Posts by Barry Choi
How to Find a Good Financial Advisor
Whether you’re making your first contribution or you’re a veteran investor, one question that commonly gets asked is: how do you find a good a financial advisor? If you have any financial knowledge then you should probably manage your money on your own. That being said, it’s definitely worth seeking out an advisor or planner if…
Read MoreCreating a Travel Hacking Strategy
When it comes down to it, travel hacking is very straightforward. You apply for credit cards, collect the sign-up bonuses, and then you use those points for “free” travel. The thing is, you still need to have some travel goals in mind before you start travel hacking. Applying for a bunch of credit cards just…
Read MoreHow to get an Emergency Canadian Passport
**Disclaimer, I am not an employee of the Canadian Government and have no inside knowledge of policy and procedures. I do not know when you’ll receive your new passport if you applied for one. You should call your local office if you have any specific questions. What is outlined below is the extent of my…
Read MoreWhat Is A TFSA (Tax-Free Savings Account)?
Do you know what is a TFSA? It stands for Tax-Free Savings Account. This account was introduced in 2009 and has quickly become one of the most popular accounts available to Canadian residents. The account is so flexible that it can be used for just about anything, including retirement or short-term savings. Alternatively, some people…
Read MoreWhat is a Management Expense Ratio (MER)?
Have you ever wondered what is a management expense ratio (MER)? It’s a fee that investors have to pay for many products such as mutual funds and exchange-traded funds (ETFs). Some people don’t even realize this fee is being paid since it’s automatically taken right out of your investment gains. To be clear, even if your investments…
Read MoreHow to Price Match in Canada
Have you ever wondered how to price match in Canada? Although the thought may have never crossed your mind, many people might be looking for the lowest price possible these days now that inflation is on the rise. While price matching should be a straightforward process, there are some rules in place. How those rules…
Read MoreParis on a Budget
Paris is one of the most popular cities in the world. Known as the city of light and the city of love, many people dream about heading to the capital of France. What’s interesting is that the city is not that expensive to visit. In my guide on how much does it cost to go…
Read MoreChequing Vs. Savings Account | What’s the difference?
When deciding between a chequing vs. savings account, you need to figure out what your needs are. Chequing accounts are typically used for day-to-day transactions from a most basic level, while a savings account is for savings. Generally speaking, most people will have both accounts, but they may not have them at the same bank.…
Read MoreMarriott Bonvoy Guide | Maximize your points
Are you looking for a Marriott Bonvoy guide? Ever since Marriott Rewards merged with Starwood Preferred Guest and Ritz-Carlton Rewards in August 2018, the combined program has easily become the most popular hotel loyalty program in the world. Unfortunately, there have been some devaluations over the years, so you’ll want to know how to maximize…
Read MoreHow to Get a Credit Card in Canada: The easy steps
If you’re wondering about how to get a credit card in Canada, you’ve come to the right place. Many people assume that applying for a credit card is a straightforward process (which it is), but there are a lot of variables to consider. Every credit card has different qualification requirements and the card you apply…
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