in a year)

  • Member discount
  • 25% points bonus
  • Enhanced room upgrade (based on availability)
  • Bonus points on all stays (including stays paid with points) depending on the hotel brand (250pts on 12 brands and 500pts on 19 brands)
  • Enhanced Internet access
  • Ultimate reservation guarantee
  • 2PM late checkout

Hilton gold status (usually requires staying 40 nights in a year)

  • Member discount
  • 80% points bonus
  • Room upgrade (based on availability)
  • No resort fees on Reward stays
  • 5th night free on Rewards stays
  • Complimentary breakfast in all hotels
  • 2 bottles of water
  • Elite tier rollover nights
  • In-room free Internet
  • Late checkout

Radisson gold status (usually requires staying 30 nights in a year)

  • Member discount
  • 25 points per dollar spent
  • 15% discount on food and drinks at participating hotel restaurants
  • 2 bottles of water
  • Rollover nights
  • Complimentary room upgrade (based on availability)
  • Early and late checkout (up to 2 hours prior and post regular hours)
  • In-room welcome gift

Shangri-La hotels Golden Circle Jade status (usually requires staying 20 nights in a year)

  • Earn bonus points
  • Complimentary daily buffet breakfast served at Café Restaurant (up to 2 guests)
  • 11am Early check-in and 4pm late check-out (based on availability)
  • Upgrade to the next best room category, if the reserved room type is not available at check-in
  • Choice of three welcome amenities (fresh fruits, chocolates, beer, cookies, water)

american express platinum benefits

American Express Fine Hotels & Resorts

The Fine Hotels & Resorts program is an often overlooked American Express Platinum benefit which brings a lot of value on stays at luxury hotels. When booking via the Fine Hotels & Resorts program you get all these additional benefits with your booking included in the price shown (note that price on Amex includes all taxes and fees):

  • Room upgrade
  • Free daily breakfast for two
  • $100 credit for food and drinks per stay (may vary per hotel)
  • Noon check-in
  • 4PM check-out
  • Complimentary WiFi

The Hotel Collection by American Express

Similar to the Fine Hotels & Resorts, booking a hotel stay via The Hotel Collection grants you additional benefits. While the Fine Hotels & Resorts is limited to selected luxury hotel, The Hotel Collection is available for more hotels. For each stay of two nights or more, you get these additional benefits:

  • Room upgrade
  • $75 credit for food, drink or spa

Toronto Pearson International Airport Benefits

Platinum cardholders departing from Toronto Pearson airport can take advantage also get a few additional benefits which make the travelling experience even better:

  • Toronto Pearson Priority Security Lane– Bypass the long lines at security by showing your Platinum card at Terminal 1 and 3
  • Complimentary Valet Car Service – The $25 valet fee charge will be waived if you pay it with your Platinum car at Terminal 1 and 3
  • 15% discount on parking – You will receive 15% back in credit statement for parking charges put on your Platinum card at Pearson airport. Valid for Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. Can be used in addition to the Valet Car Service.
  • Discounted Car Care – 15% discount off cost of Car Care services (including taxes) will be provided as a statement credit for charges put on your Platinum card.

Preferred Golf Membership

Your American Express Platinum benefits also give you a complimentary Preferred Golf Membership (usually $295 USD) that includes:

  • Complimentary round of golf with each night stay at participating properties
  • Free upgrades, free internet and late checkout
  • Exclusive rates and packages

Hertz benefits

Although there are hundreds of car rental agencies, the only American Express Platinum benefit you get is with Hertz. Fortunately, the benefits included aren’t bad

  • Free enrollment for Gold Plus Rewards Five Star status which gives
    • priority service
    • bonus points
    • one class free upgrade
  • When using Platinum CDP # 633306 (discount code) you also receive :
    • Discount rates and special rates on Prestige cars
    • Free additional driver for spouse / civil partner
    • 4-hour grace period (you can book 28 hours for the price of a one-day rental)

High-end travel benefits

Platinum cardholders can enjoy multiple benefits on high-end travel experiences including:

amex platinum benefits restaurant

Global Dining Collection

Platinum cardholders can get a reserved table at some of the best restaurants in the world via the Platinum concierge service. Cardholders also get special amenities like free drinks or private kitchen tours. American Express also invites Platinum cardholders to special culinary events which can be quite fun.

Front of the Line presale tickets

One of the more common American Express Platinum benefits is the Front of the Line presale tickets which gets sent to your email. Basically, you get the option to purchase tickets to some of the biggest concerts, shows, and sporting events which is handy since many of these shows get sold out right away.

Purchase protection & Buyers assurance

Finally, your American Express Platinum benefits include purchase protection & buyers assurance which protects you from physical damage and theft, up to a limit of $1,000 per occurrence for 120 days from the date of purchase and doubles your manufacturer’s warranty up to one additional year.

Apply now for the Amex Platinum Card

As you can see, all of the included benefits are clearly aimed at people who frequently travel. There’s no denying that the $699 annual fee is quite steep, but as mentioned, the $200 travel credit instantly brings down your annual fee to $499. The Priority Pass membership and just four visits are worth another $300 so you’re getting a lot of value there too. Then, of course, there’s the generous sign up bonus and the strong earn rate. If you want more details about the card, read my American Express Platinum review now but know that it’s one of the best American Express cards in Canada.

Apply now for the Amex Personal Platinum card
By |2018-11-26T11:33:43+00:00October 26th, 2018|Credit cards, Travel, Travel news|

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