Posts by Barry Choi
Wealthsimple Review | Best robo advisors in Canada
**This post may contain affiliate links. I may be compensated if you use them. Are you looking for an easy way to invest but not sure where to begin? Do you want a method that will save you time, stress, and even money? Then maybe it’s time that you considered a robo advisor. Despite the…
Read MoreWhat is Identity Theft and What to do About it – An easy guide
Have you ever wondered what is identity theft? It’s a growing concern as many Canadians have had their information compromised, which may have led to financial loss. While this is obviously not ideal for anyone, if you understand how identity theft works, you can take steps to prevent yourself from becoming a victim. What is…
Read MoreCredit Card Welcome Bonuses
Once you start travel hacking, you’ll quickly realize that the most important things are the credit card welcome bonuses that you get when you sign up for a new credit card. There’s simply no other way to earn points so quickly. To give you some context, I recently signed up for the American Express Aeroplan…
Read MoreAmex Platinum vs Business Platinum
The American Express Platinum cards are in my opinion, two of the best travel credit cards in Canada. They have the best travel perks, the best sign up bonuses and both earn American Express Membership Rewards (MR) points which I consider to be the best bank travel rewards program in the country. Yes, it’s true…
Read MoreCDIC Coverage is expanding | Separate RESP & RDSP coverage coming
The Canada Deposit Insurance Corporation (CDIC) is set to change how your eligible deposits are protected come April 30, 2022. But, don’t worry, none of these changes are for the negative. In fact, they address two major concerns that Canadians have had for a few years now. Deposits held in Registered Education Savings Plan (RESP)…
Read MoreImproving Your Credit Score
**This is a sponsored post written by me in collaboration with Capital One Canada. All opinions are my own. Applying for a new credit card can be stressful at times. Even though you may have an excellent credit score, there’s always a chance that you could be rejected. To make matters worse, your credit score…
Read MoreThe Best TD Aeroplan Credit Cards
The best TD Aeroplan credit cards are easy to determine. Ever since the new Aeroplan arrived, there has been an increased interest in their co-branded credit cards. Every card comes with different benefits and welcome offers, so it’s important to analyze each one to see what’s best suited for you. If you’re thinking about a…
Read MoreCIBC Rewards Guide | How to maximize your points
CIBC Rewards, often called CIBC Aventura, is CIBC’s travel loyalty program. Although I rank the CIBC Rewards program behind American Express Membership Rewards and RBC Rewards, it’s still an excellent program that deserves your attention. For whatever reason, CIBC credit cards aren’t that popular. However, when you look at the details, you’ll realize that there’s a lot of value in…
Read Moreaddy Invest Review
When it comes to investing, real estate tends to be one of the most lucrative options. But, let’s be honest. Real estate is expensive and property prices just keep getting higher and higher during the pandemic. Many people now assume that investing in real estate is out of reach but that may no longer be…
Read MoreWhat is a Digital Wallet?
Have you ever wondered what is a digital wallet? Even though they’ve been around for years, not everyone has adopted them yet. This shouldn’t be a surprise as most people are still used to using cash and cards to pay for purchases. It also doesn’t help that cryptocurrency also uses digital wallets which are completely…
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